Rowley v. Braly

286 S.W. 241, 1926 Tex. App. LEXIS 1014
CourtCourt of Appeals of Texas
DecidedMay 26, 1926
DocketNo. 2686. [fn*]
StatusPublished
Cited by16 cases

This text of 286 S.W. 241 (Rowley v. Braly) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Rowley v. Braly, 286 S.W. 241, 1926 Tex. App. LEXIS 1014 (Tex. Ct. App. 1926).

Opinion

RANDOLPH, J.

Clifford Braly, as plaintiff, filed this suit in the district court of Hartley county, Tex., being, an action of trespass to try title, for damages and for partition of real estate, against Elizabeth Rowley, - a widow, also known as Mrs. A. J. Rowley, and Guy Rowley and his wife, Mary Rowley, as defendants, to recover an undivided one-half interest in certain real estate, and for partition of such half interest. By agreement, the case was transferred to Dallam county and there tried.

Defendants Guy Rowiey and wife filed their third amended original answer and cross-action containing, first, general demurrer ; second, general denial; and third, special answers setting up in part, the following defenses and matters of cross-action: That the interest in the realty which the plaintiff is seeking to recover is the homestead of himself and wife. That there existed a conspiracy between one Roy Rowe and the First National Bank of Dalhart, Tex. (who were impleaded by said answer) as follows : Alleging an indebtedness on the part of defendant Guy Rowley to said bank in the sum of $4,345, which was secured by chattel mortgage upon certain personal property, and by a crop mortgage. That the circumstances under which he became indebted to said bank are as follows:

That one J. P. Martin was the owner of the above-mentioned personal property, and was indebted to the said bank to that amount, and was unable to pay same. That the said bank desired that said Guy Rowley take over said personal property and assume such indebtedness, and that said bank agreed with said defendant, and promised him that, if he would buy said personal property from Martin and would assume the indebtedness owing by said Martin, the bank would extend the indebtedness from time to time and give the said defendant ample time and opportunity in which to meet said obligation. That, in consideration of said promise of said bank, the said defendant purchased said personal property from Martin in consideration of the defendant assuming the indebtedness of' said Martin to the bank. That, in taking over the personal property and in assuming the indebtedness owing to the bank by said Martin, defendant believed the said statement of the bank that it would continue the indebtedness from .time to time and give him ample time to pay same, and, but for the fact that he relied on such statement, he would not have taken over said personal property and assumed said indebtedness. That during the year 1918 W. N. Stone was the president of said bank and was the main and active official for said bank in all matters and things herein complained of, was acting for said bank as said official, and in all things so done by him was acting within the scope of his authority as such president. That, notwithstanding such statements and representations of said bank aforesaid, and notwithstanding it stated to this defendant, when he purchased the property from Martin, that same was sufficient security for such indebtedness, on or about March 29, 1918, the said Stone, acting for said bank, came to him and demanded other .and additional security for *243 such indebtedness, and required of him a deed of trust on the real estate owned by him and described in plaintiff’s petition, which property at said time was his homestead. That said Stone stated to him (defendant) that, if he W'ould execute this deed of trust, the bank: would cafry this indebtedness for a long time and w'ould fully protect him in the matter, but, if he would not give such deed of trust, the bank would immediately foreclose its mortgage on the defendant’s personal property. That at said time defendant’s personal property covered by said mortgage was worth an a'mount in excess of his debt to the bank.

That the defendant was ignorant of the fact that the bank could not foreclose its mortgage lien until it came due, but relied on the statements of Stone that it could be done, and, being financially unable to pay said indebtedness at the time, and believing if the bank foreclosed he would lose his equity in said property, and believing the representations, and relying on same, that the bank would fully protect him in the matter of his indebtedness and give him ample time to pay same, the defendant and his wife executed a deed of trust on his undivided half interest in the land in controversy. That on May 1, 1918, he sold, with the consent of the bank, certain portions of said personal property for the sum of $900, which sum was paid to the bank, thereby reducing his debt to it to the sum of $3,650, and leaving such balance amply secured by the residue of such personal property, which was of the value of $4,200. That about June 1, 1918, Roy Rowe was largely indebted to the bank, the amount of which defendant is unable to state. That said indebtedness was then due and payable, and the bank was threatening to foreclose its security held for said indebtedness unless said Rowe would immediately pay same. That on or about June 1, 1918, the bank conceived an unlawful and fraudulent purpose and design of taking from this defendant his said personal property, of the reasonable - value of $4,200, and of taking from him and his wife their homestead, of the reasonable value of $7,000, and at a vastly reduced valuation under unconscionable conditions and at an unconscionable bargain. That, with this end in view, the said Stone, acting for the bank, went to the said Rowe and stated that, if he (Rowe) would aid the bank in such unlawful enterprise, the bank would extend for a long time the indebtedness owing by him to the bank, and, in consideration of such promise of extension, Rowe agreed to give his aid and services to the bank in its efforts to carry out such unlawful enterprise. That it was then and there agreed between Rowe and Stone that, if said undertaking could be consummated, for the time being the title to said land should be taken in the name of the said Rowe to be held by him for some time and later to be conveyed to the bank for its use and benefit. That, also in furtherance of such unlawful enterprise, it was then and, there agreed between Rowe and Stone that Stone should use certain pressure or coercion on this defendant in order to force him into the sale pf such property, notwithstanding said debt was not due and notwithstanding the bank’s promise to carry said indebtedness from time to time until defendant could meet the obligation; said bank well knowing that said deed of trust so given was unenforceable because of the land being a homestead. That it was agreed between Rowe and Stone, both of whom well knew that defendant had great confidence in thfe judgment and friendship of the said Rowe, that the said Rowe should tell defendant that said bank could and would foreclose its mortgage lien on defendant’s personal property and the deed of trust on the land. That, in pursuance of such agreement, the bank wrote a letter stating that such debt was then due and had to be immediately paid, although said bank knew the indebtedness was not due.

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Bluebook (online)
286 S.W. 241, 1926 Tex. App. LEXIS 1014, Counsel Stack Legal Research, https://law.counselstack.com/opinion/rowley-v-braly-texapp-1926.