Smith v. United States

5 F. Supp. 475, 1933 U.S. Dist. LEXIS 1244
CourtDistrict Court, E.D. Kentucky
DecidedNovember 8, 1933
DocketNo. 63
StatusPublished
Cited by1 cases

This text of 5 F. Supp. 475 (Smith v. United States) is published on Counsel Stack Legal Research, covering District Court, E.D. Kentucky primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Smith v. United States, 5 F. Supp. 475, 1933 U.S. Dist. LEXIS 1244 (E.D. Ky. 1933).

Opinion

ANDREW M. J. COCHRAN, District Judge.

This action is before me for judgment. It is a war risk insurance ease; a jury has been waived, and I have heard the evidence. The plaintiff was the mother of the veteran, who died March 14, 1933, and was the beneficiary in the policy. He enlisted May 29, 1918, and was' discharged August 5, 1919. He ceased to pay premiums after that day, and, unless it had then matured, it lapsed shortly thereafter. The claim of the plaintiff is that it had then matured, in that the veteran was then totally and permanently disabled. This she claims was due to the fact that he was then afflicted with pulmonary tuberculosis. The plaintiff might have brought this action when it matured, or, if uncertainty as to the permanency of the disease was such as to justify a delay without payment of premium, upon his death. This she did not do*. She did not bring it until July 26,19301. It is therefore a belated claim. This makes the burden which is on her to establish such disability by a preponderance of the evidence heavier than it would have been had she brought it promptly. It should be taken that she knew that the policy provided for the payment of $10,000 in ease her son became totally and permanently disabled as well as of his death. Such is the very first provision in it. That no claim was asserted under it for so long a time can hardly be accounted for save on the ground that she did not con-; sider that he had been totally and permanently disabled.

In the case of Eggen v. United States (C. C. A.) 58 F.(2d) 616, 618, it was said: “In most cases the insureds lapsed their policies when they left the service in 1919. They did not consider themselves then totally and permanently disabled. If they had, they would have made claims under their policies, and, if [476]*476there had been any substantial doubt in their minds as to whether they were not so disabled, they would have paid premiums in order to avoid any controversy over their right to collect upon the policies.”

In the case of United States v. Linkhart (C. C. A.) 64 F.(2d) 747, 748, it was said: “While under the successive statutes enlarging the time wherein such actions may be brought the long delay does not of itself bar the action, it is a fact to be considered with all the other facts in determining, even upon appeal, whether there is substantial evidence to support the claim.”

In the case of Keelen v. United States (C. C. A.) 65 F. (2d) 513, it was said: “This suit was brought on August 31, 1929, more than ten years after plaintiff’s discharge from the service. During these ten years plaintiff neither paid premiums on his policy nor asserted claim under it. Under these circumstances plaintiff was under a heavy burden to ‘show, by evidence contemporaneous with the life of the policy, the then totality and permanence of his disability as a fact existing and accepted, or * ' * * conditions then existing which, read in their own light and in the light of subsequent events, make it reasonably probable that, though then unclaimed and unrecognized, total and permanent disability did then in fact exist.’ Wise v. U. S. (C. C. A.) 63 F.(2d) 307, 308.”

Before coming to the ease in hand, note should be taken of the positions which have been established as to the right of recovery in pulmonary tuberculosis eases. The leading case is that of Nicolay v. United States (C. C. A.) 51 F.(2d) 170, 173, a decision of the appellate court for the Tenth circuit. It paved the way for a correct and easy handling of such eases. It has been followed in these subsequent tuberculosis eases, to wit, Nalbantian v. United States (C. C. A.) 54 F.(2d) 63; Hirt v. United States (C. C. A.) 56 F.(2d) 80, 82; Roberts v. United States (C. C. A.) 57 F.(2d) 514, 515; Eggen v. United States (C. C. A.) 58 F.(2d) 616, 620; Long v. United States (C. C. A.) 59 F.(2d) 602; United States v. Rentfrow (C. C. A.) 60 F. (2d) 488; United States v. McCreary (C. C. A.) 61 F.(2d) 804, 808; Garrison v. United States (C. C. A.) 62 F.(2d) 41, 42; United States v. Diehl (C. C. A.) 62 F.(2d) 343, 345; United States v. Rosborough (C. C. A.) 62 F.(2d) 348; United States v. Peters (C. C. A.) 62 F.(2d) 977; United States v. Stack (C. C. A.) 62 F.(2d) 1056; United States v. Thompson (C. C. A.) 63 F.(2d) 111; Andrews v. United States (C. C. A.) 63 F.(2d) 184, 187; Walters v. United States (C. C. A.) 63 F.(2d) 299, 301; Mason v. United States (C. C. A.) 63 F.(2d) 791, 793; United States v. Hodson (C. C. A.) 64 F.(2d) 119; United States v. Perkins (C. C. A.) 64 F.(2d) 243; United States v. Thomas (C. C. A.) 64 F.(2d) 245; United States v. Bass (C. C. A.) 64 F.(2d) 467; United States v. Howard (C. C. A.) 64 F.(2d) 533; United States v. Dunaway (C. C. A.) 64 F.(2d) 535; United States v. Linkhart (C. C. A.) 64 F. (2d) 747; Bailey v. United States (C. C. A.) 64 F.(2d) 779; Falbo v. United States (C. C. A.) 64 F.(2d) 948; McCleary v. United States (C. C. A.) 64 F.(2d) 1016; Meyer v. United States (C. C. A.) 65 F.(2d) 509; Le Blanc v. United States (C. C. A.) 65 F.(2d) 514; United States v. Jones (C. C. A.) 65 F.(2d) 652; Combs v. United States (C. C. A.) 65 F.(2d) 787. In disposing of a tuberculosis case, one need not take into consideration any other of such eases, of which there are not many. It will be well if he does, not. These cases aE come from appellate courts. They impress one with the difficulty of making out the right to recover in a tuberculosis ease. Their number is thirty-one. The plaintiff succeeded in only three of them, to wit, United States v. Thomas (C. C. A.) 64 F.(2d) 245; United States v. Bass (C. C. A.) 64 F.(2d) 467; United States v. Jones (C. C. A.) 65 F.(2d) 652. In each of these three eases there was a trial before a jury, the jury found a verdict for the plaintiff, judgment for him was entered therein, and on apr peal it was held that the case was properly' submitted to the jury. There was no holding in either case that the plaintiff was entitled to recover. In the other twenty-eight cases the defendant succeeded. In two of them, to wit, United States v. Rentfrow (C. C. A.) 60 F.(2d) 488, 489, Combs v. United States (C. C. A.) 65 F.(2d) 787, the trial was by the court. In the other twenty-six the trial was before a jury, and in each of them it was held either that a directed verdict should have been given or that it was properly given.

I g-ather from these cases that, where the veteran at the time of his discharge is afflicted with active pulmonary tuberculosis, it is not hard to make out a case of total disabEity. The difficulty Ees in making out that the disability is permanent. This is so because in such eases, usually, if not invariably, the disease is in its incipient stage, and whilst it is in such stage it may he cured. It is a matter of common knowledge that such is the case. In the Nieolay Case it was said: “Wa [477]*477have at best an insured in the early stages of tuberculosis. It is a matter of common knowledge that many such incipient tuberculars respond readily to the simple treatment of rest and nourishment; the activity is arrested, and, while there probably always will be a susceptibility of recurrence, they are able to, and do, live out their lives following gainful occupations. On the other hand, there are some that do not respond to treatment, and their condition is incurable from the start. The burden of proof is upon the plaintiff; if his evidence leaves it a mere matter of speculation as to the permanence of his condition in May, 1919, he cannot recover.”

In the Hirt Case it was said: “We take notice of the medical fact that very often tuberculosis, in its early stages, at least, is curable.”

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Bluebook (online)
5 F. Supp. 475, 1933 U.S. Dist. LEXIS 1244, Counsel Stack Legal Research, https://law.counselstack.com/opinion/smith-v-united-states-kyed-1933.