Stanley v. State Automobile Mutual Insurance

408 N.W.2d 467, 160 Mich. App. 434
CourtMichigan Court of Appeals
DecidedMay 19, 1987
DocketDocket 92916
StatusPublished
Cited by8 cases

This text of 408 N.W.2d 467 (Stanley v. State Automobile Mutual Insurance) is published on Counsel Stack Legal Research, covering Michigan Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Stanley v. State Automobile Mutual Insurance, 408 N.W.2d 467, 160 Mich. App. 434 (Mich. Ct. App. 1987).

Opinion

R. L. Tahvonen, J.

In this first party no-fault case, plaintiff appeals as of right from a trial court order granting summary disposition in defendant’s favor, MCR 2.116(C)(8) and (10). We affirm.

The facts are not disputed. Mr. Stanley was employed by an automobile dealership as a "body man.” While he was replacing the bumper on a customer’s car, the jack gave way, and the falling car injured him. The plaintiff received workers’ compensation benefits and also sought first party no-fault benefits from his insurer, the defendant here, arguing that the car was "unreasonably parked” at the time of the accident. Benefits were paid for a short time, and this lawsuit followed when they were terminated by defendant.

Defendant moved for summary disposition under both MCR 2.116(C)(8) and (10). The trial court granted the motion but did not specify in its bench opinion or its order which subparagraph of MCR. 2.116(C) provided the appropriate basis for the ruling. We will consider the motion as having been granted under subsection (10) since the facts are not in dispute._

*436 A motion made pursuant to MCR 2.116(C)(10) may be granted only if the movant can show that there is no genuine issue of material fact and that he is entitled to judgment as a matter of law. A showing of the absence of factual controversy must be established by affidavits, pleadings, depositions, admissions, or other documentary evidence. Linebaugh v Berdish, 144 Mich App 750, 753-754; 376 NW2d 400 (1985). Defendant’s claim for summary disposition is premised upon MCL 500.3106; MSA 24.13106, which provides:

(1) Accidental bodily injury does not arise out of the ownership, operation, maintenance or use of a parked vehicle as a motor vehicle unless any of the following occur:
(a) The vehicle was parked in such a way as to cause unreasonable risk of the bodily injury which occurred.
(b) Except as provided in subsection (2), the injury was a direct result of physical contact with the equipment permanently mounted on the vehicle, while the equipment was being operated or used or property being lifted onto or lowered from the vehicle in the loading or unloading process.
(c) Except as provided in subsection (2) for an injury sustained in the course of employment while loading, unloading, or doing mechanical work on a vehicle, the injury was sustained by a person while occupying, entering into, or alighting from the vehicle.
(2) Accidental bodily injury does not arise out of the ownership, operation, maintenance, or use of a parked vehicle as a motor vehicle if benefits under the worker’s disability compensation act of 1969, Act No. 317 of the Public Acts of 1969, as amended, being sections 418.101 to 418.941 of the Michigan Compiled Laws, are available to an employee who sustains the injury in the course of his or her employment while loading, unloading, or doing mechanical work on a vehicle unless the *437 injury arose from the use or operation of another vehicle.

We hold that the trial court correctly determined that the defendant is entitled to judgment as a matter of law under subsection (2). It is undisputed that plaintiff was an employee who suffered injury in the course of his employment while doing mechanical work on a parked vehicle. Plaintiffs claim that situations within the parked vehicle exclusion provided by subsection (l)(a) are not subject to subsection (2) is without merit. Plaintiff notes that subsection (l)(b) and (c) are prefaced with the phrase "except as provided in subsection (2).” Plaintiff then emphasizes that subsection (l)(a) lacks that preface and concludes that cases governed by subsection (l)(a) are not therefore subject to subsection (2). The semantic symmetry of this argument is appealing but its conclusion is belied by recognition of the statute’s history. As enacted in 1972 PA 294, effective October 1, 1973, § 3106 of the no-fault act removed all parked vehicle injuries from the ambit of the statute with the three exceptions now found in subsection (1). By 1981 PA 209, § 3106 was amended to add subsection (2) and the prefatory phrases in subsections (l)(b) and (c). The amendment was intended to exclude no-fault coverage in specified parked vehicle cases where workers’ compensation benefits are available. This amendment was designed then to avoid duplicative recovery. Bell v FJ Boutell Driveaway Co, 141 Mich App 802, 809; 369 NW2d 231 (1985). The prefatory phrase added to subsections (l)(b) and (c) was not needed in subsection (l)(a) since that provision contained no reference to, or likely connection with, work-related loading, unloading or mechanical work. The absence of the phrase does not *438 therefore support plaintiff’s claim that subsection (l)(a) cases are immune from the coverage bar of subsection (2).

Moreover, the plain meaning of MCL 500.3106; MSA 24.13106 supports defendant’s interpretation. Subsection (1) provides that "[accidental bodily injury does not arise out of the ownership, operation, maintenance, or use of a parked vehicle as a motor vehicle” unless any of the three exceptions noted thereafter apply. Subsection (2) provides that "[a]ccidental bodily injury does not arise out of the ownership, operation, maintenance, or use of a parked vehicle as a motor vehicle” if the plaintiff is entitled to workers’ compensation benefits. Thus, the operative effect of failure to meet any of the three subsection (1) exceptions and of the entitlement to workers’ compensation benefits under the circumstances noted in subsection (2) is identical; an accidental bodily injury arising out of the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle does not occur. Such an accidental bodily injury is a prerequisite to qualification for no-fault benefits. MCL 500.3101(2)(d); MSA 24.13101(2)(d). Even if plaintiff’s claim is not barred by subsection (1) by reason of the applicability of one of the exceptions, his entitlement to workers’ compensation benefits constitutes a bar under subsection (2) that is entirely independent of plaintiff’s status under subsection (1).

This Court’s previous decisions examining the legislative intent underlying MCL 500.3106(2); MSA 24.13106(2) support the defendant’s interpretation. In Bell v FJ Boutell Driveaway Co, supra, this Court held that the reference in subsection (2) to “loading” and "unloading” should be given an expansive reading in order to give subsection (2) a broad scope. This holding was in part premised *439 upon an inference of a legislative intent to eliminate duplicative recoveries of no-fault benefits and workers’ compensation benefits. The Court stated:

We conclude that the Legislature intended to eliminate duplication of benefits for work-related injuries except where the actual driving or operation of a motor vehicle is involved. Therefore, we find it appropriate to broadly interpret the terms "loading” and "unloading” in subsection (2) because by doing so the statute further eliminates duplication of benefits for work-related injuries that do not relate to the actual driving or operation of a motor vehicle. [141 Mich App 810-811.]

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Cite This Page — Counsel Stack

Bluebook (online)
408 N.W.2d 467, 160 Mich. App. 434, Counsel Stack Legal Research, https://law.counselstack.com/opinion/stanley-v-state-automobile-mutual-insurance-michctapp-1987.