Sporn v. TransUnion Interactive, Inc.

CourtDistrict Court, N.D. Illinois
DecidedJanuary 10, 2019
Docket1:19-cv-00266
StatusUnknown

This text of Sporn v. TransUnion Interactive, Inc. (Sporn v. TransUnion Interactive, Inc.) is published on Counsel Stack Legal Research, covering District Court, N.D. Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sporn v. TransUnion Interactive, Inc., (N.D. Ill. 2019).

Opinion

1 UNITED STATES DISTRICT COURT 2 NORTHERN DISTRICT OF CALIFORNIA 3 4 MICHAEL SPORN, CASE NO. 18-cv-05424-YGR

5 Plaintiff, ORDER DENYING MOTION TO REMAND 6 vs. AND GRANTING MOTION TO TRANSFER

7 TRANSUNION INTERACTIVE, INC., Re: Dkt. Nos. 17, 18 8 Defendant.

9 Plaintiff Michael Sporn brings this putative class-action lawsuit against defendant 10 TransUnion Interactive, Inc. (“TUI”) for alleged violations of the California Consumer Credit 11 Reporting Agencies Act (“CCCRAA”), Cal. Civ. Code §§ 1785.1 et seq. (Count I); the California 12 Unfair Competition Law (“UCL”), Cal. Bus. & Prof Code §§ 17200 et seq. (Count II); the 13 California False Advertising Law (FAL”), Cal. Bus. & Prof. Code §§ 17500 et seq. (Count III); 14 and the California Consumers Legal Remedies Act (“CLRA”), Cal. Civ. Code §§ 1750 et seq. 15 (Count IV). (Dkt. No. 17-2 (“Compl.”) at 1.) Specifically, plaintiff alleges that TUI charged 16 consumers for and misled consumers regarding “credit scores . . . that were not derived from a 17 credit scoring model that is widely distributed to lenders but, instead, were based on a vastly 18 inferior and inaccurate credit scoring model that is essentially useless to consumers.” (Id. at 2.) 19 TUI removed the case to this Court on September 4, 2018. (Dkt. No. 1 (“Removal”).) 20 Now before the Court is Sporn’s motion to remand (Dkt. No. 17 (“Remand”)) and TUI’s 21 motion to transfer, or in the alternative, to stay the case (Dkt. No. 18 (“Transfer”)).1 Having 22 carefully considered the pleadings and the papers submitted, and for the reasons set forth more 23 fully below, the Court hereby DENIES plaintiff’s motion to remand and GRANTS defendant’s 24 motion to transfer the case. 25

26 1 The Court has reviewed the papers submitted by the parties in connection with plaintiff’s motion to remand and TUI’s motion to transfer. The Court has determined that the motions are 27 appropriate for decision without oral argument, as permitted by Civil Local Rule 7-1(b) and 1 I. BACKGROUND 2 On July 17, 2018, plaintiff filed this class-action lawsuit against TUI in the Superior Court 3 of the State of California, San Francisco County, captioned Sporn v. TransUnion Interactive, Inc., 4 Case No. CGC-18-567168 (the “State Court Action”). Plaintiff’s Class Action Complaint 5 (“CAC”) asserts class claims against TUI for alleged violations of the CCCRAA, the UCL, the 6 FAL, and the CLRA. (Compl. at 1.) Plaintiff is a resident of San Francisco, California. (Id. at 7 12.) The CAC defines the putative class as: “All persons in the State of California who purchased 8 TUI Consumer Credit Scores from TUI during the period from July 17, 2014 to [July 17, 2018].”2 9 (Id. at 14.) On September 4, 2018, TUI filed its notice of removal pursuant to 28 U.S.C. Section 10 1441 based on original jurisdiction as provided by the Class Action Fairness Act of 2005 11 (“CAFA”), 28 U.S.C. § 1332(d). (Removal ¶¶ 4-8.) One month later, on October 3, 2018, plaintiff 12 filed a motion for remand citing a lack of diversity as the basis thereof. (Remand at 3.) 13 Plaintiff’s counsel, Michael Reese, also represents a putative national class and a putative 14 Missouri class in another case filed against TUI in the Northern District of Illinois in March 2014, 15 Sgouros v. TransUnion Interactive, Inc., Case No. 1:14-cv-01850 (“Sgouros”). (See Dkt. No. 18-2 16 (“Sgouros Compl.”).) Sgouros relates to the same alleged wrongdoing as is at issue in this case, 17 namely in both cases, plaintiffs allege that TUI’s sale and marketing of a credit score product, 18 known as “Vantage Score,” used a credit scoring model that is different from that used by Fair 19 Isaac Corporation (“FICO”) and is therefore “vastly inferior an of little value to consumers” 20 because FICO scores are used “in over 90% of United States lending decisions.” (Sgouros Compl. 21 ¶¶ 8, 89-90; Compl. ¶ 1; see also Dkt. No. 22 (“Transfer Opp.”) at 5 (“Plaintiff does not dispute 22 that Sporn and Sgouros both involve allegations that TUI deceptively marketed VantageScore 23 credit scores . . . and that the VantageScore credit scoring model is not the same as the model that 24 accounts for 90% of the market of credit scores sold to firms to use when making lending 25 decisions[.]”). The putative national class in Sgouros includes plaintiff Sporn and the members of 26 the putative California class in this action. (Sgouros Compl. ¶ 55 (alleging that plaintiff Sgouros 27 1 seeks to represent a nationwide putative class of consumers who purchase TUI’s VantageScore 2 product since March 14, 2011).)3 Moreover, TUI has represented to the Court that it does not 3 anticipate challenging the geographic scope of the proposed nationwide class in Sgouros. (See 4 Dkt. No. 26 (“Suppl.”) at 3.) 5 II. MOTION TO REMAND 6 A. Legal Standard 7 “Federal courts are of limited jurisdiction. They possess only that power authorized by 8 Constitution and statute[.]” Kokkonen v. Guardian Life Ins. Co. of Am., 511 U.S. 375, 377 (1994). 9 The courts are presumed to lack jurisdiction unless the contrary appears affirmatively from the 10 record. DaimlerChrysler Corp. v. Cuno, 547 U.S. 332, 342 (2006). Accordingly, there is a 11 “strong presumption against removal jurisdiction” when evaluating a motion to remand. Gaus v. 12 Miles, Inc., 980 F.2d 564, 566 (9th Cir. 1992). “The burden of establishing federal jurisdiction is 13 upon the party seeking removal.” Emrich v. Touche Ross & Co., 846 F.2d 1190, 1195 (9th Cir. 14 1988). 15 B. Analysis 16 Under CAFA, federal district courts have jurisdiction over class actions where the amount 17 in controversy exceeds $5 million, there are more than 100 putative class members, and “any 18 member of a class of plaintiffs is a citizen of a [s]tate different from any defendant.” 28 U.S.C. § 19 1332(d)(2)(A). Plaintiff avers that this lawsuit fails to meet the third requirement, diversity of 20 citizenship. (Remand at 5.) Specifically, plaintiff asserts that TUI is not, as defendant represents 21 in its notice of removal, a Delaware corporation with its principal place of business in Illinois but 22 instead maintains its principal place of business in San Luis Obispo, California. (Id. at 5-6.) 23 For the purposes of establishing diversity jurisdiction, a corporation is a citizen of the 24 state(s) where it is incorporated and where it has its principal place of business. 28 U.S.C. § 25

26 3 See also Compl. ¶ 20 (alleging that plaintiff Sporn purchased VantageScore products from TUI on October 21, 2015, February 3, 2016, and February 22, 2016); id. ¶ 30 (noting that 27 plaintiff Sporn seeks to represent a class of California consumers who purchased VantageScore 1 1332(c)(1). A corporation’s principal place of business is “the place where a corporation’s 2 officers direct, control, and coordinate the corporation’s activities.” Hertz Corp. v. Friend, 559 3 U.S. 77, 92-93 (2010). Specifically, a corporation’s principal place of business is its “nerve 4 center” or the “actual center of direction, control, and coordination.” Id. at 93.

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Sporn v. TransUnion Interactive, Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/sporn-v-transunion-interactive-inc-ilnd-2019.