Republic Nat. Life Ins. Co. v. Valdes

348 So. 2d 566, 1977 Fla. App. LEXIS 16345
CourtDistrict Court of Appeal of Florida
DecidedJune 14, 1977
Docket76-838, 76-966
StatusPublished
Cited by8 cases

This text of 348 So. 2d 566 (Republic Nat. Life Ins. Co. v. Valdes) is published on Counsel Stack Legal Research, covering District Court of Appeal of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Republic Nat. Life Ins. Co. v. Valdes, 348 So. 2d 566, 1977 Fla. App. LEXIS 16345 (Fla. Ct. App. 1977).

Opinion

348 So.2d 566 (1977)

REPUBLIC NATIONAL LIFE INSURANCE COMPANY, Appellant,
v.
Maria VALDES, Appellee.

Nos. 76-838, 76-966.

District Court of Appeal of Florida, Third District.

June 14, 1977.
Rehearing Denied August 24, 1977.

*567 Dixon, Dixon, Lane & Mitchell and Dennis L. Webb, Miami, for appellant.

Lawrence J. Spiegel and Richard E. Doherty, Hialeah, for appellee.

Before PEARSON and BARKDULL, JJ. and CHARLES CARROLL (Ret.), Associate Judge.

PEARSON, Judge.

These appeals are from a final judgment and a subsequent judgment for attorney's fees. Both appeals are by the defendant Republic National Insurance Company. The plaintiff, Maria Valdes, is the beneficiary of a policy providing for an additional payment upon the accidental death of the insured. The company paid the death benefit but denied liability for the accidental death. Mrs. Valdes brought this action to recover the accidental death benefits. The cause was tried before a jury and the plaintiff received a verdict. Judgment was entered, attorney's fees were assessed against the insurance company and these appeals followed.

Five points are presented on appeal. The first urges that the trial court should have entered a directed verdict for the defendant at the close of all the evidence because it appeared without issue that Mr. Valdes' *568 death was not accidental or that liability was precluded because of an exclusion in the policy which provided that there could be no recovery where the death was caused by the intentional act of another during an altercation in which the insured was the aggressor. The second point claims error in a jury instruction; the third claims error upon the denial of a motion for mistrial because of a comment of plaintiff's attorney in his opening statement; the fourth urges that the trial judge erred in failing to issue a guiding instruction regarding notetaking by the jurors; and the fifth claims that the attorney's fee allowed was excessive.

Defendant's first point has two aspects. The first is based upon the insuring clause which is as follows:

"When accidental bodily injury which was caused directly and independently of all other causes by external, violent, and accidental means occurs ... to the insured ... the company will pay in addition to any other benefit provided by the Policy: ..."

It is urged that the evidence taken as a whole refutes plaintiff's allegation that the death was accidental. It is argued that because the deceased's son, Julio Valdes, Jr., admitted upon cross-examination that he intended to shoot his father, therefore, the death could not be accidental.

The facts, viewed in the light most favorable to the jury's verdict, show that Julio Valdes, Sr., died on June 15, 1975, as a result of a gun shot inflicted upon him by his son Julio Valdes, Jr. The incident occurred at a place away from the home. The wife Maria Valdes was driving her car when it developed mechanical trouble. Mrs. Valdes called a friend of the family who was a mechanic and also called her son Julio Valdes, Jr., to come and pick her up in his car so that she could continue her journey. Shortly after the arrival of the mechanic, Nestor Morino, Sr., and his two sons, Julio Valdes, Sr., arrived in his own car. He was under the influence of intoxicants and was abusive to his wife and son. Afterwards, Valdes, Sr., announced that he was taking his wife home and his son protested that she should not go with Valdes, Sr., but rather with him, Valdes, Jr. An altercation without physical violence developed until the time that the son went to his car and returned with a heavy automatic pistol, which he initially concealed from his father but subsequently drew with his right hand, although Julio Valdes, Jr., was lefthanded.

Julio Valdes, Jr., testified on direct examination that the gun went off when his mother "jumped on top of me."[1] However, upon cross-examination by defendant's attorney, the son testified that he had intended to shoot his father.[2] The plaintiff mother testified that the gun went off when she grabbed Julio's hand.[3] The testimony of *569 two other eye witnesses was consistent with the mother's explanation of what happened.

The question thus presented is whether recovery is barred by the admission of the son that he had intended to shoot his father. The plaintiff presented all of the available witnesses to the shooting. The result was a conflict between the son's testimony on cross-examination and the other testimony, which would allow the jury to find that the shooting was accidental. Under the modern rule, a plaintiff is not irrevocably bound by testimony of his own witness. See the discussion in P. & N. Investment Corporation v. Rea, 153 So.2d 865 (Fla.2d DCA 1963); and cf. 53 A.L.R.2d 1229. The jury has the right to resolve conflicts on issues of fact arising from the testimony of several of the plaintiff's witnesses. Cf. the rule in Atlantic Coast Line R. Co. v. Webb, 112 Fla. 449, 150 So. 741, 747 (1933). The testimony as a whole is susceptible to a finding by a jury of reasonable men that when Julio Valdes, Jr., went to get his gun, he intended to shoot his father, if necessary, to protect his mother, but that he did not intend to kill his father, and that, thereafter, upon confronting his father with a gun, the gun was accidentally discharged by the action of his mother in attempting to seize the gun. In determining whether there is sufficient evidence to overcome a motion for directed verdict, all facts and reasonable inferences therefrom must be taken as true. See Gravette v. Turner, 77 Fla. 311, 81 So. 476 (1919); and Mellet v. Henry, 108 So.2d 69 (Fla.3d DCA 1959). A reviewing court must resolve all conflicts in the evidence and inferences therefrom in favor of the jury verdict. See Motes v. Crosby, 65 So.2d 478 (Fla. 1953); and J.A. Cantor & Associates, Inc., v. Devore, 281 So.2d 245 (Fla.3d DCA 1973). Further, a jury is the sole judge of the facts where the evidence is conflicting. See Watson v. Gallagher, 96 So.2d 472 (Fla.3d DCA 1957); and Crews v. Warren, 157 So.2d 553 (Fla.1st DCA 1963). We conclude, therefore, that the evidence was sufficient to withstand defendant's motion for directed verdict upon the issue of whether the death was accidental. This is especially true in view of the fact that the judge properly instructed the jury that

"... I charge you that if you find Mr. Valdes, Jr. intended the act which caused Mr. Valdes, Sr.'s death, although he may not have intended his death, the recovery by Mrs. Valdes ... is precluded by the policy of insurance . ."

The second aspect of the point claiming error upon the failure to direct a verdict for the defendant is defendant's claim that the evidence clearly shows without issue that the deceased was the aggressor and that, therefore, recovery is barred under the following exclusion in the policy:

"The company shall not be liable hereunder for any loss caused by or contributed to by: (a) ... the intentional act of another during an altercation in which the insured was the aggressor; ..."

The defendant urges that proof that the deceased was under the influence of intoxicants and that he was loud and aggressive together with his abusive words to his wife and son made him the aggressor in the altercation which followed.

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Bluebook (online)
348 So. 2d 566, 1977 Fla. App. LEXIS 16345, Counsel Stack Legal Research, https://law.counselstack.com/opinion/republic-nat-life-ins-co-v-valdes-fladistctapp-1977.