Ruth Page Fisher v. United States Fidelity & Guaranty Company, a Corporation

246 F.2d 344
CourtCourt of Appeals for the Seventh Circuit
DecidedAugust 6, 1957
Docket11908
StatusPublished
Cited by14 cases

This text of 246 F.2d 344 (Ruth Page Fisher v. United States Fidelity & Guaranty Company, a Corporation) is published on Counsel Stack Legal Research, covering Court of Appeals for the Seventh Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ruth Page Fisher v. United States Fidelity & Guaranty Company, a Corporation, 246 F.2d 344 (7th Cir. 1957).

Opinions

SCHNACKENBERG, Circuit Judge.

In plaintiff’s suit, which defendant caused to be transferred from an Illinois court to the United States District Court, on the ground of diversity of citizenship, an order of dismissal with prejudice at plaintiff’s costs, was entered by the district court based upon that court’s finding that “plaintiff has wilfully refused to obey an Order entered by this court providing for an inspection by the defendant of an automobile of plaintiff:” and from that order plaintiff has appealed.

Plaintiff’s Oldsmobile automobile, which had been driven less than 50 miles, was stolen on October 3, 1955. It had been insured against theft by defendant’s policy. Plaintiff notified defendant and requested forms for proof of loss. On October 5, 1955 plaintiff leased a substitute Oldsmobile at a monthly rental of $300. On October 14, 1955 the stolen car was recovered by the police in a badly damaged condition and was stored by them in the Edgecomb Garage in Chicago.

On November 15, 1955 plaintiff in a letter to defendant reported the foregoing facts and demanded payment of the purchase price together with reimbursement for the rental for the substitute car.

On November 17, 1955 defendant’s adjuster, Lash, wrote attorney Thomas H. Fisher, plaintiff’s husband, enclosing a letter to the police department authorizing the release of the car to defendant, and requested that plaintiff sign it. Lash asked Fisher to name a garage “so that we may have it delivered and inspected.” The release was executed and returned to Lash. On November 23, 1955 Lash wrote to Fisher, acknowledging receipt of the release and adding: “Will you also inform me which repair shop or dealer you desire to inspect your vehicle. * * * We do not intend taking custody of your car; * *

This suit was filed on November 28, 1955.

On November 29, 1955 Fisher wrote to Lash, stating, in part:

“No objection is, of course, made to your obtaining possession of the car and taking it to Chapin Motor Sales in Winnetka or anywhere else you wish. However, I must make it clear that I reject the suggestion in the last two paragraphs of your letter to the effect that by so doing you will be acting in behalf of the insured. If you take possession of the car it will be your own act for your own company’s benefit and not that of the insured.”

Under date of November 30, 1955 defendant’s general superintendent of claims wrote Fisher, inter alia:

“Attached herewith you will find release and authorization you sent us with your letter of November 22. We have no further interest in this instrument. * * * Furthermore, in view of your complete disregard and abrogation of Paragraph 14 of [346]*346your policy, United States Fidelity & Guaranty Company disclaims any and all coverage under its contract of insurance.”

On January 17, 1956 defendant asked Judge Campbell of the district court to order plaintiff “to produce and permit defendant to inspect, examine and photograph” said automobile.

On April 23, 1956 plaintiff presented to Judge Campbell a motion for leave to file a report of the sale of said automobile by plaintiff for $1443.28, to which was attached a copy of a letter dated April 19, 1956 from plaintiff’s attorney to defendant stating, inter alia, that said sum was “the highest cash bid so far obtainable” and that, unless defendant was willing to purchase the car for said sum or a larger sum, it would be sold for said sum.

On April 23,1956 defendant’s attorney explained to the court that he was asking for an order to inspect the automobile “because the car is missing, [sic] There is a carburetor missing, generator, battery, aircleaner. We have to lay hands on it in order to make an inspection. You can’t just look at it. You have to run it.” Judge Campbell stated “All right. I will give you leave to inspect. Go ahead and make it. * * * It doesn’t take very long to inspect it.”

There was no formal order entered. The court said: “The oral order is enough.” The clerk’s minute order in this respect continued plaintiff’s motion for leave to file a report of sale to April 27, 1956 and granted leave to defendant to inspect the automobile before said date. Plaintiff’s motion for leave to file report of sale was continued to May 3, 1956, and then to May 4, 1956,. upon which latter date the court transferred the case for reassignment. It was reassigned to Judge Barnes.

On May 1, 1956, representatives of defendant visually inspected and took photographs of plaintiff’s automobile at the Edgecomb Garage, in the presence of Fisher. They saw that the carburetor, air cleaner, generator, fan belt and battery were missing from the car. Fisher objected to their working on the car in order to put in a carburetor and1 a generator.

On May 28, 1956, plaintiff sold the car for $1500 to the Chapin Motor Sales, which immediately resold it to a purchaser from Wisconsin who took it to that state.

At a hearing on June 12, 1956 Judge-Barnes was told by defendant’s attorney, Mr. Thuma, that he had received notice by registered mail from one of plaintiff’s attorneys that the- automobile had been sold.

Attorney Norman Crawford was present representing plaintiff and the following colloquy occurred:

Judge Barnes: “Thomas Hart Fisher is not a member of the bar of' this court. If he comes in here I will send him to jail. You tell him-that.”
Mr. Crawford: “He won’t be-here; he is not in the United States.”
Judge Barnes: “It is probably just as well that he is not in the-United States.”

Mr. Thuma explained to the court:

“We were out there to inspect-the automobile. And there was a-carburetor missing, and there was-something else missing so that we could not run the engine. And' when we wanted to put those parts on one attorney representing the plaintiff said we could not do that.”

The court then entered an order, providing, inter alia, “that the defendant’s-motion for an order on the plaintiff to-produce and permit defendant to inspect' a certain automobile be and the same hereby is set for hearing on June 18, 1956, * *

On the latter date Mr. Thuma, defendant’s attorney, told the court: “I thought' we had an understanding that we could put those parts on there to see if there is anything wrong with this car. * * * The car belongs to the plaintiff in this case and I thought we had an understanding for an inspection,” and Mxv [347]*347Crawford stated: “I have no control over the car. * * * It has been sold as junk. It lay in the lot for seven months and the charges were piling up.”

Judge Barnes asked Mr. Thuma what order he wanted entered and Mr. Thuma said that Judge Campbell gave them an order and that “I would like to have added, to that order that we might try the carburetor and the air cleaner to see if they are in order to move the engine and see if there is anything wrong with the moving parts of this car.” (Italics are supplied.)

The court thereupon entered the following signed order on June 19, 1956:

“This matter coming on for hearing on defendant’s motion for leave to inspect a certain 1955 Oldsmobile * * * automobile, * * * involved in this suit; and,

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Bluebook (online)
246 F.2d 344, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ruth-page-fisher-v-united-states-fidelity-guaranty-company-a-ca7-1957.