Redford v. Unirush Financial Service, LLC

CourtDistrict Court, S.D. Ohio
DecidedJanuary 22, 2021
Docket1:20-cv-00632
StatusUnknown

This text of Redford v. Unirush Financial Service, LLC (Redford v. Unirush Financial Service, LLC) is published on Counsel Stack Legal Research, covering District Court, S.D. Ohio primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Redford v. Unirush Financial Service, LLC, (S.D. Ohio 2021).

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF OHIO WESTERN DIVISION

MIKE REDFORD, Case No. 1:20-cv-632 Plaintiff, Dlott, J. vs Litkovitz, M.J.

UNIRUSH FINANCIAL REPORT AND SERVICES, LLC, et al., RECOMMENDATION Defendants.

Plaintiff, an inmate at the Calhoun State Prison, in Morgan, Georgia, has filed a pro se action against Unirush Financial Services, LLC, and various employees of Unirush. Plaintiff brings constitutional and state-law claims against defendants, alleging they improperly blocked plaintiff from accessing funds on prepaid debit cards sold by defendants. Plaintiff’s amended complaint (Doc. 3) is the operative complaint in this action.1 Also before the Court is plaintiff’s motion for a default judgment against defendants. (Doc. 12). Plaintiff has paid the filing fee. This matter is before the Court for a sua sponte review of the complaint, as amended, to determine whether the complaint or any portion of it should be dismissed because it is frivolous, malicious, fails to state a claim upon which relief may be granted or seeks monetary relief from a defendant who is immune from such relief. See Prison Litigation Reform Act of 1995 § 805, 28 U.S.C. § 1915A(b). Although plaintiff has paid the filing fee, the Court is required by statute to screen the complaint to determine if it is frivolous, malicious, fails to state a claim upon which relief may be granted, or states a claim against a person who is immune from suit. See McGore v. Wrigglesworth, 114 F.3d 601, 608 (6th Cir. 1997) (“A district court is required to screen all civil

1Plaintiff’s amended complaint supersedes the original complaint and is the operative complaint. See Calhoun v. Bergh, 769 F.3d 409, 410 (6th Cir. 2014) (“An amended complaint supersedes an earlier complaint for all purposes.”) (quotation and citation omitted). cases brought by prisoners, regardless of whether the inmate paid the full filing fee, is a pauper, is pro se, or is represented by counsel as the statute does not differentiate between various civil actions brought by prisoners”), overruled on other grounds by Jones v. Bock, 549 U.S. 199, 206 (2007); see also LaFountain v. Harry, 716 F.3d 944, 951 (6th Cir. 2013).

Screening of Amended Complaint A. Legal Standard A complaint may be dismissed as frivolous when the plaintiff cannot make any claim with a rational or arguable basis in fact or law. Neitzke v. Williams, 490 U.S. 319, 328-29 (1989); see also Lawler v. Marshall, 898 F.2d 1196, 1198 (6th Cir. 1990). An action has no arguable legal basis when the defendant is immune from suit or when plaintiff claims a violation of a legal interest which clearly does not exist. Neitzke, 490 U.S. at 327. An action has no arguable factual basis when the allegations are delusional or rise to the level of the irrational or “wholly incredible.” Denton v. Hernandez, 504 U.S. 25, 32 (1992); Lawler, 898 F.2d at 1199. The Court need not accept as true factual allegations that are “fantastic or delusional” in

reviewing a complaint for frivolousness. Hill v. Lappin, 630 F.3d 468, 471 (6th Cir. 2010) (quoting Neitzke, 490 U.S. at 328). Congress also has authorized the sua sponte dismissal of prisoner complaints that fail to state a claim upon which relief may be granted. 28 U.S.C. § 1915A(b)(1). A complaint filed by a pro se plaintiff must be “liberally construed” and “held to less stringent standards than formal pleadings drafted by lawyers.” Erickson v. Pardus, 551 U.S. 89, 94 (2007) (per curiam) (quoting Estelle v. Gamble, 429 U.S. 97, 106 (1976)). By the same token, however, the complaint “must contain sufficient factual matter, accepted as true, to ‘state a claim to relief that

2 is plausible on its face.’” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (quoting Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 570 (2007)); see also Hill, 630 F.3d at 470-71 (“dismissal standard articulated in Iqbal and Twombly governs dismissals for failure to state a claim” under §§ 1915A(b)(1) and 1915(e)(2)(B)(ii)).

“A claim has facial plausibility when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Iqbal, 556 U.S. at 678 (citing Twombly, 550 U.S. at 556). The Court must accept all well- pleaded factual allegations as true, but need not “accept as true a legal conclusion couched as a factual allegation.” Twombly, 550 U.S. at 555 (quoting Papasan v. Allain, 478 U.S. 265, 286 (1986)). Although a complaint need not contain “detailed factual allegations,” it must provide “more than an unadorned, the-defendant-unlawfully-harmed-me accusation.” Iqbal, 556 U.S. at 678 (citing Twombly, 550 U.S. at 555). A pleading that offers “labels and conclusions” or “a formulaic recitation of the elements of a cause of action will not do.” Twombly, 550 U.S. at 555. Nor does a complaint suffice if it tenders “naked assertion[s]” devoid of “further factual

enhancement.” Id. at 557. The complaint must “give the defendant fair notice of what the ... claim is and the grounds upon which it rests.” Erickson, 551 U.S. at 93 (citations omitted). B. Allegations Plaintiff alleges that defendants sell Rush Card prepaid debits cards. Plaintiff further alleges that he received Rush Card prepaid debit cards with a collective value of $450.00 as gifts.2 However, plaintiff claims that when he tried to use the cards to pay for legal fees the

2Plaintiff later alleges that the amount on the cards totaled $1,020.00. (See Doc. 3 at PageID 57). However, this allegation appears to have been taken from a largely identical suit against different corporate defendants that plaintiff filed in the Central District of California. See Redford v. Greendot Corp., 2:20-cv-3260-JGB-PVC (C.D. Cal. Jan. 14, 2021) (Doc. 11) (Report and Recommendation to dismiss plaintiff’s action). 3 defendants denied him access to the money. (Doc. 3 at PageID 53, 57). Plaintiff also suggests that he attempted to pay for medical expenses with the cards. (See Doc. 3 at PageID 54). Plaintiff alleges that defendants have refused to grant him a refund. Further, defendants allegedly continue to deduct monthly fees from the cards in the amount of $7.99, even though

they will not allow him to access the money on the cards. (Doc. 3 at PageID 54). Plaintiff contends that defendants’ alleged acts were motived by discrimination based on plaintiff’s racial background and incarcerated status. (Doc. 3 at PageID 53). Based on the above allegations, plaintiff brings claims for violations of his rights under the First, Fifth, Sixth, Seventh, Eighth, Thirteenth, and Fourteenth Amendments, as well as the Commerce Clause.

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Estelle v. Gamble
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Papasan v. Allain
478 U.S. 265 (Supreme Court, 1986)
Neitzke v. Williams
490 U.S. 319 (Supreme Court, 1989)
Dennis v. Higgins
498 U.S. 439 (Supreme Court, 1991)
Denton v. Hernandez
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Arbaugh v. Y & H Corp.
546 U.S. 500 (Supreme Court, 2006)
Erickson v. Pardus
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Bell Atlantic Corp. v. Twombly
550 U.S. 544 (Supreme Court, 2007)
Jones v. Bock
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Ashcroft v. Iqbal
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Hill v. Lappin
630 F.3d 468 (Sixth Circuit, 2010)

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Redford v. Unirush Financial Service, LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/redford-v-unirush-financial-service-llc-ohsd-2021.