Shires v. WROUGHT IRON RANGE COMPANY

1959 OK 72, 339 P.2d 105, 1959 Okla. LEXIS 432

• Court: Supreme Court of Oklahoma
• Decided: April 21, 1959
• Docket: 37697
• Status: Published

Opinions

■ DAVISON, Chief Justice.

R. N. Shires, Jr., filed a claim against Wrought Iron Range Company and its insurance carrier, Liberty Mutual Insurance Company, under the death benefit provisions of the Workmen’s Compensation Law, 85 O.S.1951 § 1 et seq. The proceeding was conducted for the benefit of Wanda Laverne Saylor, a daughter of George Lipscomb, deceased, the employee.

The State Industrial Commission entered an order in part as follows:

“That the respondent, Wrought Iron Range Company did'not have a Compensation Policy covering George E. Lipscombe in the State of Oklahoma on September 10th, 1955.

“That the business of respondent Wrought Iron Range Company does not come within the purview of the Workmen’s Compensation Law.

“It Is Therefore Ordered, That claimant’s claim for compensation under the Death Benefit Act is denied.”

This proceeding is brought by R. N. Shires, Jr., and Wanda Laverne Saylor to review the order denying the award.

George Lipscomb, hereinafter called employee, was killed September 10, 1955, one mile east of Blocker, Oklahoma, in Pitts-burg County. He, and a fellow employee, were delivering a stove belonging to the employer when the pickup truck overturned killing the employee.

The employee was not engaged in hazardous employment as defined by 85 O.S. 1951 §§ 1 and 2.

Claimants rely on the undisputed fact that the premiums paid on the policy by the employer were based on wages which included the wages of deceased employee, and therefore under the rule announced in National Bank of Tulsa Building v. Goldsmith, 204 Okl. 45, 226 P.2d 916, and Barney U. Brown & Sons, Inc. v. Savage, 208 Okl. 668, 258 P.2d 183, the insurance carrier is liable for an award.

-. Item No. 3 of the policy issued by insurer to employer names certain states specifically covered. The policy then, by a specific endorsement, provides as follows:

“In the event the insured undertakes operations in any state not designated in Item No. 3 of the declarations, other than Arizona, Nevada, North Dakota, Ohio, Oregon, Washington, West Virginia or Wyoming, the company agrees as follows:

“1. To reimburse the insured for all compensation and other benefits required by the insured under the workmen’s compensation or occupational disease law of such state.”

Oklahoma is not in the excluded list.

85 O.S.1951 § 65.3, provides:

“Every contract of insurance issued by an insurance carrier for the purpose of insuring an employer against liability under the Workmen’s Compensation Law shall be conclusively presumed to be a contract for the benefit of each and every person upon whom insurance premiums are paid, collected, or whose employment is considered or used in determination of the amount of premium collected upon such policy for the payment of benefits as provided by Workmen’s Compenation Law regardless of the type of business in which the employer of such person is engaged or the type of work being performed by the employee at the time of any injury received by such employee arising out of and in the course of his employment, which contract may be enforced by such employee as the beneficiary thereof, before the State Industrial Commission as now provided by law.”

The employee was a resident of Oklahoma and the work was done and performed in Oklahoma and as a result of his services he was killed in this state at a time when the employer was doing business in the state. The premiums paid by employer were based on the wages of employees which included the wages of employee. This being so the clause above referred to made the contract of insurance a contract enforceable in Oklahoma to be administered by the State of Oklahoma with all of the provisions of the Workmen’s Compensation Act, which includes the law as announced in National Bank of Tulsa Building v. Goldsmith, and Barney U. Brown & Sons, Inc. v. Savage, supra.

Finally it is argued by the respondents that there are no dependents. This matter was submitted to the State Industrial Commission but was not determined for the reason that the State Industrial Commission held it had no jurisdiction to grant an award. There is some evidence of dependency in the record. See Cimarron Telephone Co. v. Nance, 208 Okl. 622, 255 P.2d 931. This question will be determined on a retrial of the case.

The order is reversed and remanded to the State Industrial Commission for further proceedings in accordance with the views herein expressed.

WILLIAMS, V. C. J., and WELCH, JOHNSON, BLACKBIRD, JACKSON, IRWIN and BERRY, JJ., concur. HALLEY, J., dissents.