POLIMEDA v. OUTDOORSY

CourtDistrict Court, D. New Jersey
DecidedMarch 24, 2025
Docket2:24-cv-06727
StatusUnknown

This text of POLIMEDA v. OUTDOORSY (POLIMEDA v. OUTDOORSY) is published on Counsel Stack Legal Research, covering District Court, D. New Jersey primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
POLIMEDA v. OUTDOORSY, (D.N.J. 2025).

Opinion

NOT FOR PUBLICATION

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY

JOIE POLIMEDA,

Plaintiff, Case No. 2:24-cv-06727 (BRM) (JSA) v. OPINION OUTDOORSY, INC., FORWARD FINANCING, LLC, and TRITON RECOVERY GROUP,

Defendants.

MARTINOTTI, DISTRICT JUDGE Before the Court are two motions. Defendant Forward Financing, LLC (“Forward”) filed a Motion to Dismiss (“Forward’s Motion to Dismiss”) (ECF No. 18) pro se Plaintiff Joie Polimeda’s (“Polimeda”) Complaint (ECF No. 1) pursuant to Fed. R. Civ. P. 12(b)(1), (4), and (6) for lack of subject matter jurisdiction, insufficient service of process, and failure to state a claim upon which relief can be granted, as well as for an award of attorneys’ fees. Polimeda submitted a brief in opposition to Forward’s Motion to Dismiss on October 2, 2024 (ECF No. 22), and Forward filed its reply brief on October 15, 2024 (ECF No. 25). Defendant Outdoorsy, Inc. (“Outdoorsy”) filed its Motion to Dismiss (“Outdoorsy’s Motion to Dismiss”) the Complaint pursuant to Fed. R. Civ. P. 12(b)(1) and (6) for lack of subject matter jurisdiction and failure to state a claim. (ECF No. 27.) As of the date of this opinion, Polimeda has not filed an opposition to Outdoorsy’s Motion to Dismiss. Having reviewed the submissions filed in connection with the Motions and having declined to hold oral arguments pursuant to Federal Rule of Civil Procedure 78(b), for the reasons set forth below and for good cause having been shown, Defendants Forward’s and Outdoorsy’s Motions to Dismiss (ECF Nos. 18, 27) are GRANTED for lack of subject matter jurisdiction, and the Complaint is DISMISSED WITHOUT PREJUDICE and with leave to amend. I. BACKGROUND

For purposes of this Motion, the Court accepts the factual allegations in the Complaint as true and draws all inferences in the light most favorable to Polimeda. See Philips v. Cnty. of Allegheny, 515 F.3d 224, 228 (3d Cir. 2008). The Court also considers any “document integral to or explicitly relied upon in the complaint.” In re Burlington Coat Factory Sec. Litig., 114 F.3d 1410, 1426 (3d Cir. 1997) (emphasis added). Given Polimeda is proceeding pro se, the Court attempts to glean factual allegations and legal claims through liberal construction of the Complaint. See Haines v. Kerner, 404 U.S. 519, 520 (1972) (“[W]e hold [the pro se complaint] to less stringent standards than formal pleadings drafted by lawyers”); Alexander v. Gennarini, 144 F. App’x 924, 926 (3d Cir. 2005) (“[P]ro se pleadings must be liberally construed”); Cooke v. Experian Info. Sols., Inc., Civ. A. No. 22-05375, 2024 WL 1142214, at *2 (D.N.J. Mar. 15, 2024) (same); Huff v. Atl. Cnty. Just. Facility, Civ. A.

No. 20-9761, 2021 WL 307303, at *2 (D.N.J. Jan. 29, 2021) (“Court personnel reviewing pro se pleadings are charged with the responsibility of deciphering why the submission was filed, what the litigant is seeking, and what claims she may be making.”). The Court also refers to Defendants’ moving papers to fill in several facts missing from the Complaint. Nevertheless, the Court relies on the factual allegations in the Complaint and draws all inferences in Polimeda’s favor. A. Factual Background Plaintiff Polimeda is a citizen and domiciliary of New Jersey and the sole Managing Member of Strategic Source, LLC (“Strategic”).1 (ECF No. 1 ¶ 6.) Defendant Outdoorsy is an

1 Strategic was voluntarily dismissed from this action on September 17, 2024. (ECF No. 17.) online marketplace platform that connects owners of recreational vehicles with persons seeking to rent them. (ECF No. 27 at 1.) Outdoorsy is incorporated and has its principal place of business in San Francisco, California. (ECF No. 1 ¶ 7.) Defendant Triton Recovery Group (“Triton”) is incorporated and has its principal place of business in Aventura, Florida. (Id. ¶ 9.) According to

the Complaint, Defendant Forward is a limited liability company incorporated and with a principal place of business in Beverly Hills, California. (Id. ¶ 8.) However, as explained in a letter filed on July 20, 2024 (ECF No. 9 at 1) and confirmed in Forward’s Motion to Dismiss (ECF No. 18 at 7), Forward was organized in Delaware on November 27, 2012, under the name “2Dollar Capital LLC,” and has been registered to do business in Massachusetts since May 2013. Forward alleges 2Dollar Capital LLC changed its name to Forward Financing LLC in the summer of 2015. (Id.) Strategic entered into a Future Receipts Sale Agreement (the “Agreement”) with Forward on April 10, 2023, under which Strategic sold $47,600.00 of its future receivables to Forward for the discounted purchase price of $35,000.00 to be remitted from 15% of Strategic’s future receivables every week. (ECF No. 1, Ex. B, at 1.) The parties agreed Strategic would remit

$1,322.20 on a weekly basis in lieu of calculating receivables each month. (Id.) In the event Strategic’s average receivables amount materially changed, the parties agreed to subject the payments to reconciliation. (Id. at 3.) Polimeda signed the Agreement in her personal capacity as Principal. (Id.) The Agreement also contained an arbitration provision governed by the Federal Arbitration Act and Massachusetts law. (Id. at 6.) On January 19, 2023, the New Jersey Attorney General sent a Consent Order to Polimeda informing her of a New Jersey State settlement agreement with Yellowstone Capital LLC and its associated companies (“Yellowstone”) regarding allegations of unconscionable, misleading and abusive lending, servicing, and collection tactics in connection with Yellowstone’s Merchant Cash Advance business. (ECF No. 1 ¶ 2; Ex. A, at 1.) Polimeda alleges Yellowstone is the predecessor- in-interest to Defendants Outdoorsy, Forward, and Triton, who are therefore subject to the Consent Order. (Id. ¶ 3.) Polimeda alleges she negotiated in good faith to resolve disputes regarding payment under the Agreement with Defendants while continuing to make payments. (Id. ¶ 4.)

Because Defendants have “trampl[ed on] the Consent Order” (id. ¶ 5), Polimeda brought this action alleging common law negligence, breach of contract, and violations of the New Jersey Consumer Fraud Act, seeking damages, a preliminary and permanent injunction against the UCC lien on Polimeda’s assets, rescission of the UCC filing, reasonable attorney’s fees, and other relief the Court may deem necessary (id. ¶ 42). B. Procedural History Polimeda filed the Complaint initiating this action on June 5, 2024, individually and on behalf of Strategic as co-plaintiff. (Id.) On June 14, 2024, the Court issued a Letter Order requiring Strategic to retain counsel and directing Polimeda to file a separate letter setting forth Forward’s citizenship. (ECF No. 5.) Polimeda filed a letter with factual allegations regarding Forward’s

citizenship and informed the Court she would proceed pro se and without Strategic. (ECF No. 9 at 1–3.) The Court signed an order of voluntary dismissal of Strategic as co-plaintiff on September 17, 2024. (ECF No. 17.) Forward filed its Motion to Dismiss on September 18, 2024. (ECF No. 18.) Polimeda opposed on October 2, 2024 (ECF No. 22), and Forward replied on October 15, 2024 (ECF No. 25). Outdoorsy filed its Motion to Dismiss on October 23, 2024. (ECF No. 27.) Polimeda did not oppose Outdoorsy’s Motion to Dismiss. II. LEGAL STANDARD

A.

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POLIMEDA v. OUTDOORSY, Counsel Stack Legal Research, https://law.counselstack.com/opinion/polimeda-v-outdoorsy-njd-2025.