Rogers v. Citi Bank

District Court, S.D. New York·Decided July 31, 2025·No. 1:25-cv-02342·Unknown

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK JOSHUA ROGERS, Plaintiff, 25-CV-2342 (LLS) -against- CITI BANK; LORETTA ELIZABETH ORDER OF DISMISSAL LYNCH, Defendants. LOUIS L. STANTON, United States District Judge: Plaintiff, who is appearing pro se, brings this action without indicating whether he filed it under the Court’s federal question or diversity of citizenship jurisdiction. He asserts a breach-of- contract claim. (ECF 1 at 2.) By order dated July 9, 2025, the Court granted Plaintiff’s request to proceed in forma pauperis (IFP), that is, to waive the filing fees. For the reasons set forth in this order, the Court dismisses the complaint. STANDARD OF REVIEW The Court must dismiss an IFP complaint, or any portion of the complaint, that is frivolous or malicious, fails to state a claim on which relief may be granted, or seeks monetary relief from a defendant who is immune from such relief. 28 U.S.C. § 1915(e)(2)(B); see Livingston v. Adirondack Beverage Co., 141 F.3d 434, 437 (2d Cir. 1998). The Court must also dismiss a complaint when the Court lacks subject matter jurisdiction of the claims raised. See Fed. R. Civ. P. 12(h)(3). While the law mandates dismissal on any of these grounds, the Court is obliged to construe pro se pleadings liberally, Harris v. Mills, 572 F.3d 66, 72 (2d Cir. 2009), and interpret them to raise the “strongest [claims] that they suggest,” Triestman v. Fed. Bureau of Prisons, 470 F.3d 471, 474 (2d Cir. 2006) (per curiam) (internal quotation marks and citations mitted).(emphasis in original). But the “special solicitude” in pro se cases, id. at 475 (citation omitted), has its limits – to state a claim, pro se pleadings still must comply with Rule 8 of the Federal Rules of Civil Procedure, which requires a complaint to make a short and plain statement showing that the pleader is entitled to relief.

BACKGROUND Plaintiff filed this complaint against Citibank and Loretta Elizabeth Lynch. He alleges that on February 19, 2025, the “CEO opened an account for” him, and that as a result, he “can[’]t access or retrieve any money.” (ECF 1 at 5.) Plaintiff alleges “quality of life” injuries, for which he seeks $80 million in damages. (Id. at 6.) DISCUSSION Rule 8 of the Federal Rules of Civil Procedure requires a complaint to include enough facts to state a claim for relief “that is plausible on its face.” Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007). A claim is facially plausible if the plaintiff pleads enough factual detail to allow the Court to draw the inference that the defendant is liable for the alleged misconduct. In reviewing the complaint, the Court must accept all well-pleaded factual allegations as true.

Ashcroft v. Iqbal, 556 U.S. 662, 678-79 (2009). But it does not have to accept as true “[t]hreadbare recitals of the elements of a cause of action,” which are essentially just legal conclusions. Twombly, 550 U.S. at 555. After separating legal conclusions from well-pleaded factual allegations, the Court must determine whether those facts make it plausible – not merely possible – that the pleader is entitled to relief. Id. Furthermore, under Rule 8(a)(2), a complaint must contain “a short and plain statement of the claim showing that the pleader is entitled to relief.” Fed. R. Civ. P. 8(a)(2). “A complaint fails to comply with Rule 8(a)(2) if it is ‘so confused, ambiguous, vague, or otherwise unintelligible that its true substance, if any, is well disguised.”’ Strunk v. U.S. House of Representatives, 68 F. App’x 233, 235 (2d Cir. 2003) (summary order) (quoting Salahuddin v. Cuomo, 861 F.2d 40, 42 (2d Cir. 1988)). Rule 8 “does not demand that a complaint be a model of clarity or exhaustively present the facts alleged,” but it does require, “at a minimum, that a complaint give each defendant fair notice of what the plaintiff’s claim is and the ground upon

which it rests.” Atuahene v. City of Hartford, 10 F. App’x 33, 34 (2d Cir. 2001) (citation and quotation marks omitted). Plaintiff’s complaint does not comply with basic pleading requirements. In his barebones complaint, Plaintiff alleges that a CEO “opened an account for” him that he cannot access, for which he seeks $80 million in damages. (ECF 1 at 5.) These allegations do not provide a short and plain statement giving Defendants fair notice of the claims Plaintiff is asserting and the grounds on which they rest. Nor does Plaintiff provide any indication of the legal basis of his claims or why this Court has jurisdiction of his claims. The Court therefore dismisses the complaint for failure to state a claim. See 28 U.S.C. § 1915(e)(2)(B)(ii). LEAVE TO AMEND, LITIGATION HISTORY, AND WARNING District courts generally grant a pro se plaintiff an opportunity to amend a complaint to

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Related

Bell Atlantic Corp. v. Twombly
550 U.S. 544 (Supreme Court, 2007)
Ashcroft v. Iqbal
556 U.S. 662 (Supreme Court, 2009)
Tracy v. Freshwater
623 F.3d 90 (Second Circuit, 2010)
Hill v. Curcione
657 F.3d 116 (Second Circuit, 2011)
Harris v. Mills
572 F.3d 66 (Second Circuit, 2009)
Atuahene v. City of Hartford
10 F. App'x 33 (Second Circuit, 2001)
Strunk v. United States House of Representatives
68 F. App'x 233 (Second Circuit, 2003)