Sara Schmitt v. UMB Financial Corporation

CourtDistrict Court, D. Colorado
DecidedJanuary 7, 2026
Docket1:24-cv-01900
StatusUnknown

This text of Sara Schmitt v. UMB Financial Corporation (Sara Schmitt v. UMB Financial Corporation) is published on Counsel Stack Legal Research, covering District Court, D. Colorado primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sara Schmitt v. UMB Financial Corporation, (D. Colo. 2026).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF COLORADO District Judge S. Kato Crews

Civil Action No. 1:24-cv-01900-SKC-SBP

SARA SCHMITT, an individual

Plaintiff,

v.

UMB FINANCIAL CORPORATION, a Missouri corporation,

Defendant.

ORDER RE: MOTION FOR SUMMARY JUDGMENT (DKT. 33)

This case arises from Defendant UMB Financial Corporation’s purported denial of Plaintiff Sara Schmitt’s disability accommodation request. Dkt. 1. Plaintiff asserts claims pursuant to the Americans with Disabilities Act and the Colorado Anti-Discrimination Act and contends UMB discriminated against her based on her disability. Id. She seeks to recover “[e]conomic damages, including without limitation, lost wages, lost benefits and out of pocket medical expenses; [n]on-economic damages for emotional distress; [p]unitive and/or liquidated damages as permitted by law; [and] [f]ront pay.” Id. The Court has jurisdiction under 28 U.S.C. § 1331 because this matter arises under Federal law, and it has supplemental jurisdiction over Plaintiff’s state law claims pursuant to 28 U.S.C. § 1367. Before the Court is UMB’s Motion for Summary Judgment. Dkt. 33. The Motion is fully briefed. Dkts. 38 (Response), 51 (Reply). The Court has carefully considered the Motion and related briefing, the exhibit attachments, the entire case file, and the applicable law and legal authorities. No hearing is necessary. Because, when considering the undisputed material facts, no reasonable jury could conclude UMB discriminated against Plaintiff, UMB’s Motion is GRANTED.

SUMMARY JUDGMENT STANDARD The purpose of summary judgment is to assess whether a trial is necessary. White v. York Int’l Corp., 45 F.3d 357, 360 (10th Cir. 1995). Summary judgment is appropriate “when there is no genuine issue as to any material fact and the moving party is entitled to judgment as a matter of law.” Fed. R. Civ. P. 56(a). The movant bears the “responsibility of informing the district court of the basis for its motion, and identifying those portions of [the record] which it believes demonstrate the absence

of a genuine issue of material fact.” Celotex Corp. v. Catrett, 477 U.S. 317, 323 (1986). If the movant meets this burden, then the nonmoving party must identify material facts showing there is a genuine dispute for trial. Id. at 324. A fact is “material” if it has the potential to affect the outcome of a dispute under applicable law. Ulissey v. Shvartsman, 61 F.3d 805, 808 (10th Cir. 1995). An issue is “genuine” if a rational trier of fact could find for the nonmoving party on the evidence presented. Adams v.

Am. Guarantee & Liab. Ins. Co., 233 F.3d 1242, 1246 (10th Cir. 2000). In performing this analysis, the factual record and any reasonable inferences from it are construed in the light most favorable to the nonmoving party. Id. Even when a party fails to appropriately respond to the request for summary judgment and its purportedly undisputed facts, the Court is nevertheless obligated to ensure the movant has satisfied the standard under Rule 56. As the Tenth Circuit explained in Perez v. El Tequila, LLC, 847 F.3d 1247, 1255 (10th Cir. 2017), “in

granting summary judgment based upon a failure to respond, a district court must still determine that summary judgment is appropriate.” See also Fed. R. Civ. P. 56(e)(3) advisory committee’s notes to 2010 amendment. UNDISPUTED MATERIAL FACTS Under Fed. R. Civ. P. 56(c), when parties assert that a fact is genuinely disputed, they must support the assertion with citations to specific parts of the record. When they fail to, the Court may consider the fact undisputed for purposes of deciding

the motion. Fed. R. Civ. P. 56(e)(2). Additionally, in reference to motions for summary judgment, this Court’s Standing Order for Civil Cases directs that general references to record materials are insufficient where the cited document exceeds one page. See SKC Standing Order Civ. § C.4.4. When the document contains multiple pages, the Court requires the parties to make specific references to the evidence. Id. As the Standing Order says, a “specific reference” means reference to page numbers, line

numbers, paragraph numbers, or any combination of these to assist the Court in locating the pertinent materials. Id. At various times in her response to UMB’s statement of undisputed facts, Plaintiff disputes particular facts or asserts new facts and then generally cites to deposition testimony—some sections over ten pages long—without any specificity as to what statements the Court ought to rely on. See, e.g., Dkt. 52, (Additional Facts) ¶9 (supporting a factual assertion with unspecified string cite of 15 pages of deposition testimony). This roughshod approach leaves it to the Court and UMB to

speculate on what portion of Plaintiff’s exhibits could possibly support her arguments. That is not the Court’s function. “Judges are not like pigs, hunting for truffles buried in briefs.” Gross v. Burggraf Constr. Co., 53 F.3d 1531, 1546 (10th Cir. 1995) (citation and quotations omitted). The Court has no obligation to scour the record in search of evidence to support a party’s factual assertions. And where Plaintiff has directed the Court to broad-swath record citations, the Court has ignored them because they equate to no

citation at all. See id. (“Without a specific reference, [courts] will not search the record in an effort to determine whether there exists dormant evidence. . . .”) (cleaned up); see also Mitchell v. City of Moore, 218 F.3d 1190, 1199 (10th Cir. 2000) (“The district court was not obligated to comb the record in order to make [the plaintiff’s] arguments for him.”). In addition, Plaintiff frequently engages in strawman arguments wherein she

purportedly disputes UMB’s facts but does not directly address the factual contention and instead injects tangential issues into the response. See, e.g., Dkt. 52, ¶¶16, 17, 24, 31, 35, 51. This is insufficient to establish a genuine dispute for a jury. Ayon v. Gourley, 47 F. Supp. 2d 1246, 1252 (D. Colo. 1998) (evidence that is not significantly probative and immaterial factual disputes will not defeat a motion for summary judgment). With these observations in mind, the Court accepts the following facts, which UMB has appropriately supported by competent evidence and specific record citations, as undisputed:

Plaintiff joined UMB in March 2021 as a Relationship Manager and Vice President Institutional Banking and Corporate Trust Services, and worked primarily on municipal bond deals, closing transactions, and servicing clients. Dkt. 52, ¶¶1, 2.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

McDonnell Douglas Corp. v. Green
411 U.S. 792 (Supreme Court, 1973)
Morgan v. Hilti, Inc.
108 F.3d 1319 (Tenth Circuit, 1997)
Gunnell v. Utah Valley State College
152 F.3d 1253 (Tenth Circuit, 1998)
Anderson v. Coors Brewing Co.
181 F.3d 1171 (Tenth Circuit, 1999)
Mitchell v. City of Moore
218 F.3d 1190 (Tenth Circuit, 2000)
Adams v. America Guarantee & Liability Insurance
233 F.3d 1242 (Tenth Circuit, 2000)
Jones v. United Parcel Service, Inc.
502 F.3d 1176 (Tenth Circuit, 2007)
Fye v. Oklahoma Corp. Commission
516 F.3d 1217 (Tenth Circuit, 2008)
David L. White v. York International Corporation
45 F.3d 357 (Tenth Circuit, 1995)
Barlow, Jr. v. C.R. England Inc.
703 F.3d 497 (Tenth Circuit, 2012)
Ayon v. Gourley
47 F. Supp. 2d 1246 (D. Colorado, 1998)
Tesmer v. COLORADO HIGH SCHOOL ACTIVITIES ASS'N.
140 P.3d 249 (Colorado Court of Appeals, 2006)
Kilcrease v. Domenico Transportation Co.
828 F.3d 1214 (Tenth Circuit, 2016)
Foster v. Mountain Coal Company
830 F.3d 1178 (Tenth Circuit, 2016)
Perez v. El Tequila, LLC
847 F.3d 1247 (Tenth Circuit, 2017)
Punt v. Kelly Services
862 F.3d 1040 (Tenth Circuit, 2017)

Cite This Page — Counsel Stack

Bluebook (online)
Sara Schmitt v. UMB Financial Corporation, Counsel Stack Legal Research, https://law.counselstack.com/opinion/sara-schmitt-v-umb-financial-corporation-cod-2026.