Shalz Construction LLC v. Great Lakes Insurance, S.E.

CourtDistrict Court, D. Colorado
DecidedMarch 31, 2025
Docket1:22-cv-03005
StatusUnknown

This text of Shalz Construction LLC v. Great Lakes Insurance, S.E. (Shalz Construction LLC v. Great Lakes Insurance, S.E.) is published on Counsel Stack Legal Research, covering District Court, D. Colorado primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Shalz Construction LLC v. Great Lakes Insurance, S.E., (D. Colo. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF COLORADO

Civil Action No. 22-cv-03005-NYW-NRN

SHALZ CONSTRUCTION LLC, a Colorado limited liability company; and BRADLEY SHALZ, individually,

Plaintiffs,

v.

GREAT LAKES INSURANCE, SE f/k/a GREAT LAKES REINSURANCE (UK) PLC, a foreign corporation,

Defendant.

ORDER ON PLAINTIFFS’ MOTION FOR LEAVE TO AMEND TO SEEK EXEMPLARY DAMAGES (ECF No. 94)

N. REID NEUREITER United States Magistrate Judge

This case is before the Court on Plaintiffs Shalz Construction, LLC and Bradley Shalz’s (collectively, “Plaintiffs” or “Shalz”) Motion for Leave to Amend to Seek Exemplary Damages (“Motion to Amend”), filed February 5, 2025. ECF No. 94. The motion was referred to me by Judge Nina Y. Wang on February 6, 2025. ECF No. 95. Defendant Great Lakes Insurance SE (“Great Lakes”) filed its response in opposition on February 21, 2025. ECF No. 102. The Court heard argument on March 18, 2025. See ECF No. 104. Having considered the arguments of the Parties, the underlying facts and allegations, the submitted evidence, and the relevant caselaw, Plaintiffs’ Motion to Amend will be GRANTED. I. BACKGROUND This case has a complicated history. It arises from third-party claims that Great Lakes asserted against Shalz in an earlier lawsuit, Pinon Sun Condominium Association, Inc. v. Great Lakes Reinsurance (UK) SE, Case No. 17-cv-01595-CMA- NRN (D. Colo.) (the “Underlying Action”). In the Underlying Action, Great Lakes was

sued by its insured, Pinion Sun Condominium Association, Inc. (“Pinon Sun”), for bad faith breach of an insurance contract following a hailstorm. Shalz had been hired to repair the property. In response to the lawsuit, Great Lakes filed counterclaims and asserted third-party claims against Shalz (and others) for fraud, civil conspiracy, civil theft, and violating state and federal racketeering laws (COCCA and RICO). Great Lakes alleged that Pinon Sun, through its public adjuster, Claim Solutions LLC (“Claims Solutions”), conspired with Shalz to commit insurance fraud by submitting estimates for roofing repairs in excess of the actual damage, and then dividing the excess proceeds amongst themselves.

Judge Christine M. Arguello dismissed the racketeering claims against Plaintiffs under Rule 12(b)(6) and later entered summary judgment in Shalz’s favor on all of Great Lakes’ remaining claims. Judge Arguello found that Great Lakes had relied on its own contractors’ estimates in evaluating Pinon Sun’s claim rather than any information provided by Shalz. Shalz then filed this lawsuit against Great Lakes for malicious prosecution. Plaintiffs allege that Great Lakes knew or should have known that its fraud, conspiracy and racketeering claims were not grounded in fact or law and were only brought to gain a tactical advantage in defending the claims originally brought by Pinon Sun. See generally ECF No. 1. Plaintiffs claim actual out-of-pocket damages of approximately $200,000 reflecting their fees and costs in having to defend the underlying lawsuit. Plaintiffs are also seeking damages for lost profits, business opportunities, and damage to their

reputation as a result of having been falsely accused of insurance fraud, which they estimate at approximately $3 million. See ECF No. 39 at 4–5 (Scheduling Order). Great Lakes was originally represented in this lawsuit by attorneys from the law firm of Jachimiak Peterson Kummer, LLC, who also represented Great Lakes in the Underlying Action. Shalz moved to disqualify the firm from representing Great Lakes after Great Lakes raised advice of counsel as a defense. See ECF No. 56. Great Lakes confessed the motion, ECF No. 61, and new counsel entered on its behalf in April of 2024. See ECF Nos. 62, 63, & 69. II. PLAINTIFFS’ MOTION TO AMEND TO SEEK EXEMPLARY DAMAGES

Shalz asserts that there is extensive evidence that will confirm that Great Lakes acted with “fraud, malice” or “wilful and wanton conduct” in bringing the conspiracy and fraud claims against Shalz, which would therefore justify a jury awarding exemplary (punitive) damages against Great Lakes. Per Shalz, this would justify amendment of the scheduling order and the complaint to allow Shalz to claim exemplary damages at trial. ECF No. 94. III. LEGAL STANDARD FOR ALLOWING EXEMPLARY DAMAGES UNDER COLORADO LAW

A claim for exemplary damages under Colorado law is appropriate in all civil actions in which damages are assessed by a jury for a wrong done to a person or to personal or real property, “where the injury complained of is attended by circumstances of fraud, malice, or willful and wanton conduct.” Colo. Rev. Stat. § 13–21–102(1)(a). Willful and wanton conduct is defined as “conduct purposefully committed which the actor must have realized as dangerous, done heedlessly and recklessly, without regard to consequences, or of the rights and safety of others, particularly the plaintiff.” Id. § 13–

21–102(1)(b). The statutory requirements are met “[w]here the defendant is conscious of his conduct and the existing conditions and knew or should have known that injury would result.” Coors v. Sec. Life of Denver Ins. Co., 112 P.3d 59, 66 (Colo. 2005). “Simple negligence cannot support such an award”; rather, “where a defendant is conscious of both its conduct and the existing conditions, and knew or should have known that injury would result, the requirements of section 13-21-102 are met.” Blood v. Qwest Servs. Corp., 224 P.3d 301, 314 (Colo. App. 2009) (citations omitted). Conduct is willful and wanton if it is “a dangerous course of action” that is consciously chosen “with knowledge of facts, which to a reasonable mind creates a strong probability that injury

to others will result.” Steeves v. Smiley, 354 P.2d 1011, 1014 (Colo. 1960). Exemplary damages are intended “to punish and penalize [a defendant] for certain wrongful and aggravated conduct and to serve as a warning to other possible offenders.” Beebe v. Pierce, 521 P.2d 1263, 1264 (1974) (citation omitted). In diversity cases such as this, a motion to amend a complaint to seek exemplary damages is governed by Colorado state law. Klein v. Grynberg, 44 F.3d 1497, 1503 (10th Cir. 1995). Under Colorado law, a claim which seeks exemplary damages may not be included in any initial claim for relief and may only added by amendment to the pleadings “after the exchange of initial disclosures . . . and the plaintiff establishes prima facie proof of a triable issue.” Colo. Rev. Stat. § 13–21–102(1.5)(a). Prima facie proof of a triable issue requires “a showing of reasonable likelihood that the issue will ultimately be submitted to the jury for resolution.” Stamp v. Vail, 172 P.3d 437, 449 (Colo. 2007) (quoting Leidholt v. Dist. Court, 619 P.2d 768, 771 n.3

(Colo. 1980)). Such proof is established through discovery or evidentiary means. Id. It is ultimately the jury who will decide the merits of an exemplary damages claim. See id.; E&S Liquors, Inc. v. U.S. Fidelity & Guar. Co., No. 08-cv-01694-WYD-KLM, 2009 WL 837656, at *2 (D. Colo. Mar. 26, 2009). However, the “question of whether the plaintiff has established sufficient proof to add a claim for exemplary damages lies within the sound discretion of the trial court.” Stamp, 172 P.3d at 449 (citation omitted).

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