Savett v. SP Plus Corp.

2024 IL App (1st) 230931-U
Appellate Court of Illinois·Decided December 26, 2024·No. 1-23-0931·Unpublished

Opinion

2024 IL App (1st) 230931-U No. 1-23-0931

Order filed December 26, 2024 THIRD DIVISION

NOTICE: This order was filed under Supreme Court Rule 23 and is not precedent except in the limited circumstances allowed under Rule 23(e)(1).

IN THE

APPELLATE COURT OF ILLINOIS FIRST JUDICIAL DISTRICT

ADAM SAVETT and MICHELE GERRITS-FAEGES, ) Appeal from the on behalf of themselves and all others similarly situated, ) Circuit Court of ) Cook County.

Plaintiffs-Appellees, )

)

v. )

)

SP PLUS CORPORATION, formerly known as ) STANDARD PARKING CORPORATION, and ) DOES 1 to 10, )

)

Defendant-Appellant. )

______________________________________________ ) 2017 CH 2437 )

SP PLUS CORPORATION, )

)

Defendant Third-Party Plaintiff, )

)

v. )

)

HUB PARKING TECHNOLOGY USA, INC., as ) Successor-in-interest to CTR PARKING ) SOLUTIONS, LLC, ) Honorable ) Pamela McLean Meyerson, Third-Party Defendant. ) Judge, Presiding.

JUSTICE MARTIN delivered the judgment of the court.

Justices Reyes and D.B. Walker concurred in the judgment.

ORDER

¶1 Held: The trial court did not abuse its discretion in certifying this lawsuit as a class action. ¶2 In this interlocutory appeal, defendant SP Plus Corporation (SP Plus) challenges the trial court’s order granting class certification to individuals who were issued electronically printed parking garage receipts that failed to truncate their credit card or debit card numbers. For the reasons that follow, we affirm the trial court’s grant of class certification. ¶3 I. BACKGROUND ¶4 SP Plus is a Delaware corporation with its principal place of business in Chicago, Illinois. SP Plus manages public parking facilities at Cleveland Hopkins International Airport. HUB Parking Technology USA, Inc. (HUB), a third-party defendant, programs and maintains the software and automated equipment which provides the information that is electronically printed on the parking garage receipts. ¶5 Plaintiff Adam Savett contends he used the parking facility on at least three separate occasions and on each occasion, he received an electronically printed parking garage receipt which displayed eight digits of his credit card number. Section 1681c(g)(1) of the Fair and Accurate Credit Transactions Act (FACTA) “makes it illegal for businesses to print credit or debit card receipts that display more than the last five digits, and also makes it illegal for the receipt to reveal the card’s expiration date.” Beringer v. Standard Parking O’Hare Joint Venture, Nos. 07 C 5027, 07 C 5119, 2008 WL 4890501, at * 2 (N.D. Ill. Nov. 12, 2008) (citing 15 U.S.C. § 1681c(g)(1)). This section provides that: “no person that accepts credit cards or debit cards for the transaction of business shall print more than the last 5 digits of the card number or the expiration date upon any receipt provided to the cardholder at the point of the sale or transaction.” 15 U.S.C.A. § 1681c(g)(1)).

¶6 “Congress enacted FACTA in 2003 as an amendment to the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681.” Kamal v. J. Crew Group, Inc., 918 F.3d 102, 106 (3d Cir. 2019). “The FACTA amendments were intended to thwart identity theft and credit and debit card fraud.” Lee v. Buth-Na-Bodhaige, Inc. 2019 IL App (5th) 180033, ¶ 4. ¶7 On February 17, 2017, Savett filed a class action complaint in the circuit court of Cook County alleging that SP Plus willfully violated section 1681c(g)(1) by providing him and class members with “one or more electronically printed receipts that failed to comply with [the statute’s] truncation requirement.” Savett also filed a motion for class certification, seeking to certify the following class:

“[A]ll people to whom [SP Plus] provided an electronically printed receipt at the point of sale or transaction on or after a date two years before this lawsuit’s filing that displayed (a)

more than the last five digits of the person’s credit card or debit card number or (b) the expiration date of the person’s credit or debit card.”

¶8 On June 8, 2018, Savett amended his complaint to add Michele Gerrits-Faeges as a plaintiff. After extensive motion practice and discovery, and delay caused by the COVID-19 pandemic, the trial court entered an order on April 26, 2023, granting plaintiffs’ motion for class certification. The class consisted of: “[a]ll people who, from February 17, 2015 to May 19, 2016, paid for parking at the main parking deck at Cleveland Hopkins Airport using a credit card or debit card.” ¶9 SP Plus filed a petition for leave to appeal pursuant to Illinois Supreme Court Rule 306(a)(8) (eff. Oct. 1, 2020), seeking to appeal the trial court’s order. Our court granted the petition on June 12, 2023, and this interlocutory appeal followed.

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