Shepard v. Allstate Property & Casualty Insurance Company

CourtDistrict Court, W.D. Washington
DecidedApril 2, 2025
Docket2:24-cv-00289
StatusUnknown

This text of Shepard v. Allstate Property & Casualty Insurance Company (Shepard v. Allstate Property & Casualty Insurance Company) is published on Counsel Stack Legal Research, covering District Court, W.D. Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Shepard v. Allstate Property & Casualty Insurance Company, (W.D. Wash. 2025).

Opinion

THE HONORABLE JOHN C. COUGHENOUR 1 2 3 4 5 6 UNITED STATES DISTRICT COURT 7 WESTERN DISTRICT OF WASHINGTON 8 AT SEATTLE 9 WILLIAM SHEPARD and KAREN CASE NO. C24-0289-JCC SHEPARD, 10 ORDER 11 Plaintiffs, v. 12 ALLSTATE PROPERTY & CASUALTY 13 INSURANCE COMPANY, 14 Defendant. 15 16 This matter comes before the Court on Defendant’s motion to compel (Dkt. No. 16). 17 Having thoroughly considered the parties’ briefing and the relevant record, the Court GRANTS 18 in part and DENIES in part the motion for the reasons explained herein. 19 I. BACKGROUND 20 This is an insurance coverage action involving water damage to Plaintiffs’ property. (See 21 Dkt. No. 1-1 at 3.) Presently before the Court is a discovery dispute between the parties. (See 22 generally Dkt. No. 16.) The discovery cutoff is November 17, 2025. (Dkt. No. 13 at 1.) 23 In July 2024, Defendant propounded requests for production and interrogatories. (Dkt. 24 No. 17-1.) Defendant found Plaintiff’s initial response, (Dkt. No. 17-3), to be “woefully 25 lacking.” (Dkt. No. 17 at 2.) Following discussions and negotiation, (see Dkt. No. 17 at 2–5), 26 Plaintiffs submitted supplemental responses. (Dkt. No. 17-11.) Defendant contends that 1 Plaintiffs’ supplemental responses continue to be deficient and, on this basis, moves to compel 2 on virtually all of its interrogatories and requests for production. (See Dkt. No. 16 at 7–14.) 3 II. DISCUSSION 4 A. Legal Standard 5 “Parties may obtain discovery regarding any nonprivileged matter that is relevant to any 6 party’s claim or defense and proportional to the needs of the case.” Fed. R. Civ. P. 26(b)(1). 7 Relevant information need not be admissible but must be reasonably calculated to lead to the 8 discovery of admissible evidence. Id.; see Surfvivor Media, Inc. v. Survivor Prods., 406 F.3d 9 625, 635 (9th Cir. 2005). If requested discovery is withheld inappropriately or goes unanswered, 10 the requesting party may move to compel such discovery. Fed. R. Civ. P. 37(a)(1). The Court has 11 broad discretion to decide whether to grant the request. Phillips ex rel. Estates of Byrd v. Gen. 12 Motors Corp., 307 F.3d 1206, 1211 (9th Cir. 2002). In fact, in general, the Court has broad 13 discretion to control discovery. Hallett v. Morgan, 296 F.3d 732, 751 (9th Cir. 2002); see also 14 Avila v. Willits Envtl. Remediation Trust, 633 F.3d 828, 833 (9th Cir. 2011); In re Sealed Case, 15 856 F.2d 268, 271 (D.C. Cir. 1988). As such, the Court may limit discovery to protect a party 16 from annoyance, embarrassment, oppression, or undue burden. Fed. R. Civ. P. 26(c)(1). 17 B. The Interrogatories (“ROG” or “ROGs”) 18 1. ROGs 1, 22: Knowledgeable Parties and Third Parties 19 ROG 1 asks Plaintiffs to identify every person who has knowledge of the water damage 20 incident, the claim, and/or Plaintiffs’ alleged damages. (Dkt. No. 17-11 at 4.) ROG 22 then asks 21 Plaintiffs to explain how they decided to work with their contractors. (Id.) Defendant argues that 22 Plaintiffs responses to both are deficient. (Dkt. No. 16 at 8.) The Court agrees with Defendant 23 but with some qualifications. 24 Namely, ROG 1 is overly broad and therefore unduly burdensome. ROG 1 asks Plaintiffs 25 to “IDENTIFY each and every PERSON who has or may have knowledge of any facts that 26 RELATE TO . . . this LAWSUIT.” Defendant cannot expect Plaintiffs to list every single person 1 with whom they may have possibly discussed this lawsuit. The Court therefore narrows ROG 1 2 to refer only to Plaintiffs themselves, Plaintiffs’ daughter who first inspected the property, (see 3 Dkt. No. 17-11 at 5), and third parties with whom Plaintiffs engaged in handling the property 4 damage (i.e., contractors, adjustors, and inspectors). 5 With this qualification, the Court agrees that Plaintiffs responses to ROG 1 and ROG 22 6 are insufficient. First, Plaintiffs failed to include in their ROG 1 response some entities and 7 individuals mentioned in other ROGs or in Plaintiffs’ other ROG responses. This is a 8 fundamental inconsistency that Plaintiffs must cure. Second, Plaintiffs must provide a more 9 specific response to ROG 22. While a party may generally respond to an interrogatory by 10 referring to its production materials, it must specify the records “in sufficient detail to enable the 11 interrogating party to locate and identify them as readily as the responding party could.” Fed. R. 12 Civ. P. 33(d)(1). Here, Plaintiffs have referred Defendant to their entire production thus far. (See 13 Dkt. No. 17-11 at 34.) As such, Plaintiffs’ answer lacks sufficient detail to assist Defendant with 14 finding the answer to ROG 22. 15 The Court GRANTS Defendants’ motion to compel with respect to ROGs 1 and 22 and 16 ORDERS Plaintiffs to respond to each within fourteen (14) days of this Order, but only in the 17 respects mentioned above. 18 2. ROGs 2–4, 6–8, 18: Plaintiffs’ Damages 19 ROGs 2–4, 6–8, and 18 touch on, in one way or another, Plaintiffs’ alleged damages 20 (including the alleged property damage and any repair work performed on the property). (Dkt. 21 No. 17-11 at 4–13, 30–31.) In seeking more fulsome answers to each, Defendant contends it is 22 “entitled to know the damages sought by Plaintiffs in the suit and facts that relate to and pertain 23 to those alleged damages.” (Dkt. No. 16 at 9.) The Court agrees in principle; however, it 24 disagrees that all of Plaintiffs responses are inadequate. In fact, upon review, the Court is 25 satisfied with Plaintiffs’ supplemental responses to ROGs 2–4, and 6. These responses are 26 sufficiently detailed and, when coupled with the associated production, likely to inform 1 Defendant of Plaintiffs’ alleged property and monetary damages. However, Plaintiffs 2 supplemental responses to ROGs 7, 8, and 18 are insufficient. 3 Defendant is entitled to know what additional insurance benefits Plaintiffs believe they 4 are entitled to recover under the Policy (at least to the extent the pleadings, production, and 5 answers to other interrogatories do not adequately answer this question). (See id.) Thus, with 6 respect to ROG 7, Plaintiffs must provide an accounting of the “factual basis” of its damages 7 claims and the coverage purportedly owed under the policy at issue. They cannot simply 8 “incorporate by reference their answers to other interrogatories as if fully set forth herein.” (Dkt. 9 No. 17-11 at 12.) At the very least, Plaintiffs must refer Defendant to the specific ROG answers 10 that are also responsive to ROG 7. Plaintiffs’ challenges to ROGs 8 and 18 are equally 11 misguided. In the context of discovery, they improperly place the burden on the jury to 12 determine damages. (See id. at 13, 31) (Plaintiffs state that “[t]he value of the general damages 13 sustained as a result of the Plaintiffs’ claim will be left to the collective judgment of the jury”).1 14 But the scope of discovery is far broader than that of permissible evidence at trial; indeed, 15 Defendant “may obtain discovery regarding any nonprivileged matter that is relevant to any 16 party’s claim,” including that related to damages. See Fed. R. Civ. P. 26(b)(1).

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Related

Avila v. Willits Environmental Remediation Trust
633 F.3d 828 (Ninth Circuit, 2011)
In Re Sealed Case
856 F.2d 268 (D.C. Circuit, 1988)
Phillips v. General Motors Corporation
307 F.3d 1206 (Ninth Circuit, 2002)
Barbee v. Luong Firm, PLLC
107 P.3d 762 (Court of Appeals of Washington, 2005)
Barnhart v. John B. Rogers Producing Co.
9 F.R.D. 590 (W.D. Pennsylvania, 1950)
Hallett v. Morgan
296 F.3d 732 (Ninth Circuit, 2002)

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Bluebook (online)
Shepard v. Allstate Property & Casualty Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/shepard-v-allstate-property-casualty-insurance-company-wawd-2025.