Securian Life Ins. Co. v. Smith

CourtDistrict Court, E.D. California
DecidedAugust 26, 2024
Docket2:24-cv-01373
StatusUnknown

This text of Securian Life Ins. Co. v. Smith (Securian Life Ins. Co. v. Smith) is published on Counsel Stack Legal Research, covering District Court, E.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Securian Life Ins. Co. v. Smith, (E.D. Cal. 2024).

Opinion

1 Jodi K. Swick No. 228634 Hanqiu Ian Liu No. 333075 2 McDOWELL HETHERINGTON LLP 1999 Harrison Street, Suite 2050 3 Oakland, CA 94612 Telephone: 510.628.2145 4 Facsimile: 510.628.2146 Email: jodi.swick@mhllp.com 5 Ian.liu@mhllp.com

6 Attorneys for Plaintiff SECURIAN LIFE INSURANCE COMPANY 7

8 UNITED STATES DISTRICT COURT 9 EASTERN DISTRICT OF CALIFORNIA 10 11 SECURIAN LIFE INSURANCE Case No. 2:24-cv-01373-KJM-JDP 12 COMPANY,

13 Plaintiff, ORDER FOR JOINT STIPULATION FOR ENTRY OF JUDGMENT OF DISCHARGE

14 IN INTERPLEADER AND DISMISSAL OF v. ACTION 15 CHRISTINA SMITH AND LEANNA 16 MARTINEZ

17 Defendants. 18

19 Upon review and approval of the Joint Stipulation for Entry of Judgment of 20 Discharge in Interpleader and Dismissal of Action, it is appearing that this Court has 21 jurisdiction of the parties, and the subject matter set forth in Plaintiff Securian Life 22 Insurance Company’s Complaint for Interpleader Relief filed in this action, and for good 23 cause appearing therefore: 24 IT IS HEREBY ORDERED, ADJUDGED AND DECREED: 25 1. Securian is the insurer of group benefits to Chevron Corporation as part of 26 an employee welfare benefit plan regulated by ERISA. 27 2. As of October 6, 2014, Shaun Christopher Martinez (the “Decedent”), as an 28 1 employee of Chevron Corporation and pursuant to the ERISA-governed plan, became a

2 certificate holder of insurance policy number 0070592 for a total basic life insurance

3 benefit of $232,584.00 (the “Policy”).

4 3. On October 28, 2022, Decedent designated Ms. Martinez as the 100%

5 beneficiary under the Policy.

6 4. On November 4, 2022, Ms. Martinez filed for divorce from Decedent in the

7 Superior Court of California, County of Solano, case number FFL 161998. 8 5. On November 19, 2022, Decedent designated Ms. Smith as the 100% 9 beneficiary under the Policy. 10 6. On or about November 6, 2023, Decedent increased his coverage under the 11 Policy by electing to enroll in $470,000.00 of supplemental life insurance. This 12 supplemental life insurance took effect on January 1, 2024. 13 7. Ms. Smith contends that in 2023, Decedent attempted to submit the final 14 judgment paperwork to complete the divorce with Ms. Martinez. Decedent and Ms. Smith 15 then obtained a marriage license and held a ceremony in late 2023. 16 8. Ms. Martinez contends that the divorce was not finalized, and that Decedent 17 failed to marry Ms. Smith. 18 9. On February 14, 2024, Decedent passed away. 19 10. At the time of Decedent’s death, his total life insurance benefits under the 20 Policy totaled $702,584.00 (“Death Benefits”). 21 11. At the time of Decedent’s death, Ms. Smith was designated as the 100% 22 beneficiary under the Policy. 23 12. On or about February 20, 2024, through her attorney, Ms. Martinez, in her 24 capacity as Decedent’s legal spouse, made a claim to Securian for Decedent’s Death 25 Benefits. Ms. Martinez contends that Decedent’s Policy beneficiary designation naming 26 Ms. Smith at 100% Policy beneficiary is invalid because a family court restraining order 27 entered during their divorce prohibited Decedent from changing the beneficiary on any 28 life insurance policies pursuant to California Family Code 2024(a)(3). Among other 1 things, Ms. Martinez contends that the Policy proceeds constitute community property

2 that was accrued during her marriage to the Decedent.

3 13. On or about March 4, 2024, Ms. Smith contends that the Policy beneficiary

4 designation naming her the 100% Policy beneficiary is valid and submitted a claim for the

5 Decedent’s Death Benefits as such.

6 14. Securian was unable to safely pay the Death Benefits without being exposed

7 to double or multiple liability to Defendants. Consequently, on May 14, 2024, Securian 8 commenced this action by filing the Complaint for Interpleader Relief due to the 9 competing claims to the Death Benefits by Ms. Smith and Ms. Martinez. Securian’s 10 Complaint against Ms. Smith and Ms. Martinez was initiated pursuant to Rule 22 of 11 Federal Rules of Civil Procedure, 28 U.S.C. § 1331, and 28 U.S.C. §1332. 12 15. This Court has jurisdiction over this matter under 28 U.S.C. § 1332 and 13 Federal Rule of Civil Procedure Rule 22 because Securian is diverse in citizenship from 14 each and every defendant and the amount in controversy exceeds $75,000. Securian is a 15 citizen of the State of Minnesota, and all Defendants are citizens of the State of California. 16 The amount in controversy in this action exceeds $75,000 because the subject Death 17 Benefits total $702,584.00. 18 16. This interpleader action also is brought pursuant to 28 U.S.C. § 1331 of the 19 Federal Rules of Civil Procedure. This action meets the requirements for federal question 20 jurisdiction as the subject group insurance policy is part of an employee welfare benefit 21 plan governed by the Employee Retirement Income Security Act of 1974, as amended 22 (“ERISA”), 29 U.S.C. § 1001 et seq. 23 17. Securian has properly filed the Complaint for Interpleader Relief and stated 24 a proper cause for interpleader. 25 18. Securian is a disinterested stakeholder and is indifferent to which 26 defendant(a) is entitled to the Death Benefits. 27 19. Defendants, via counsel, have appeared in the action. Ms. Smith’s 28 responsive pleading was due on July 5, 2023. Ms. Martinez’s responsive pleading was due 1 on July 12, 2024. However, Defendants have resolved their competing claims to the Death

2 Benefits between themselves.

3 20. Defendants agree to award Securian its reasonable attorney’s fees in the

4 amount of $15,521.30 for bringing this action. See. Abex Corp. v. Ski's Enterprises, Inc.,

5 748 F.2d 513, 516 (9th Cir.1984) (citation omitted) (“Generally, courts have discretion to

6 award attorney fees to a disinterested stakeholder in an interpleader action”); see also,

7 Trustees of Directors Guild of America–Producer Pension Benefits Plans v. Tise, 234 8 F.3d 415, 426 (9th Cir. 2000) (“The amount of fees to be awarded in an interpleader 9 action is committed to the sound discretion of the district court”); Gelfgren v. Republic 10 Nat. Life Ins. Co., 680 F.2d 79, 81 (9th Cir. 1982) (“In an interpleader action, it is within 11 the court’s discretion to award costs to the stakeholder.”); Schirmer Stevedoring Co., Ltd. 12 v. Seaboard Stevedoring Corp., 306 F.2d 188, 194 (9th Cir. 1962) (“[T]he proper rule ... 13 in an action in the nature of interpleader, is that the plaintiff should be awarded attorney 14 fees for the services of his attorneys in interpleading.”) See e.g., ReliaStar Life Insurance 15 Company v. M.S., et al, 2:19-cv-09628-MCS-AGRx (C.D. Cal., dkt. 98) (award of 16 $43,075.75); Sun Life Assur. Co. of Canada v. Chan's Estate, No. C-03-2205 SC, 2003 17 WL 22227881, at *3 (N.D. Cal. Sept.

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