(PS) Rile v. Land Home Financial Services Inc

District Court, E.D. California·Decided November 18, 2024·No. 2:24-cv-00184·Unknown

Opinion

1 2 3 4 5 6 7 10 11 JAMES EDWARD ELOY RILE, No. 2:24-cv-0184 DAD SCR PS 12 Plaintiff, 13 v. FINDINGS AND RECOMMENDATIONS INC., et al., 15 16 Defendants. 17 18 19 Plaintiff James Edward Eloy Rile is proceeding pro se in this action, which was referred to 20 the undersigned in accordance with Local Rule 302(c)(21) and 28 U.S.C. § 636(b)(1). The 21 operative pleading is a third amended complaint (“TAC”). (ECF No. 46.) Pending before the 22 undersigned are various Defendants’ motions to dismiss pursuant to Rules 12(b)(1) and 12(b)(6) 23 of the Federal Rules of Civil Procedure (“Rule”) (ECF Nos. 47, 51, 52, 53, 61, 68) as well as 24 various Defendants’ motions to strike (ECF Nos. 57 & 68). The motions were submitted without 25 oral argument. (ECF No. 70.) 26 While Plaintiff’s pleadings are difficult to follow, this case appears to concern primarily 27 the foreclosure upon and seizure of a truck that Plaintiff had financed in 2021. The previously 28 assigned magistrate judge found that Plaintiff’s second amended complaint had failed to state a 1 claim upon which relief could be granted and explained what he had to do to cure the deficiencies 2 in his pleadings. However, the TAC also fails to state a claim upon which relief can be granted, 3 and fails to establish a basis for federal jurisdiction. For the reasons stated below, the 4 undersigned recommends that Defendants’ motions to dismiss be granted without further leave to 5 amend, and the motions to strike be granted. 7 A. The TAC 8 Plaintiff commenced this action on January 17, 2024, by filing a complaint and paying the 9 applicable filing fee. (ECF No. 1.) Plaintiff is suing a number of financial institutions and 10 individuals who purportedly work for those financial institutions (“Financial Institution 11 Defendants”). He is also suing several judges and other judicial personnel (“Judicial 12 Defendants”). On June 6, 2024, Magistrate Judge Barnes, the previously assigned magistrate 13 judge, granted Defendants’ motions to dismiss the second amended complaint, but granted 14 Plaintiff leave to amend. Magistrate Judge Barnes found the second amended complaint failed to 15 comply with the Federal Rules of Civil Procedure and failed to state a claim on which relief could 16 be granted. (ECF No. 44.) Plaintiff filed a document that was docketed as the TAC on July 2, 17 2024. (ECF No. 46.) 18 The TAC is in substance a set of legally nonsensical objections to Magistrate Judge 19 Barnes’ June 6, 2024, order. It begins with a “Judicial Notice” directed to Magistrate Judge 20 Barnes which, among other things, purports to constitute “[f]indings of fact and conclusions of 21 law” under “Civ.R. 53” and to “deliver[] a judgment overruling Magistrate’s June 6th 2024 22 order[.]” (ECF No. 46 at 1.) The TAC goes on to make assertions about the supposed 23 requirements of “Civ.R 53,” though those assertions appear to bear no relation to the cited 24 provisions of Federal Rule of Civil Procedure 53, which is irrelevant in any event because it 25 concerns special masters. (Id. at 2.) The TAC also argues that Magistrate Judge Barnes’ ruling 26 violates a recent Supreme Court decision about federal agencies’ administrative lawmaking 27 powers and that “the United States District court is not a true United States of America court 28 established under Article III[.]” (Id. at 3.) The TAC then identifies a number of state and federal 1 judges and court personnel who have allegedly violated Plaintiff’s “Copyright and Trademark” 2 rights and committed other “unconstitutional acts . . . including but not limited to, for intentional 3 infliction of damages, injury, and harm inflicted . . . violation of due process, deprivation of rights 4 under color of law . . . , breach of fiduciary duty, conspiracy, and for piracy, plundering of a 5 distressed vessel[.]” (Id. at 3-4.) Plaintiff then refers to another recent Supreme Court case to 6 suggest that a foreclosure sale of his “distressed property” was unlawful. (Id. at 4-5.) 7 The TAC eventually gets to the loans and property that are apparently at issue in this case, 8 though does so through conclusory and confusing allegations. Plaintiff alleges that Defendant 9 SchoolsFirst Federal Credit Union (“FCU”) made a loan to him that “is full of prima facie 10 fraudulent defects that require further explanation to point out and bring forth the many said 11 defects to Defendant’s alleged claim(s) on and for the record.” (Id. at 6.) Plaintiff then claims 12 that a 2008 Dodge truck “could never” have “been collateral” for an identified loan because “the 13 vehicle in question . . . still was not in possession” of Plaintiff or Defendant SchoolsFirst FCU in 14 2021, “making the loan an unsecured loan.” (Id.) Plaintiff alleges that one basis for fraud is that 15 he was listed as a co-signer on the loan with his spouse, where under a particular federal 16 regulation a spouse by definition cannot be a “co-signer.” (Id.) Plaintiff also summarily alleges 17 that Defendants Land Home Financial Service and Mortgage Electronic Registration System, Inc. 18 (“MERS”) “together conducted fraudulent acts in order to steal Affiant’s distressed property,” but 19 does not explain what those alleged fraudulent acts are, or even exactly what property they 20 allegedly stole. (Id.) Plaintiff also alleges that a bankruptcy proceeding from 2020 somehow 21 affects the claims that certain of the defendants make to an otherwise unidentified “Deed of 22 Trust.” (Id.) 23 The TAC also includes several exhibits. Exhibit A is a “motion for judicial notice” that 24 Plaintiff apparently filed in California’s Third District Court of Appeal in a case between Plaintiff 25 and his spouse. (Id. at 8-12.) Exhibit B is a loan agreement and disclosure statement between 26 Plaintiff and his spouse and Defendant SchoolsFirst FCU. (Id. at 13-23.) Exhibit C is a DMV 27 registration for a 2008 Dodge—apparently the vehicle at issue in this case—dated July 2, 2021. 28 (Id. at 24.) Exhibit D consists of documentation from the transfer of that 2008 Dodge to Plaintiff 1 and his spouse. (Id. at 25-30.) Exhibit E is an eviction notice from a Sacramento Superior Court 2 case brought against Plaintiff and others pertaining to an address in Galt, California. (Id. at 31- 3 36.) Exhibit F is “supplemental document to California Evidence Code 451 & 452” that contains 4 a range of legal pronouncements. (Id. at 37.) 5 B. Defendants’ Motions to Dismiss 6 On July 16, 2024, three sets of Defendants filed motions to dismiss. Defendant 7 SchoolsFirst Federal Credit Union filed a motion to dismiss pursuant to Rules 12(b)(1) and 8 12(b)(6). (ECF No. 47.) Defendants Dovenmuehle Mortgage, Inc., Harry Swanson, Christopher 9 Miranda and Kevin Mayers filed a motion to dismiss pursuant to Rule 12(b)(6). (ECF No. 51.) 10 Defendants Travis Credit Union and Kevin Miller filed a motion to dismiss pursuant to Rules 11 41(b), Rule 12(b)(1), and 12(b)(6). (ECF Nos. 52, 61.) On July 23, 2024, another set of 12 defendants, Land Home Financial Services, Inc. and MERS, filed a motion to dismiss pursuant to 13 Rules 12(b)(1) and 12(b)(6). (ECF No. 53.) Plaintiff filed numerous documents thereafter (ECF 14 Nos. 56, 63, 67, 71), which the undersigned will construe as oppositions to Defendants’ motions 15 to dismiss. In response to notices of default filed by Plaintiff, several Defendants also filed a 16 further motion to dismiss and a motion to strike. (ECF Nos. 57, 68.) The moving Defendants 17 filed reply briefs in support of their motions.

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(PS) Rile v. Land Home Financial Services Inc, (E.D. Cal. 2024).

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