Robinson v. Pennsylvania National Mutual Casualty Insurance Company

CourtDistrict Court, D. Maryland
DecidedMarch 3, 2025
Docket1:21-cv-01601
StatusUnknown

This text of Robinson v. Pennsylvania National Mutual Casualty Insurance Company (Robinson v. Pennsylvania National Mutual Casualty Insurance Company) is published on Counsel Stack Legal Research, covering District Court, D. Maryland primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Robinson v. Pennsylvania National Mutual Casualty Insurance Company, (D. Md. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND

) DAQUANTAY ROBINSON, ) ) Plaintiff, ) Civil Action No. 21-cv-1601-LKG ) v. ) Dated: March 3, 2025 ) PENNSYLVANIA NATIONAL ) MUTUAL CASUALTY INSURANCE ) COMPANY, ) ) Defendant. ) )

MEMORANDUM OPINION

I. INTRODUCTION In this civil action, the Plaintiff, Daquantay Robinson, alleges that the Defendant, Pennsylvania National Mutual Casualty Insurance Company (“Penn National”), materially breached a contract by failing to pay certain post-judgment interest due on a tort judgment (the “Tort Judgment”) awarded by the Circuit Court for Baltimore City. See ECF No. 3. Penn National has filed a renewed motion to dismiss this matter pursuant to Fed. R. Civ. P. 12(b)(6). ECF No. 57. The Plaintiff has also moved for summary judgment in his favor, pursuant to Fed. R. Civ. P. 56. ECF No. 46. No hearing is necessary to resolve these motions. See L.R. 105.6 (D. Md. 2023). For the reasons that follow, the Court: (1) DENIES the Defendant’s motion to dismiss and (2) DENIES the Plaintiff’s motion for summary judgment WITHOUT PREJUDICE. II. FACTUAL BACKGROUND AND PROCEDURAL HISTORY1 A. Factual Background In this civil action, the Plaintiff alleges that Penn National has materially breached a

1 The facts recited herein are derived from the complaint, renewed motion to dismiss, renewed opposition to the motion to dismiss, summary judgment and opposition to summary judgment are taken as true for purposes of resolving the pending motions. ECF Nos. 3, 11, 19, 25, 35, 36, 39, 46, 57, 57-1, 58, 61 and 62-2. contract by failing to pay certain post-judgment interest due on a Tort Judgment awarded by the Circuit Court for Baltimore City. ECF No. 3 at ¶¶ 15-18. Relevant to the pending motions, the Plaintiff alleges in Count I of the complaint that Penn National breached a commercial general liability policy of insurance, by failing to pay certain post-judgment interest due on the entire amount of the Tort Judgment. Id. at ¶¶ 1 and 14-18. And so, the Plaintiff seeks, among other things, to recover $777, 427.00 in monetary damages from Penn National. Id. at ¶¶ 16-23. The Tort Judgment As background, this matter arises from a lead paint personal injury case that the Plaintiff initiated in the Circuit Court for Baltimore City in 2014 (the “Tort Action”). ECF No. 3 at ¶ 1; see also Cir. Ct. for Balt. City, Case No. 24-C-12-006890. The defendants in the Tort Action included Elliot Dackman, who Penn National insures under a commercial general liability policy (the “Dackman Policy”). Id. at ¶¶ 1-2; see also ECF No. 3 at Ex 1. On September 19, 2014, the Plaintiff obtained a Tort Judgment in the amount of $2,088,330.00 against, among others, Elliot Dackman, individually and in his capacity as a trustee of several entities. ECF No. 3 at ¶ 1-2. The Appellate Court of Maryland subsequently affirmed the Tort Judgment on August 31, 2018. Id. at ¶ 6. The Dackman Policy And The Coverage Action Under the Dackman Policy, Penn National insured Elliot Dackman pursuant to a standard form commercial general liability policy. Id. at ¶ 2; ECF No. 3 at Ex. 1. The Dackman Policy provides, in relevant part, that: [Penn National] will pay, with respect to any claim or “suit” we defend . . . [a]ll interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, offered to pay, or deposited in court the part of the judgment that is within the applicable limit of insurance.

ECF No. 3 at Ex. 1, p. E. 411. The Plaintiff is not a named insured, or included as an additional insured under the Dackman Policy. See generally id. On October 2, 2014, the Plaintiff initiated a declaratory judgment action against, among others, Penn National and Elliot Dackman in the Circuit Court for Baltimore City (the “Coverage Acton”). ECF No. 3 at ¶ 3; see also Cir. Ct. for Balt. City, Case No. 24-C-14-005676. The purpose of the Coverage Action was to determine the amount of the Tort Judgment that Penn National was obligated to pay under the Dackman Policy. Id. It is undisputed that the Plaintiff’s complaint in the Coverage Action did not seek to recover post-judgment interest on the entire amount of the Tort Judgment. See generally id. On October 5, 2016, the Circuit Court for Baltimore City determined that Penn National was liable for 12.04 percent of the Tort Judgment. Id. at ¶ 5. The Appellate Court of Maryland subsequently affirmed the circuit court’s judgment on October 15, 2019.2 Id. at ¶ 6. And so, on August 5, 2020, Penn National remitted a check to the Plaintiff in the amount of $289,997.12. Id. at ¶ 10. The Present Case And The Fourth Circuit’s Decision On May 17, 2021, the Plaintiff initiated this civil action in the Circuit Court for Baltimore City, asserting, among other things, a breach of contract claim against Penn National. ECF No. 1. On June 29, 2021, Penn National removed the case to this Court. ECF No. 11. After Penn National filed a motion to dismiss the complaint, pursuant to Fed. R. Civ. P. 12(b)(6), the Court issued a memorandum opinion and order that, among other things, dismissed the Plaintiff’s breach of contract claim as untimely under Maryland’s three-year statute of limitations on December 16, 2021. ECF No. 19. The Court, subsequently, allowed the parties to submit supplemental briefs on the issue of whether the Plaintiff’s breach of contract claim was timely. ECF No. 25. Following the supplemental briefing on this issue, the Court issued a memorandum opinion and order dismissing the complaint, upon the grounds that the Plaintiff’s breach of contract claim was untimely. ECF No. 35. Thereafter, the Plaintiff filed a timely appeal of the Court’s dismissal decision before the United States Court of Appeals for the Fourth Circuit. ECF No. 36. On June 20, 2023, the Fourth Circuit issued a decision vacating the Court’s dismissal decision and remanding the case to this Court for further proceedings. ECF No. 39. In the decision, the Fourth Circuit held that Penn National breached its alleged contractual duty to pay post-judgment interest in August 2020, when Penn National refused to pay post-judgment interest. Robinson v. Pa. Nat’l Mut. Cas. Ins. Co., No. 23-1529, 2024 WL 3064727, at *3 (4th

2 The Appellate Court of Maryland, previously name the Maryland Court of Special Appeals, subsequently denied plaintiff’s writ of certiorari on March 27, 2020. ECF No. 3 at ¶ 9. Cir. June 20, 2024). And so, the Fourth Circuit held that the Plaintiff’s breach of contract claim was timely, because the Plaintiff filed the complaint in May 2021, which was well-within the applicable statute of limitations period. Id.; see also ECF No. 39. B. Relevant Procedural History On May 17, 2021, the Plaintiff initiated this action by filing a complaint in the Circuit Court for Baltimore City. ECF No. 3. On June 29, 2021, Penn National remove the case to this Court. ECF No. 11. On December 16, 2021, the Court issued a memorandum opinion and order that, among other things, dismissed the Plaintiff’s breach of contract claim as untimely. ECF No. 19. Following the supplemental briefing on this issue, the Court issued a memorandum opinion and order dismissing the complaint, because the Plaintiff’s breach of contract claim was untimely. ECF No. 35. The Plaintiff filed a timely appeal. ECF No. 36. On June 20, 2023, the Fourth Circuit issued a decision vacating the Court’s dismissal decision and remanding the case for further proceedings. ECF No. 39. On July 16, 2024, the Plaintiff filed a motion for summary judgment. ECF No. 46.

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Bluebook (online)
Robinson v. Pennsylvania National Mutual Casualty Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/robinson-v-pennsylvania-national-mutual-casualty-insurance-company-mdd-2025.