State Farm Life Insurance Company v. Ablaza

District Court, N.D. California·Decided September 8, 2021·No. 5:20-cv-06519·Unknown

Opinion

STATE FARM LIFE INSURANCE Case No. 20-cv-06519-BLF COMPANY, Plaintiff, REPORT AND RECOMMENDATION; DENYING PLAINTIFF’S MOTION v. FOR DEFAULT JUDGMENT AGAINST DEFENDANT ABLAZA; GRANTING MICHAEL R. ABLAZA and JANE DOE, PLAINTIFF’S REQUEST TO DEPOSIT the Administrator of the Estate of Maribeth INTERPLEADER FUNDS INTO Garces Ablaza, COURT’S REGISTRY; AND ENJOINING DEFENDANT ABLAZA Defendants. FROM INITIATING ANY ACTION AGAINST STATE FARM REGARDING INTERPLEADER FUNDS [Re: ECF 19, 22] Before the Court is a “Motion for Default Judgment and For Deposit Pursuant to Fed. R. Civ. P. 67” filed by Plaintiff State Farm Life Insurance Company (“State Farm”) (ECF 19), and a Report and Recommendation (“R&R”) filed by Magistrate Judge Susan van Keulen (ECF 22). Judge van Keulen has recommended that this Court grant State Farm’s motion for default judgment against Defendant Michael R. Ablaza (“Ablaza”), grant State Farm’s request to deposit interpleader funds into the Court’s registry, enjoin Ablaza from initiating any action against State Farm regarding the interpleader funds, and dismiss State Farm from the action. For the reasons discussed below, the Court ADOPTS IN PART the R&R; DENIES State Farm’s motion for default judgment against Ablaza; GRANTS State Farm’s request to deposit interpleader funds into the Court’s registry; ENJOINS Ablaza from initiating any action against State Farm regarding the interpleader funds; and DECLINES to dismiss State Farm from the State Farm filed this interpleader action following the death of its insured, Maribeth Garces Ablaza (“the Insured”), to resolve uncertainty over the appropriate payee of approximately $145,000 in benefits from a life insurance policy (“the policy proceeds”) issued by State Farm. See Compl., ECF 1. The policy names the Insured’s only child, Ablaza, as the primary beneficiary and does not name a secondary beneficiary. See id. ¶ 8. State Farm alleges that Ablaza has been arrested and charged with the Insured’s murder. See id. ¶ 12. State Farm further alleges that if Ablaza is convicted of murdering the Insured, the policy proceeds will not be payable to him under California law. See id. ¶¶ 13-14. If Ablaza is not convicted of murdering the Insured, he will be entitled to receive the policy proceeds. See id. ¶ 15. It is State Farm’s understanding that no proceeding has been commenced to administer the Insured’s estate. See id. ¶ 16. In its complaint, State Farm requests the following relief: appointment of a representative to administer the insured’s estate; an order requiring such representative and Ablaza to answer the complaint and litigate between themselves their rights to the policy proceeds; an order permitting State Farm to deposit the policy proceeds into the Court’s registry and discharging State Farm from further liability with respect to the policy proceeds; enjoining Defendants from instituting or prosecuting any action against State Farm with respect to the policy proceeds; and awarding State Farm its attorneys’ fees and costs. See Compl. at pp. 4-5. The clerk entered default against Ablaza on January 6, 2021. See Clerk’s Entry, ECF 14. On May 7, 2021, State Farm filed a motion for default judgment against Ablaza. See Mot. for Def. Jud., ECF 19. Magistrate Judge Susan van Keulen, to whom this case originally was assigned, issued a Report and Recommendation (“R&R) on July 21, 2021, directing the clerk to reassign the case to a district judge and recommending that State Farm’s motion for default judgment be granted. See R&R, ECF 22. Judge van Keulen also recommended that State Farm be ordered to deposit the policy proceeds into the Court’s registry, that Ablaza be enjoined from initiating any action against State Farm regarding the policy proceeds, and that State Farm thereafter be dismissed from the action. See id. response. See Notice, ECF 26. State Farm filed a response to the R&R on August 4, 2021, suggesting that the Court adopt the R&R with the modification that State Farm’s dismissal be stayed pending appointment of an administrator of the Insured’s estate. See Response, ECF 27. State Farm points out that if it were dismissed before appointment of an administrator, the Court would be in possession of interpleaded funds without an active party to apply for distribution. See id. When a magistrate judge is assigned, without the parties’ consent, to hear a pretrial matter dispositive of a claim, the magistrate judge must issue a recommended disposition for review by a district judge. Fed. R. Civ. P. 72(b)(1). The recommended disposition must be served on the parties, who then have fourteen days to file objections. Fed. R. Civ. P. 72(b)(2). “The district judge must determine de novo any part of the magistrate judge’s disposition that has been properly objected to.” Fed. R. Civ. P. 72(b)(3). “The district judge may accept, reject, or modify the recommended disposition; receive further evidence; or return the matter to the magistrate judge with instructions.” Id. As discussed above, no party has objected to the R&R, although State Farm proposes that the R&R be modified to stay its dismissal from the action pending appointment of an administrator of the Insured’s estate. However, for the reasons discussed below, the Court adopts the R&R only in part. Specifically, the Court declines to adopt the portions of the R&R recommending that State Farm’s motion for default judgment be granted and that State Farm be dismissed from the action. The Court adopts the portions of the R&R recommending that State Farm be permitted to deposit the policy proceeds in the Court’s registry and that Ablaza be enjoined from initiating any action against State Farm regarding the policy proceeds. A. Default Judgment is Not Supported by the Allegations of the Complaint “The general rule of law is that upon default the factual allegations of the complaint, except those relating to the amount of damages, will be taken as true.” TeleVideo Sys., Inc. v. “However, necessary facts not contained in the pleadings, and claims which are legally insufficient, are not established by default.” Cripps v. Life Ins. Co. of N. Am., 980 F.2d 1261, 1267 (9th Cir. 1992). Consequently, “[a] defendant’s default does not automatically entitle the plaintiff to a court-ordered judgment.” PepsiCo, Inc. v. California Sec. Cans, 238 F. Supp. 2d 1172, 1174 (C.D. Cal. 2002) (citing Draper v. Coombs, 792 F.2d 915, 924-25 (9th Cir.1986)). The allegations of State Farm’s complaint, taken as true, establish that Ablaza will not be entitled to the policy proceeds if he is convicted of his mother’s murder, but that Ablaza will be entitled to the policy proceeds if he is not convicted of his mother’s murder. See Compl. ¶¶ 14-15. Those allegations are legally insufficient to support entry of default judgment against Ablaza at this time, as he may be entitled to the policy proceeds in the future, depending on the outcome of the criminal proceedings against him. In the Court’s view, State Farm’s motion for default judgment is simply premature. Accordingly, the Court declines to adopt the portion of the R&R recommending that default judgment be granted. State Farm’s motion for default judgment against Ablaza is DENIED. B. State Farm May Deposit the Policy Proceeds in the Court’s Registry In addition to seeking default judgment against Ablaza, State Farm requests that

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