(PS) Nelson-Rogers v. JP Morgan Chase Bank

District Court, E.D. California·Decided January 23, 2023·No. 2:22-cv-01799·Unknown

Opinion

MARY ALICE NELSON ROGERS, No. 2:22–cv–1799–DAD–CKD PS Plaintiff, FINDINGS AND RECOMMENDATIONS TO DISMISS WITH PREJUDICE AND v. TO DECLARE PLAINTIFF A VEXATIOUS LITIGANT

Defendant. Plaintiff Mary Alice Nelson Rogers, proceeding without counsel, brings suit against defendant JP Morgan Chase Bank “Chase” concerning her former residential mortgage.1 Nelson Rogers v. JP Morgan Chase Bank, 2:22-cv-01799-DAD-CKD (hereinafter “Nelson Rogers IV”), at ECF No. 1. After a review of the record, the undersigned recommends that this action be dismissed with prejudice. Further, the undersigned finds plaintiff to be a repeat, serial litigant whose multiple suits against Chase have made it clear that she will continue to inundate this district with frivolous litigation against Chase. Therefore, the undersigned also recommends that plaintiff be deemed a vexatious litigant and a pre-filing order be instituted against her barring her from filing further cases against Chase concerning her former house and mortgage. //// 1 This case proceeds before the undersigned pursuant to Local Rule 302(c)(21). See 28 U.S.C. § 636; Fed. R. Civ. P. 72. I. Factual Background A. Chase’s foreclosure on plaintiff’s former home Plaintiff previously resided at 2072 50th Avenue, Sacramento, California, in Sacramento County. Nelson Rogers IV, ECF No. 1 at 2. In 2007, plaintiff secured a home equity line of credit on the home with Washington Mutual Bank. Nelson Rogers v. Washington Mutual Bank, et al., 2:21-cv-02151-JAM-KJN (hereinafter “Nelson Rogers III”), ECF No. 1-1 at 201.2 In 2008, Washington Mutual Bank was taken into receivership and later purchased by Chase. Nelson Rogers III at ECF No. 7-2. Plaintiff began making mortgage payments to Chase in 2009. Id., ECF No. 1-1 at 201-202. In June 2019, plaintiff stopped making payments on the loan. See Nelson Rogers IV at ECF No. 7-4. Chase foreclosed on the home and purchased the home in a foreclosure sale in October 2021. See id., ECF No. 1 at 14; Nelson Rogers III, Nos. 7-4 and 12-2 at 17-31. Thereafter, plaintiff began filing a series of lawsuits against Donna Allred, the Sacramento County Clerk Recorder; Washington Mutual Bank; and the defendant in this case, JP Morgan Chase. B. Plaintiff’s lawsuits, motions, and filings

1. Nelson Rogers I In Nelson Rogers v. Allred, plaintiff brought suit against Donna Allred, the Sacramento County Clerk Recorder, for alleged constitutional violations. 2:21-cv-01809-JAM-AC (hereinafter “Nelson Rogers I”)3 Magistrate Judge Claire determined that plaintiff’s complaint failed to state a claim, as it contained largely conclusory statements, boilerplate language and legalese, and lacked sufficient factual support. Id., ECF No. 1 at 5-8. Plaintiff’s sole factual assertion was the following: “The County Clerk Recorder of Sacramento County has allowed the use of its public facilities to corporations seeking to harm the Trust and Estate of Mary Alice Nelson Rogers, while at the same time denying the use of its public services to the Plaintiff, Mary

2 “[A] court may take judicial notice of its own records in other cases[.]” United States v. Wilson, 631 F.2d 118, 119 (9th Cir. 1980). 3Although plaintiff did not name Chase as a defendant in Nelson Rogers I, the court finds this case relevant to the vexatious litigant order below, at Part III. Alice Nelson Rogers.” Id., ECF No. 1 at 5. On October 12, 2021, plaintiff requested entry of default against Donna Allred, and the clerk of court entered default. Id. at ECF Nos. 9, 10. On November 19, 2021, plaintiff moved for default judgment. Id. at ECF No. 11. On November 29, 2021, plaintiff again moved for default judgment, this time setting a hearing date for January 5, 2022. Id. at ECF No. 12. On December 2, 2021, Magistrate Judge Claire issued an order to show cause why plaintiff’s complaint should not be dismissed for failure to state a claim, stating that plaintiff’s conclusory statements were insufficient to state a claim for relief. Id., ECF No. 13 at 2. The court noted that plaintiff could discharge the order to show cause by filing an amended complaint alleging a sufficient factual basis for plaintiff’s claims. Id., ECF No. 13 at 3. On December 10, 2021, plaintiff filed an amended complaint. Id. at ECF No. 14. After reviewing the complaint and concluding that plaintiff failed to make sufficient factual assertions, Magistrate Judge Claire gave plaintiff a second opportunity to amend. Id. at ECF No. 16. Plaintiff was provided with the pleading standards under Federal Rule of Civil Procedure 8 and the elements of a claim under 42 U.S.C. § 1983, and directed to submit a second amended complaint that “briefly but plainly identif[ied] the discriminatory acts for which plaintiff seeks relief, and the factual basis for each claim.” Id., ECF No. 16 at 5. Plaintiff’s second amended complaint, filed on January 5, 2022, did not comply with the court’s instructions. Magistrate Judge Claire determined that the second amended complaint was substantially similar to the first amended complaint, as it contained many conclusory statements, but lacked any detail as to what allegedly illegal act was committed by the defendant. Id. at ECF No. 18. Having provided plaintiff with two opportunities to amend, Magistrate Judge Claire recommended the claims be dismissed with prejudice for failure to state a claim. Id. District Judge Mendez adopted Magistrate Judge Claire’s findings and recommendations and dismissed the second amended complaint with prejudice on February 9, 2022. Id. at ECF Nos. 18, 19.

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