Sparkman v. Comerica Bank

CourtDistrict Court, E.D. California
DecidedFebruary 21, 2025
Docket2:24-cv-01206
StatusUnknown

This text of Sparkman v. Comerica Bank (Sparkman v. Comerica Bank) is published on Counsel Stack Legal Research, covering District Court, E.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sparkman v. Comerica Bank, (E.D. Cal. 2025).

Opinion

8 UNITED STATES DISTRICT COURT

9 FOR THE EASTERN DISTRICT OF CALIFORNIA

11 PAULA SPARKMAN, No. 2:24-cv-01206-DJC-DMC

12 Plaintiff, v. 13 ORDER COMERCIA BANK, et al., 14 Defendants. 15

16 This case concerns fees charged to recipients of child support payments who

17 made calls to a customer support line. Plaintiff Paula Sparkman filed this case on

18 behalf of herself and others similarly situated and now seeks to have a class certified.

19 For the reasons stated below, Plaintiff’s Motion for Class Certification is granted.

20 Plaintiff is appointed as class representative and Plaintiff’s counsel is appointed as

21 class counsel.

22 BACKGROUND 23 In her Complaint, Plaintiff Paula Sparkman alleges that recipients of court- 24 ordered child support payments in California may receive payments via prepaid debit 25 cards referred to as Way2Go cards. Defendants have contracted with California Child 26 Support Services to be the sole provider of debit cards to child support recipients.1 27 1 The Way2Go card is not the only way that individuals can receive child support payments, but it is the 28 only debit card option provided. 1 Defendants allegedly charge Way2Go card users a $0.50 fee for calling Defendant

2 Conduent’s interactive voice response (“IVR”) customer support line, though Way2Go

3 users are given three free calls each month.

4 Plaintiff, a Way2Go card user, was allegedly charged fees for calling the IVR

5 line. Specifically, Plaintiff alleges that in June 2023, she was charged $1.00 in fees for

6 five calls she made to the IVR line. Plaintiff claims that the fee for using the IVR line is a

7 “junk fee” and an unfair practice in violation of California’s Unfair Competition Law

8 (“UCL”). Plaintiff now seeks to certify a class of “thousands of other California child

9 support recipients.” (Mot. (ECF No. 30) at 7.) Plaintiff seeks to certify a class with the

10 following definition:

11 All persons issued a California Way2Go Card® Prepaid

12 Mastercard® whose accounts Defendants charged at least one $0.50 fee for calling Defendants’ IVR telephone system. 13

14 (Id. at 6.)

15 Briefing of this matter is complete (Mot.; Opp’n (ECF No. 39); Reply (ECF No.

16 48)) and the Court heard oral argument from the parties (ECF No. 51).

17 LEGAL STANDARD

18 Certification of a class action is mainly governed by Federal Rule of Civil

19 Procedure 23. A plaintiff seeking to certify a class bears the burden of demonstrating

20 that the four requirements of Rule 23(a) are met as well as at least one of the

21 requirements of Rule 23(b). Ellis v. Costco Wholesale Corp., 657 F.3d 970, 979–80

22 (9th Cir. 2011). Rule 23(a) requires the following: (1) the class is so numerous that

23 joinder of all members is impracticable; (2) there are questions of law or fact common

24 to the class; (3) the claims or defenses of the representative parties are typical of the

25 claims or defenses of the class; and (4) the representative parties will fairly and

26 adequately protect the interests of the class. “These requirements effectively limit the

27 class claims to those fairly encompassed by the named plaintiff's claims.” Gen. Tel. Co.

28 1 of Sw. v. Falcon, 457 U.S. 147, 156 (1982) (internal citations and quotation marks

2 omitted).

3 Plaintiff’s Motion relies on Rule 23(b)(3) to satisfy the Rule 23(b) requirement.

4 Rule 23(b)(3) states that a class action may be maintained if “the court finds that the

5 questions of law or fact common to class members predominate over any questions

6 affecting only individual members, and that a class action is superior to other available

7 methods for fairly and efficiently adjudicating the controversy.”

8 DISCUSSION

9 I. Rule 23(a) Requirements

10 A. Numerosity

11 The Court finds that Plaintiff’s proposed class satisfies the numerosity

12 requirement. Based on the discovery conducted, Plaintiff has allegedly identified “at

13 least 160,800 California parents” who were charged IVR fees. (Mot. at 10; Nuss Decl.

14 (ECF No. 34) ¶ 15.) There is no single size requirement to satisfy numerosity, though

15 numerosity is generally satisfied with a class of at least 40 members. Arnold v. United

16 Artists Theatre Circuit, Inc., 158 F.R.D. 439, 448 (N.D. Cal. 1994); Kidd v. Mayorkas, 343

17 F.R.D. 428, 437 (C.D. Cal. 2023). Plaintiff’s proposed class clearly satisfies numerosity

18 as joinder of possibly over one hundred thousand individual Way2Go card users

19 would be impracticable. See Harris v. Palm Springs Alpine Estates, Inc., 329 F.2d 909,

20 913–14 (9th Cir. 1964).

21 Defendants do not argue that numerosity has not been satisfied in the body of

22 their Opposition, but in a footnote contend that Plaintiff has “failed to cite to any

23 credible evidence regarding the numerosity prong” because Plaintiff relies on a

24 declaration from a paralegal “who extracted information from over fifty spreadsheets

25 Conduent produced in discovery.” (Opp’n at 8 n.5.) However, the class size provided

26 by the paralegal was, by her own statements and Defendants’ own admission,

27 determined through the distillation of information contained in spreadsheets

28 produced by Defendant Conduent. The Declaration of Plaintiff’s Counsel’s Paralegal, 1 Jodi Nuss, also provides, in great detail, the process by which she analyzed the data

2 provided to determine the number of individuals who were charged IVR fees. (See

3 Nuss Decl. ¶¶ 3–25.) Notably, Defendant does not contest the accuracy of the number

4 of potential class members, only the form in which Plaintiff presents this information.

5 Nothing about how Plaintiff seeks to establish numerosity appears improper.

6 Defendants cite cases where individuals were held out as expert witnesses despite

7 being a parties’ counsel or otherwise acting in a “partisan” manner. (Opp’n at 8 n.5.)

8 But these cases are inapplicable as neither Plaintiff’s Counsel nor Paralegal Nuss

9 expressly holds Nuss out as an expert. While the language of the Nuss Declaration

10 does mirror some expert declarations, Paralegal Nuss’s efforts are mainly summarized

11 as the consolidation of the data in the spreadsheets provided by Defendant

12 Conduent, the removal of duplicate entries, and the counting of unique transaction

13 records and unique accountholders. (See Nuss Decl.) These tasks are well within the

14 bounds of what a party’s counsel and their staff can reasonably determine without the

15 need for expert analysis. The actual evidence at issue is not a meaningful analysis

16 conducted by the paralegal but a processed version of the information contained in

17 the spreadsheets provided in discovery.

18 Accordingly, the Court finds that the proposed class satisfies the numerosity

19 requirement of Rule 23(a).

20 B. Commonality2

21 There are questions of law and fact that are common to the class. A class has

22 questions of law and fact that are common to the class where “[t]heir claims . . .

23 depend upon a common contention . . . of such a nature that it is capable of classwide

24 resolution . . . .” Wal-Mart Stores, Inc. v. Dukes, 564 U.S.

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