Ronnie Ceasar v. Chase Bank USA, N.A.

CourtLouisiana Court of Appeal
DecidedApril 2, 2014
DocketCA-0013-1124
StatusUnknown

This text of Ronnie Ceasar v. Chase Bank USA, N.A. (Ronnie Ceasar v. Chase Bank USA, N.A.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Ronnie Ceasar v. Chase Bank USA, N.A., (La. Ct. App. 2014).

Opinion

NOT DESIGNATED FOR PUBLICATION

STATE OF LOUISIANA COURT OF APPEAL, THIRD CIRCUIT

CA 13-1124

RONNIE CEASAR

VERSUS

CHASE BANK USA, N.A., ET AL.

**********

APPEAL FROM THE TWENTY-SEVENTH JUDICIAL DISTRICT COURT PARISH OF ST. LANDRY, NO. 12-C-0069-D HONORABLE DONALD WAYNE HEBERT, DISTRICT JUDGE

JOHN E. CONERY JUDGE

Court composed of Ulysses Gene Thibodeaux, Chief Judge, Sylvia R. Cooks, and John E. Conery, Judges.

AFFIRMED. Ronnie R. Ceasar In Proper Person Post Office Box 1281 Opelousas, Louisiana 70571 (225) 328-4515 COUNSEL FOR PLAINTIFF/APPELLANT: Ronnie Ceasar

Ronald J. Bertrand Attorney at Law 714 Kirby Street Lake Charles, Louisiana 70602 (337) 436-2541 COUNSEL FOR DEFENDANT/APPELLEE: THE BANK (THE BANKSHARES, INC.) CONERY, Judge.

Pro-se plaintiff, Ronnie Ceasar (“Mr. Ceasar”), appeals the dismissal of his

claims against defendant, THE BANK (THE BANKSHARES, INC.),1 on the basis

of the peremptory exception of no right of action. THE BANK has answered and

appeals the denial by the trial court of its peremptory exception of prescription.

For the following reasons, we affirm the dismissal of Mr. Ceasar’s claims against

THE BANK based on the peremptory exception of no right of action and pretermit

as moot a ruling on the trial court’s denial of THE BANK’s peremptory exception

of prescription.

FACTS AND PROCEDURAL HISTORY

On January 4, 2012, Mr. Ceasar, as a pro-se plaintiff, filed a “Complaint,”

(hereinafter referred to as the original petition) against “Chase Bank (JP Morgan

Chase Bank, N.A.),” (hereafter Chase Bank). Mr. Ceasar alleged a number of

claims all relating to accounts at Chase Bank located in St. Landry Parish.

On September 17, 2012, Mr. Ceasar filed a document entitled “Complaint

and Petition for Damages” (hereinafter referred to as the amended petition),

naming for the first time as a defendant “‘The Bank’ of Jennings, LA” (THE

BANK), seeking damages for the closure of a “civil rights savings account entitled

P.O.W.E.R.” Mr. Ceasar alleged the account was closed “simply because Mr.

Ceasar was an officer on the account.”

The P.O.W.E.R. account at issue, number 2001597, was opened at the Iowa

Branch of THE BANK on April 12, 1999. The account was designated as a not-

1 In his amended petition, Mr. Ceasar named “‘The Bank’ of Jennings, LA,” which is the same legal entity as THE BANK. THE BANK is listed in their exceptions at paragraph three, as THE BANK (THE BANKSHARES, INC.). The July 29, 2013 judgment dismissed all claims of Mr. Ceasar as against THE BANK. Therefore, we will use THE BANK in this opinion. for-profit corporate savings account, with “People On Weighing Equal

Rights/POWER” as the designated account holder. Ron Ceasar was listed as the

President/Treasurer, and Joyce D. Ceasar was listed as the Secretary of P.O.W.E.R.

The officers of P.O.W.E.R. are “Ron Ceasar President/Director, Cheryl M. Ceasar,

Vice-President and Nettie B. Artis, Director.”

In response to Mr. Ceasar’s amended petition, THE BANK filed a number

of declinatory and dilatory exceptions, along with peremptory exceptions of

prescription, no cause of action, and no right of action.

The exceptions were heard on July 15, 2013. The parties stipulated to venue

and the court conducted a hearing on THE BANK’s exceptions of no right of

action and prescription. In support of THE BANK’s peremptory exceptions of no

right of action and prescription, THE BANK called as a witness Mr. Pete Keleman

(“Mr. Keleman”), who was the Vice-President and Branch Manager of the Iowa

branch of THE BANK at the time of the alleged improper closing of the

P.O.W.E.R. account.

Mr. Keleman identified a document labeled TB #2, 2 which reflected two

transactions in the P.O.W.E.R. account between April 30, 2011 and June 30, 2011.

The second transaction, which is pertinent to our analysis, was a June 1, 2011 debit

of the remaining balance of $10.94. Mr. Keleman then identified TB #3, which

included a June 1, 2011 draft in the amount of $10.94 made to “PEOPLE ON

WEIGHING EQUAL RIGHTS,” and negotiated by Mr. Ceasar as the treasurer of

P.O.W.E.R on June 6, 2011.

When questioned about why the P.O.W.E.R. account was closed, Mr.

Keleman identified TB #4, which consisted of a letter dated May 27, 2011 from Mr.

2 All exhibits introduced by THE BANK are identified by the docket clerk as “TB.”

2 Ceasar concerning the “Campaign Fund Checking Account # 270-129-0.” The

letter indicates Mr. Ceasar’s displeasure concerning the handling of that account

and states in his handwriting: “P.S. Please close my account immediately,”

followed by his initials, “R.C.”

Mr. Keleman interpreted Mr. Ceasar’s request for closure of this account as

a request to close all of Mr. Ceasar’s accounts with THE BANK, including the

P.O.W.E.R. savings account. All exhibits identified by Mr. Keleman were

admitted without objection.

The trial court granted THE BANK’s exception of no right of action on the

basis that Mr. Ceasar had no legal standing to file suit on behalf of P.O.W.E.R. and

could not represent P.O.W.E.R. as its attorney. Further, the record was devoid of

any corporate resolution giving Mr. Ceasar the authority to either hire an attorney

or to proceed pro se on behalf of P.O.W.E.R., a separate legal entity and the named

owner of the account closed by THE BANK.

The trial court denied THE BANK’s peremptory exception of prescription

on the basis that Mr. Ceasar was “attempting to allege on behalf of P.O.W.E.R a

breach of contract theory.”

Mr. Ceasar now appeals the trial court’s judgment dismissing his claim

against THE BANK for the improper closure of the P.O.W.E.R. account. THE

BANK answered the appeal and seeks to reverse the trial court’s denial of its

peremptory exception of prescription.

LAW AND DISCUSSION

Standard of Review

The Louisiana Supreme Court addressed appellate review of the exception

of no right of action in Eagle Pipe & Supply, Inc. v. Amerada Hess Corp., 10-2267,

3 10-2272, 10-2275, 10-2279, 10-2289, p. 6 (La. 10/25/11), 79 So.3d 246, 255-56

(footnotes omitted), stating:

By filing a peremptory exception of no right of action, a defendant challenges whether a plaintiff has such a real and actual interest in the action. La. C.C.P. art. 927(A)(6). At the hearing on the exception of no right of action, the exception may be submitted on the pleadings, or evidence may be introduced either in support of or to controvert the objection raised when the grounds thereof do not appear from the petition. La. C.C.P. art. 931.

The function of the exception of no right of action is to determine whether the plaintiff belongs to the class of persons to whom the law grants the cause of action asserted in the suit.” Hood v. Cotter, 2008– 0215, p. 17 (La.12/2/08), 5 So.3d 819, 829.

The determination of whether a plaintiff has a right to bring an action raises

a question of law which requires the court to conduct a de novo review of the

record. Holly & Smith Architects, Inc. v. St. Helena Congregate Facility, Inc., 06-

582 (La. 11/29/06), 943 So.2d 1037.

Peremptory Exception of No Right of Action

The exhibits introduced by THE BANK at the hearing before the trial court

on July 15, 2013, clearly demonstrate that the account at issue, number 2001597,

designated “People On Weighing Equal Rights/POWER” as the account holder.

Additionally, P.O.W.E.R.

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Related

Holly & Smith v. St. Helena Cong. Facility
943 So. 2d 1037 (Supreme Court of Louisiana, 2006)
Hood v. Cotter
5 So. 3d 819 (Supreme Court of Louisiana, 2008)
Louisiana State Board of Nursing v. Gautreaux
39 So. 3d 806 (Louisiana Court of Appeal, 2010)

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