Rowe v. City of Oakland CA1/3

CourtCalifornia Court of Appeal
DecidedOctober 20, 2025
DocketA170715
StatusUnpublished

This text of Rowe v. City of Oakland CA1/3 (Rowe v. City of Oakland CA1/3) is published on Counsel Stack Legal Research, covering California Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Rowe v. City of Oakland CA1/3, (Cal. Ct. App. 2025).

Opinion

Filed 10/20/25 Rowe v. City of Oakland CA1/3 NOT TO BE PUBLISHED IN OFFICIAL REPORTS California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

FIRST APPELLATE DISTRICT

DIVISION THREE

GWENDOLYN ROWE, Plaintiff and Appellant, A170715 v. (Alameda County CITY OF OAKLAND, Super. Ct. No. 21CV004184)

Defendant and Respondent.

Gwendolyn Rowe filed suit against the City of Oakland (“City”) for dangerous condition of public property and negligence arising from damage to her home caused by a fallen tree limb. The trial court held Rowe’s action was barred by the statute of limitations, finding the doctrines of equitable estoppel and equitable tolling inapplicable, and entered judgment in favor of the City. Rowe alleges the trial court prejudicially erred, both in finding her action time-barred and in precluding her from calling a witness. We affirm. FACTUAL AND PROCEDURAL BACKGROUND On January 30, 2018, a branch from a tree allegedly owned by the City of Oakland fell onto Rowe’s home, causing extensive damage and making the home uninhabitable. On February 9, 2018, Rowe timely submitted a claim to the City for damages under the Government Claims Act. (Gov. Code, § 810 et seq.) After Rowe filed the claim, the City provided her information about what she should expect from the City in handling her claim. As relevant

1 here, the City’s information stated that the City would contact her regarding the outcome of her claim upon completion of its investigation and that if her claim were denied, she would have six months from the date of denial to file a lawsuit. In February 2018, Rowe spoke with the City’s claims adjuster, Mark Fry, who informed her the City’s claims process was long and recommended she contact her insurance company to repair her home. According to Rowe, she held a group call in March 2018 with Fry and her contractors, during which Fry stated that the City was paying Rowe’s claim and that her contractors should proceed with the repairs on the home. Fry, however, disputed ever saying the City accepted or would pay the claim. In April 2018, Rowe emailed Fry and complained that Fry’s suggestion to contact her insurance company to repair her home was not working because the contractors had not been paid. Fry expressed he was “disappointed by the lack of action by your homeowners insurance.” After May or June 2018, Fry stopped communicating with Rowe. In July 2018, Rowe contacted the City and met with Deputy City Attorney Colin Bowen regarding her claim. Bowen requested additional information regarding Rowe’s claim, which she provided a few days later. In early August 2018, a City contractor inspected Rowe’s home as part of the claim investigation. On August 7, 2018, a supervising investigator with the City Attorney’s Office, Jerry Ho, was assigned to handle Rowe’s claim. Later in August, Ho emailed Rowe: “The work that is needed to be done on our end is a bit of a process. However, rest assured that I have been actively working on this case. Within the next few business days, I will send you another email with a

2 list of items we need for your claim . . . .” Between September and October 2018, Ho and Rowe exchanged multiple emails regarding details of the claim. Rowe sought over $830,000 in damages from the City. This included approximately $550,000 in structural damage to her home; $100,000 in water, mold, and asbestos abatement; $80,000 in lost artwork; $30,000 to repair artwork; $70,000 in lost personal property, including furnishings; $3,400 per month in lost rent from a tenant; and expenses associated with seeing a psychologist. In October 2018, Rowe requested a meeting with Bowen and Ho. What the parties discussed at this meeting is in dispute. Rowe claims she told Bowen that she had provided all the information requested of her, but that the City had not followed through on its end. Rowe also claims Bowen told her he would make a recommendation to the city council, which would be acted on within a few months. Bowen reportedly indicated to Rowe that she would be happy with the settlement amount but if she were not, she could engage an attorney at that point. Bowen, for his part, did not recall any discussions regarding the city council or saying Rowe’s claim had been or would be accepted. Bowen also denied telling Rowe to wait before engaging an attorney. After the October 2018 meeting, Ho emailed Rowe asking her to sign and return forms authorizing the City’s contact with two of her contractors that dealt with the artwork in her claim. Rowe emailed Ho stating she authorized Ho to contact one of the contractors, but she did not sign or return any authorization forms. Ho replied that the email authorization was insufficient and requested that Rowe sign the authorization forms. In November 2018, Ho emailed Rowe again and informed her the City needed her signed authorization forms in order to continue working on that

3 portion of her claim. Rowe never signed the authorization forms, and communications between the parties ceased. Time passed, and in May 2019, Rowe submitted a letter to the City Attorney’s Office summarizing her interactions during the claims process and demanding immediate resolution of her claims. The City never responded to Rowe’s letter. On June 30, 2019, Rowe filed a Chapter 11 bankruptcy petition. She was represented by attorney Marc Voisenat. In February 2020, Rowe contacted the Oakland Mayor’s Office regarding her claim, and a City representative told Rowe to talk to her own attorney. After finding out Rowe contacted the City, Ho emailed Voisenat asking whether he had “filed a lawsuit to protect the statute [of limitations] for this case.” Voisenat replied that no lawsuit had been filed but explained that any statute of limitations that may have expired during the bankruptcy was extended pursuant to the Bankruptcy Code. In addition to providing Ho the bankruptcy case number, Voisenat explained that a demand was sent in October 2019 but they had not received a response from the City to date. On February 25, 2020, Ho sent a letter on behalf of the City to Voisenat discussing all components of Rowe’s claim. The letter pointed out that the City did not have evidence of certain claim components and that certain claimed amounts were improper. The letter also identified certain inconsistencies between Rowe’s bankruptcy filing and her claim to the City, noting that, contrary to her City claim, her bankruptcy filing indicated she did not possess any collectibles of value, including artwork. The letter requested that Rowe sign an attached form that would authorize the City to physically inspect her artwork. The letter also stated the City did not believe Rowe’s claim for bodily injuries was compensable but asked her to sign a

4 Medical Authorization to allow the City’s review of any supporting medical documentation. Additionally, the letter noted that damages to Rowe’s “dwelling structure” had been “resolved in full” with Rowe’s insurance carrier. In March 2020, Ho received Voisenat’s request for a meeting with the City Attorney’s Office to discuss Rowe’s claim. Ho replied affirmatively to the request, but urged Voisenat to respond to the City’s February 25, 2020, letter. In May 2020, Voisenat responded to the City’s request for information but stated that the authorization forms for artwork and medical document inspections were not attached to the City’s email and that Rowe would sign them after she reviewed them. Neither Ho nor any other City representative ever responded to this communication from Voisenat, and no meeting was ever held.

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Rowe v. City of Oakland CA1/3, Counsel Stack Legal Research, https://law.counselstack.com/opinion/rowe-v-city-of-oakland-ca13-calctapp-2025.