Sherry Scalercio-Isenberg v. Select Portfolio Servicing, Inc., et al.

CourtDistrict Court, D. New Jersey
DecidedOctober 16, 2025
Docket2:22-cv-02705
StatusUnknown

This text of Sherry Scalercio-Isenberg v. Select Portfolio Servicing, Inc., et al. (Sherry Scalercio-Isenberg v. Select Portfolio Servicing, Inc., et al.) is published on Counsel Stack Legal Research, covering District Court, D. New Jersey primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sherry Scalercio-Isenberg v. Select Portfolio Servicing, Inc., et al., (D.N.J. 2025).

Opinion

NOT FOR PUBLICATION

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY

SHERRY SCALERCIO-ISENBERG,

Plaintiff, Case No. 2:22-cv-02705 (BRM) (AME)

v.

SELECT PORTFOLIO SERVICING, INC., et al., OPINION Defendants. MARTINOTTI, DISTRICT JUDGE Before the Court are pro se Plaintiff Sherry Scalerico-Isenberg’s (“Plaintiff”) Motion to Vacate pursuant to Fed. R. Civ. P. 60(b) (ECF No. 90)1 and “Motion To Compel the Court to ethically and honorably serve Justice to the Pro Se Plaintiff” (“Motion to Compel”) (ECF No. 100). Defendants Mitchell Scott Kurtz (“Kurtz”) and Robert D. Bailey (“Bailey”) (together, the “Parker Ibrahim Defendants”) filed an Opposition to the Motion to Vacate (ECF No. 90), and Defendants Select Portfolio Servicing, Inc. (“SPS”), Brett L. Messinger (“Messinger”), and Kassia Fialkoff’s (“Fialkoff”) (together, the “Duane Morris Defendants”) filed an Opposition to the Motion to Vacate (ECF No. 96). Plaintiff filed a Reply to these Oppositions. (ECF No. 97.) The Duane Morris Defendants filed an Opposition to the Motion to Compel (ECF No. 101), and Plaintiff filed a Reply (ECF No. 102). Having reviewed and considered the submissions filed in connection with the Motions and having declined to hold oral argument pursuant to Federal Rule of Civil Procedure

1 All ECF numbers refer to this case unless otherwise stated. 78(b), for the reasons set forth below and for good cause having been shown, Plaintiff’s Motion to Vacate (ECF No. 90) is DENIED and Motion to Compel (ECF No. 100) is DENIED. I. BACKGROUND A. Factual Background

The factual and procedural background of this matter is well known to the parties, but to briefly recount the facts, this action arises from a home foreclosure due to an unpaid mortgage. Plaintiff attempted to make mortgage payments to SPS, but these payments were placed in an SPS account titled “Unapplied.” (ECF No. 78 at 7.) As a result, the money was never applied to the outstanding mortgage balance, meaning the account balance increased and the non-payment was reported to credit agencies, resulting in negative assessments against Plaintiff’s credit rating. (Id.) B. Procedural History Plaintiff filed her initial Complaint in the Southern District of New York (“SDNY”) on April 19, 2022. (ECF No. 1.) On May 2, 2022, Judge Laura Taylor Swain ordered the case be transferred from the SDNY to the District of New Jersey (“DNJ”) on the basis that the events

detailed in the Complaint, including the debt collection against Plaintiff and alleged harassment of Plaintiff, occurred in New Jersey. (ECF No. 5 at 3–5.) On June 28, 2022, Plaintiff moved for default judgment against SPS. (ECF No. 18.) On July 6, 2022, the Parker Ibrahim Defendants filed a Motion to Dismiss the Complaint against them pursuant to Federal Rule of Civil Procedure 12(b)(1) for lack of subject-matter jurisdiction and 12(b)(6) for failure to state a claim upon which relief may be granted. (ECF Nos. 21, 21-1.) On August 1, 2022, Plaintiff moved for default judgment against Defendant Credit Suisse Group (“Credit Suisse”). (ECF No. 25.) On August 19, 2022, SPS filed a Motion to Dismiss the Complaint for failure to effect service pursuant to Federal Rule of Civil Procedure 4(m). (ECF Nos. 27, 27-1.) On February 28, 2023, the Court denied Plaintiff’s Motions for Default Judgment against SPS and Credit Suisse, denied SPS’s Motion to Dismiss pursuant to Federal Rule of Civil Procedure 4(m), and granted the Parker Ibrahim Defendants’ Motion to Dismiss pursuant to Federal Rule of Civil Procedure 12(b)(1) and 12(b)(6). (ECF Nos. 35, 36.) The Court dismissed

Plaintiff’s claims against the Parker Ibrahim Defendants without prejudice for failure to state a claim under Federal Rule of Civil Procedure 12(b)(6). (Id.) Plaintiff filed an amended complaint on March 8, 2023. (ECF No. 40.) The Amended Complaint2 alleged the following causes of action: (1) violation of the Racketeer Influenced and Corrupt Organization (“RICO”) statute by all Defendants (Count I); (2) violation of the Fair Debt Collection Practices Act (“FDCPA”), 18 U.S.C. § 1692, by Messinger (Count II); (3) Conspiracy to Commit Mortgage Fraud and Mortgage Servicing Fraud by all Defendants (Count III); (4) violation of the Fair Credit Reporting Act (“FCRA”) 15 U.S.C. §§ 1681, 1683, by all Defendants (Count IV); (5) violation of the FDCPA, 18 U.S.C. § 1692(g), by all Defendants (Count V); (6) Mortgage Fraud by all Defendants (Count VI); and (7) Home Foreclosure Fraud and Perjury by

Messinger (Count VII). The Parker Ibrahim Defendants filed a motion to dismiss Plaintiff’s Amended Complaint pursuant to Federal Rule of Civil Procedure 12(b)(6) on March 22, 2023. (ECF No. 45.) The Duane Morris Defendants filed a motion to dismiss Plaintiff’s Amended Complaint pursuant to Federal Rule of Civil Procedure 12(b)(6) on May 17, 2023. (ECF No. 54.) Plaintiff filed an opposition to the Duane Morris Defendants’ Motion to Dismiss on June 13, 2023. (ECF No. 62.) The Duane Morris Defendants filed a reply on June 21, 2023. (ECF No. 63.) On January 31, 2024, the Court

2 Plaintiff named the same defendants in her First Amended Complaint as she did in her initial Complaint in addition to Messinger and Fialkoff. (ECF Nos. 1, 40.) granted the Duane Morris Defendants’ Motion to Dismiss pursuant to Federal Rule of Civil Procedure 12(b)(6), and dismissed Plaintiff’s claims against the Duane Morris Defendants with prejudice for claim preclusion as to Counts I and VI, with prejudice for issue preclusion as to Counts IV and V, and without prejudice with leave to amend for failure to state a claim under

Federal Rule of Civil Procedure 12(b)(6) as to Counts II, III, and VII. (ECF Nos. 71, 72.) On February 16, 2024, the Court granted the Parker Ibrahim Defendants’ Motion to Dismiss pursuant to Federal Rule of Civil Procedure 12(b)(6) and dismissed Plaintiff’s claims against the Parker Ibrahim Defendants without prejudice with leave to amend. (ECF No. 76.) Plaintiff filed a Second Amended Complaint on February 20, 2024. (ECF No. 78.) The Second Amended Complaint alleged the following causes of action: (1) violation of the FDCPA, 18 U.S.C. § 1692, by Fialkoff (Count I); (2) violation of the FDCPA, 18 U.S.C. § 1692

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