Saint-Fleur v. JPMorgan Chase Bank, N.A.

CourtDistrict Court, S.D. New York
DecidedJune 26, 2024
Docket1:23-cv-04908
StatusUnknown

This text of Saint-Fleur v. JPMorgan Chase Bank, N.A. (Saint-Fleur v. JPMorgan Chase Bank, N.A.) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Saint-Fleur v. JPMorgan Chase Bank, N.A., (S.D.N.Y. 2024).

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK

JOHANNE SAINT-FLEUR,

Plaintiff, ORDER

- against - 23 Civ. 4908 (PGG)

JPMORGAN CHASE BANK, N.A.,

Defendant.

PAUL G. GARDEPHE, U.S.D.J.: In this action, Plaintiff Johanne Saint-Fleur alleges that Defendant JPMorgan Chase, N.A. (“Chase”) is responsible for the wrongful withdrawal of funds from Plaintiff’s Chase bank account. The Complaint alleges that “[i]n or about 2019, the Plaintiff entered into an agreement with the Defendant wherein the Defendant agreed to create and maintain a checking and a saving[s] account on behalf of the Plaintiff.” (Cmplt. (Dkt. No. 1-1) ¶ 4) The Complaint goes on to allege that Chase wrongfully allowed $89,781.98 to be withdrawn from Plaintiff’s account and has refused to return the money. The Complaint asserts claims for negligence, conversion, fraud, and unjust enrichment, and seeks a constructive trust. (Id. ¶¶ 8-25) The alleged 2019 agreement between Plaintiff and Chase is not attached to the Complaint. The Complaint was filed in Supreme Court of the State of New York, New York County, on March 10, 2023. Chase removed the case to this District on June 12, 2023, on the basis of diversity jurisdiction. (Notice of Removal (Dkt. No. 1); Cmplt. (Dkt. No. 1-1)) Since this case was removed, Plaintiff has committed numerous procedural defaults. As an initial matter, Plaintiff’s counsel did not enter a notice of appearance, as required by this Court’s Individual Rules of Practice, Rule VII.B, until November 30, 2023. (Dkt. No. 15) Plaintiff’s counsel has also not responded properly to Court orders regarding

Defendant’s June 19, 2023 letter seeking permission to move to dismiss, pursuant to Rule 12(b)(6) of the Federal Rules of Civil Procedure. In its pre-motion letter, Defendant argues, inter alia, that Plaintiff’s “contractual relationship with Chase . . . is memorialized by the Deposit Account Agreement” that the parties entered into in 2019, which “Plaintiff incorporates by reference in her Complaint.” Noting that the Complaint does not “allege a single contract claim against Chase,” Defendant contends that Plaintiff’s “common law, non-contractual claims . . . are barred by the economic loss doctrine” – i.e., the legal doctrine prohibiting recovery in tort for economic losses within the scope of a breach of contract cause of action. (Def. June 19, 2023 Ltr. (Dkt. No. 5) at 1-2) Chase likewise did not submit the 2019 account agreement referenced in the Complaint, although it’s pre-motion letter includes a hyperlink to the 2023 version of

Chase’s form deposit account agreement. (Id. at 1 n.1) Plaintiff did not respond to Defendant’s pre-motion letter within three business days, as required by this Court’s Individual Rules of Practice, Rule IV.A. Accordingly, this Court’s law clerk contacted Plaintiff’s counsel and alerted counsel to his obligation to respond to Defendant’s pre-motion letter. The law clerk also instructed Plaintiff’s counsel to submit a copy of the account agreement he had referenced in paragraph 4 of the Complaint, so that this Court could assess Defendant’s argument regarding the economic loss doctrine. Plaintiff did not provide the 2019 account agreement to the Court, nor did he file a substantive response to Defendant’s arguments in its pre-motion letter. Instead, Plaintiff states the following in a June 28, 2023 letter: Please be advised that the Plaintiff’s Initial Pleadings did not include a copy of the subject contract . . . . By correspondence dated June 19, 2023, the Defendant alleges that the ‘Plaintiff incorporates by reference in her complaint’ the subject contract. However, as indic[a]ted earlier, the subject contract was never annexed to the Plaintiff’s Initial Pleading. The June 19, 2023 correspondence of the Defendant further purported that the subject contract is public[]ly available from the Defendant’s website.

(Pltf. June 28, 2023 Ltr. (Dkt. No. 6) at 1)

In sum, Plaintiff refused to provide the applicable 2019 account agreement because it “was never annexed to the Plaintiff’s Initial Pleading.” (Id.) The 2019 account agreement is incorporated by reference in the Complaint, however, and – on a motion to dismiss – a court is entitled to consider any document incorporated by reference in the complaint. See DiFolco v. MSNBC Cable L.L.C., 622 F.3d 104, 111 (2d Cir. 2010) (“In considering a motion to dismiss for failure to state a claim pursuant to Rule 12(b)(6), a district court may consider the facts alleged in the complaint, documents attached to the complaint as exhibits, and documents incorporated by reference in the complaint.”). Given Plaintiff’s refusal to provide a copy of the applicable 2019 account agreement – and with the initial pretrial conference approaching – this Court, in an October 12, 2023 order, directed Plaintiff to “place on the docket – forthwith – the agreement referenced in paragraph 4 of the Complaint.” (Dkt. No. 11) Plaintiff did not docket the 2019 account agreement, despite this Court’s order to do so “forthwith.” Accordingly, on October 17, 2023, this Court’s law clerk called Plaintiff’s counsel to ask about the status of the filing. Plaintiff’s counsel conferenced in defense counsel. Plaintiff’s counsel then represented that (1) he did not have a copy of the 2019 account agreement; (2) defense counsel either had already given him a copy of the agreement or would soon do so; and (3) he would then confirm with his client that the copy provided by Chase’s counsel was accurate. The law clerk explained to Plaintiff’s counsel that it was imperative that the 2019 account agreement be filed immediately, given the order to do so “forthwith.”

On October 26, 2023, this Court held the initial pretrial conference. Plaintiff’s counsel did not appear for the conference. He did not seek an adjournment of the conference, obtain permission not to appear at the conference, or inform this Court or his adversary that he would not appear at the conference. In sum, Plaintiff’s counsel did not explain in any fashion his failure to appear. That same day, this Court entered an order directing Plaintiff to show cause by October 30, 2023, why this action should not be dismissed for failure to prosecute pursuant to Rule 41(b) of the Federal Rules of Civil Procedure. (Dkt. No. 14) On November 30, 2023 – one month after this Court’s deadline – Plaintiff’s counsel entered a notice of appearance (Dkt. No. 15) and filed what appears to be a copy of the

2023 version of Chase’s form deposit account agreement. (Dkt. No. 16) To date, Plaintiff’s counsel has not (1) provided the 2019 account agreement that is referenced in the Complaint, despite repeated requests to do so; (2) substantively responded to Defendant’s arguments in its June 19, 2023 pre-motion letter; or (3) provided any explanation for his repeated violation of court orders and failure to appear for the initial pretrial conference. Fed. R. Civ. P. 41 provides that an action may be involuntarily dismissed “[i]f the plaintiff fails to prosecute or to comply with [the Federal Rules] or a court order. . . .” Fed. R. Civ. P. 41(b). “Although Rule 41(b) expressly addresses a situation in which a defendant moves to dismiss for failure to prosecute, it has long been recognized that a district court has the inherent authority to dismiss for failure to prosecute sua sponte.” Williams v. Wellness Med. Care, P.C., No. 11 Civ.

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Bluebook (online)
Saint-Fleur v. JPMorgan Chase Bank, N.A., Counsel Stack Legal Research, https://law.counselstack.com/opinion/saint-fleur-v-jpmorgan-chase-bank-na-nysd-2024.