Santander Consumer USA, Inc. v. Incorporated Village of Hempstead, et al.

District Court, E.D. New York·Decided September 15, 2026·No. 2:22-cv-04428·Unknown

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK -----------------------------------x

SANTANDER CONSUMER USA, INC.,

Plaintiff, MEMORANDUM & ORDER 22-CV-4428 (EK)(ARL) -against-

INCORPORATED VILLAGE OF HEMPSTEAD, et al.,

Defendants.

-----------------------------------x ERIC KOMITEE, United States District Judge: Plaintiff Santander Consumer USA, Inc., a consumer finance company, brought this action under 42 U.S.C. § 1983. Pursuant to a financing arrangement, Santander held a security interest in a 2015 Hyundai Sonata. In June 2021, police in the Village of Hempstead observed the Sonata parked without license plates on a public street. In response, they caused a tow company, AAAA Nassau, Inc., to impound the car. Neither Santander nor the Sonata’s owner paid the fees required to retrieve the vehicle. As a result, Hempstead declared the Sonata “abandoned.” Later, the Village transferred title to the Sonata to AAAA as compensation for the tow company’s services. Santander claims that the impoundment and transfer constituted (1) an unlawful seizure in violation of the company’s Fourth Amendment rights, (2) a taking without just compensation in violation of the Fifth Amendment, and (3) a violation of its Fourteenth Amendment due process rights. These

allegations are not novel; Santander and other finance companies have successfully brought the same or similar claims against other municipalities and cities in the Second Circuit. Hempstead and Santander have now cross-moved for summary judgment.1 For the reasons outlined below, Santander’s motion is granted as to its takings and due process claims, while Hempstead’s motion is granted on Santander’s Fourth Amendment claim. Background The following facts are drawn from the parties’ Local Rule 56.1 statements and the exhibits appended to their summary judgment papers. Unless otherwise noted, the facts discussed

are undisputed. A. Santander’s Security Interest in the Sonata In September 2017, an auto dealership sold the Sonata to Bobby Hogan pursuant to an installment contract. Def’s. Local Rule 56.1 Counterstatement of Facts ¶ 4 (“Def.’s Rule 56.1”), ECF No. 48-1. Neither Hogan nor the dealership is a party here. The day of Hogan’s purchase, the dealership assigned the installment contract to Santander Consumer USA,

1 The Court previously entered default judgment against AAAA. Order Adopting Report and Recommendation 1, ECF No. 54. Inc. (“Santander”). Id ¶ 5. The contract provided that “[u]pon

[Hogan’s] default,” Santander could “repossess” the car. Pl.’s Ex. A, Installment Contract 2, ECF No. 47-4. As of May 2021, Hogan was in default. Def.’s Rule 56.1 ¶ 9. B. AAAA Impounds the Sonata On June 2, 2021, the Community Police Division in the Village of Hempstead (“Hempstead” or the “Village”) Police Department received a complaint concerning a blue 2015 Hyundai Sonata. Def.’s Ex. 14, Scott Hovanec Aff. ¶¶ 3, 5, ECF No. 48- 4. The complaint stated that the vehicle was “potentially abandoned or illegally parked” at the intersection of Smith Street and Sealey Avenue in Hempstead. Id. ¶ 3. According to the patrol officer who responded to the complaint, the

intersection is a “mixed use residential and commercial area” with a “history of complaints from the [nearby] residents” concerning “abandoned” vehicles. Id. ¶ 4. Upon arriving at the intersection, the officer observed that the Sonata had no license plates. Id. ¶ 5. He then conducted a Vehicle Identification Number (“VIN”) search, which showed that the Sonata had an expired Florida registration. Id. He also inquired at several nearby automobile repair shops as to whether the vehicle belonged to them or their customers; none of the shops claimed it. Id. ¶ 6. Based on this information, the officer concluded that the Sonata was indeed abandoned, and requested that the police department dispatch a tow truck. Id. ¶ 7.

Hempstead contracts with private companies that pay an annual fee to be included on the Village’s rotating list of tow companies. Def.’s Rule 56.1 ¶ 14. The Village apparently does not pay the tow companies for their services; instead, the listed companies are permitted to collect tow fees from motorists claiming impounded vehicles. Id. AAAA Nassau, Inc. (“AAAA”) was next on the list, and it towed the Sonata to a secure lot. Id. ¶ 13. The next day, Hogan informed Santander of the impoundment. Pl.’s Local Rule 56.1 Counterstatement of Facts (“Pl.’s Rule 56.1”) ¶ 6, ECF No. 45-1; Def.’s Rule 56.1 ¶ 17. About a week later, Santander

hired a repossession company, America Recovery, to retrieve the Sonata. Pl.’s Rule 56.1 ¶ 7. America Recovery reached out to AAAA, requesting that it provide pictures of the vehicle, but AAAA refused. Def.’s Rule 56.1 ¶ 17. C. Hempstead Provides Santander Notice of the Impoundment Chapters 127 and 131 of Hempstead’s Municipal Code govern the impoundment of vehicles in Hempstead. Def.’s Rule 56.1 ¶ 14; Def.’s Ex. 4, Village of Hempstead, NY, Code pt.2 ch. 127, § 127-2, -4 (“Hempstead Code”), ECF No. 48-3; Def.’s Ex. 5, Hempstead Code § 131-4, ECF No. 48-3. The parties do not dispute that Hempstead complied with its Code here. Def.’s Rule 56.1 ¶¶ 13-14; Pl.’s Rule 56.1 ¶¶ 5, 8.

To retrieve an impounded vehicle, a claimant must pay the tow company a tow fee of $175; “a daily storage charge” of $25; and a “surcharge of $45” for “vehicles towed without ignition and / or door key.” Hempstead Code § 127-22; Def.’s Rule 56.1 ¶ 31. The claimant must also obtain an “impound release form” from the Hempstead Police Department, which authorizes the tow company to release the vehicle. Pl.’s Rule 56.1 ¶ 7; Def.’s Ex. 6, Hempstead Police Dep’t Manual § 502.10, ECF No. 48-3. The Code provides that “[a]ny motor vehicle impounded and not claimed within 10 days shall be deemed an abandoned [] vehicle.” Hempstead Code § 131-4(C). Hempstead deems a vehicle

“abandoned” when it remains unclaimed for the stated period, regardless of the reason for the impoundment. Id. At the ten- day mark, the Code calls for Hempstead to “make an inquiry concerning the last owner of such [abandoned] vehicles” through a title search. Id. § 131-4(C)(1). The Village must then inform the last owner that the vehicle has been “recovered as an abandoned vehicle” and that, if it is not claimed, Hempstead will “acquire ownership.” Id. § 131-4(C)(2); Def.’s Ex. 8, Hempstead’s Ltr. to Santander dated June 25, 2021, ECF No. 48-3. If the title search shows that a lien exists, the “notice shall also be sent to the lienholder.” Hempstead Code § 131-4(C)(2). In accordance with this provision, Hempstead mailed

Santander a letter on June 25, after it identified the company as a lienholder. Def.’s Rule 56.1 ¶¶ 13-16. Santander received that letter on July 2. Id. ¶ 15. The letter stated that the Sonata had been “taken into custody as an abandoned vehicle.” Hempstead’s Ltr. to Santander dated June 25, 2021. It also provided that Hempstead would “acquire ownership” “unless the vehicle is claimed by the owner or the lienholder.” Id. And it informed Santander that “if the vehicle [went] unclaimed,” the company’s “lien will be extinguished.” Id. Santander did not pay the required fees. Def.’s Rule 56.1 ¶ 20. Hempstead provides claimants two weeks from the date it sends notice to retrieve an impounded vehicle. Def.’s Ex.

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Santander Consumer USA, Inc. v. Incorporated Village of Hempstead, et al., (E.D.N.Y. 2026).

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