Securian Life Ins. Co. v. Smith

District Court, E.D. California·Decided August 26, 2024·No. 2:24-cv-01373·Unknown

Opinion

Jodi K. Swick No. 228634 Hanqiu Ian Liu No. 333075 McDOWELL HETHERINGTON LLP 1999 Harrison Street, Suite 2050 Oakland, CA 94612 Telephone: 510.628.2145 Facsimile: 510.628.2146 Email: jodi.swick@mhllp.com Ian.liu@mhllp.com

Attorneys for Plaintiff SECURIAN LIFE INSURANCE COMPANY

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF CALIFORNIA SECURIAN LIFE INSURANCE Case No. 2:24-cv-01373-KJM-JDP

Plaintiff, ORDER FOR JOINT STIPULATION FOR ENTRY OF JUDGMENT OF DISCHARGE

IN INTERPLEADER AND DISMISSAL OF v. ACTION CHRISTINA SMITH AND LEANNA

Defendants.

Upon review and approval of the Joint Stipulation for Entry of Judgment of Discharge in Interpleader and Dismissal of Action, it is appearing that this Court has jurisdiction of the parties, and the subject matter set forth in Plaintiff Securian Life Insurance Company’s Complaint for Interpleader Relief filed in this action, and for good cause appearing therefore: IT IS HEREBY ORDERED, ADJUDGED AND DECREED: 1. Securian is the insurer of group benefits to Chevron Corporation as part of an employee welfare benefit plan regulated by ERISA. 2. As of October 6, 2014, Shaun Christopher Martinez (the “Decedent”), as an employee of Chevron Corporation and pursuant to the ERISA-governed plan, became a

certificate holder of insurance policy number 0070592 for a total basic life insurance

benefit of $232,584.00 (the “Policy”).

3. On October 28, 2022, Decedent designated Ms. Martinez as the 100%

beneficiary under the Policy.

4. On November 4, 2022, Ms. Martinez filed for divorce from Decedent in the

Superior Court of California, County of Solano, case number FFL 161998. 5. On November 19, 2022, Decedent designated Ms. Smith as the 100% beneficiary under the Policy. 6. On or about November 6, 2023, Decedent increased his coverage under the Policy by electing to enroll in $470,000.00 of supplemental life insurance. This supplemental life insurance took effect on January 1, 2024. 7. Ms. Smith contends that in 2023, Decedent attempted to submit the final judgment paperwork to complete the divorce with Ms. Martinez. Decedent and Ms. Smith then obtained a marriage license and held a ceremony in late 2023. 8. Ms. Martinez contends that the divorce was not finalized, and that Decedent failed to marry Ms. Smith. 9. On February 14, 2024, Decedent passed away. 10. At the time of Decedent’s death, his total life insurance benefits under the Policy totaled $702,584.00 (“Death Benefits”). 11. At the time of Decedent’s death, Ms. Smith was designated as the 100% beneficiary under the Policy. 12. On or about February 20, 2024, through her attorney, Ms. Martinez, in her capacity as Decedent’s legal spouse, made a claim to Securian for Decedent’s Death Benefits. Ms. Martinez contends that Decedent’s Policy beneficiary designation naming Ms. Smith at 100% Policy beneficiary is invalid because a family court restraining order entered during their divorce prohibited Decedent from changing the beneficiary on any life insurance policies pursuant to California Family Code 2024(a)(3). Among other things, Ms. Martinez contends that the Policy proceeds constitute community property

that was accrued during her marriage to the Decedent.

13. On or about March 4, 2024, Ms. Smith contends that the Policy beneficiary

designation naming her the 100% Policy beneficiary is valid and submitted a claim for the

Decedent’s Death Benefits as such.

14. Securian was unable to safely pay the Death Benefits without being exposed

to double or multiple liability to Defendants. Consequently, on May 14, 2024, Securian commenced this action by filing the Complaint for Interpleader Relief due to the competing claims to the Death Benefits by Ms. Smith and Ms. Martinez. Securian’s Complaint against Ms. Smith and Ms. Martinez was initiated pursuant to Rule 22 of Federal Rules of Civil Procedure, 28 U.S.C. § 1331, and 28 U.S.C. §1332. 15. This Court has jurisdiction over this matter under 28 U.S.C. § 1332 and Federal Rule of Civil Procedure Rule 22 because Securian is diverse in citizenship from each and every defendant and the amount in controversy exceeds $75,000. Securian is a citizen of the State of Minnesota, and all Defendants are citizens of the State of California. The amount in controversy in this action exceeds $75,000 because the subject Death Benefits total $702,584.00. 16. This interpleader action also is brought pursuant to 28 U.S.C. § 1331 of the Federal Rules of Civil Procedure. This action meets the requirements for federal question jurisdiction as the subject group insurance policy is part of an employee welfare benefit plan governed by the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), 29 U.S.C. § 1001 et seq. 17. Securian has properly filed the Complaint for Interpleader Relief and stated a proper cause for interpleader. 18. Securian is a disinterested stakeholder and is indifferent to which defendant(a) is entitled to the Death Benefits. 19. Defendants, via counsel, have appeared in the action. Ms. Smith’s responsive pleading was due on July 5, 2023. Ms. Martinez’s responsive pleading was due on July 12, 2024. However, Defendants have resolved their competing claims to the Death

Benefits between themselves.

20. Defendants agree to award Securian its reasonable attorney’s fees in the

amount of $15,521.30 for bringing this action. See. Abex Corp. v. Ski's Enterprises, Inc.,

748 F.2d 513, 516 (9th Cir.1984) (citation omitted) (“Generally, courts have discretion to

award attorney fees to a disinterested stakeholder in an interpleader action”); see also,

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