PivotHealth Holdings LLC v. Horton

CourtDistrict Court, D. Arizona
DecidedJuly 7, 2025
Docket2:24-cv-01786
StatusUnknown

This text of PivotHealth Holdings LLC v. Horton (PivotHealth Holdings LLC v. Horton) is published on Counsel Stack Legal Research, covering District Court, D. Arizona primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
PivotHealth Holdings LLC v. Horton, (D. Ariz. 2025).

Opinion

1 WO 2

6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA 8

9 PivotHealth Holdings LLC, No. CV-24-01786-PHX-SHD 10 Plaintiff, ORDER 11 v. 12 Lucas B. Horton, 13 Defendant. 14

15 Pending before the Court is Defendant Lucas Horton’s Motion to Dismiss for Lack 16 of Jurisdiction (the “Motion”). (Doc. 12.) For the following reasons, the Court denies the 17 Motion. 18 I. BACKGROUND 19 Plaintiff PivotHealth Holdings, LLC (“Pivot”), an Arizona-organized limited 20 liability company with its principal place of business in Arizona, makes short-term health 21 insurance coverage available for individual consumers. (Doc. 1 ¶ 7.) Horton is an 22 individual residing in Texas. (Doc. 12 at 11–12.) 23 This litigation arises out of a previous lawsuit (the “Underlying Action”) filed by 24 Horton against Pivot. (Doc. 1 ¶¶ 29, 43.) In the Underlying Action, Horton alleged that 25 either Pivot or an agent acting on Pivot’s behalf engaged in illegal telemarketing behavior 26 by calling Horton without authorization between September and October 2022. (Id. ¶ 16; 27 Doc. 12 at 7.) Horton purchased a health insurance policy in response to one of these calls, 28 allegedly to discover who was responsible. (Doc. 1 ¶ 17; Doc. 18 at 8.) The caller 1 recommended a Pivot-brand policy. (Doc. 1 ¶ 18.) Horton then emailed Pivot a draft 2 complaint for violating various laws, including the Telephone Consumer Protection Act 3 (“TCPA”), and identified Arizona as Pivot’s primary place of business. (Id. ¶ 19; Doc. 16- 4 3 at 3–4.) In a later email to Pivot, Horton claimed it had also violated Texas Business and 5 Commerce Code § 301.052, which requires sellers to provide a refund policy to consumers 6 before charging them, and alleged that he requested a refund (the “Refund Demand”) days 7 after purchasing his policy and Pivot did not grant a refund. (Doc. 16-1 at 13–14.) 8 In December 2022, Horton filed the Underlying Action in the Northern District of 9 Texas. (Doc. 16 at 3, 6.) After Pivot filed a motion to dismiss for lack of jurisdiction, that 10 court granted Horton’s motion to transfer his case to the District of Arizona. (Doc. 1 ¶¶ 11 30, 34; Doc. 12 at 11.) Horton continued to litigate his case against Pivot in Arizona, 12 including by producing the Refund Demand to Pivot. (Doc. 1 ¶ 36.) Pivot alleges that 13 Horton forged this Refund Demand. (Id. ¶ 39.) 14 In April 2024, Horton voluntarily dismissed the Underlying Action with prejudice. 15 (Id. ¶ 41.) The parties disagree about the reason for this. Pivot asserts this was to “conceal 16 the fact [Horton] forged the Refund Demand.” (Id. ¶ 42.) Horton responds this was 17 because the case was in Arizona and Pivot “lied in discovery, making it impossible for the 18 case to continue.” (Doc. 18 at 1.) 19 Pivot then brought this action in July 2024 seeking damages stemming from the 20 Underlying Action and asserting claims for wrongful institution and continuation of civil 21 proceedings and abuse of process. (Doc. 1 ¶¶ 44–59.) In response, Horton filed the Motion 22 and argues that (1) this Court lacks subject matter jurisdiction over Pivot’s claims, (2) this 23 Court lacks personal jurisdiction over Horton, and (3) venue is improper. (Doc. 12.) 24 II. DISCUSSION 25 A. Subject Matter Jurisdiction 26 Under Rule 12(b)(1) of the Federal Rules of Civil Procedure, a defendant may move 27 to dismiss an action for lack of subject-matter jurisdiction. The party asserting jurisdiction 28 bears the burden of establishing that subject matter jurisdiction exists. Kokkonen v. 1 Guardian Life Ins. Co. of Am., 511 U.S. 375, 377 (1994). 2 1. Standing 3 Because Article III’s standing requirements limit federal courts’ subject matter 4 jurisdiction, a plaintiff’s standing to bring a claim may be challenged by a 12(b)(1) motion 5 to dismiss. See Chandler v. State Farm Mut. Auto. Ins. Co., 598 F.3d 1115, 1121–22 (9th 6 Cir. 2010). “On a motion to dismiss for lack of standing, a district court must accept as 7 true all material allegations in the complaint, and must construe the complaint in the 8 nonmovant’s favor.” Id. at 1121 (citation omitted). “The Court may not speculate as to 9 the plausibility of the plaintiff’s allegations.” Id. The Constitutional minimum of standing 10 requires three elements: (1) a concrete and particularized injury in fact; (2) a causal 11 connection between the injury and the challenged conduct, and (3) a likelihood that the 12 injury would be “redressed by a favorable decision.” Lujan v. Defenders of Wildlife, 504 13 U.S. 555, 560–61 (1992) (quotation marks omitted). The elements of Article III standing 14 must “be supported in the same way as any other matter on which the plaintiff bears the 15 burden of proof, i.e., with the manner and degree of evidence required at the successive 16 stages of the litigation.” See id. at 561. At the motion to dismiss stage, a plaintiff need 17 only plead general factual allegations, as courts presume these “embrace those specific 18 facts that are necessary to support the claim.” Id. The Court addresses each element in 19 turn. 20 a. Injury-in-fact 21 Horton argues that Pivot did not suffer any concrete damages because any legal 22 costs it incurred resulted from defending its own illegal actions—i.e., violating the TCPA 23 and Texas state law by either calling Horton without authorization or having an agent call 24 on Pivot’s behalf. (Doc. 12 at 7.) Horton also argues that Pivot’s alleged damages to its 25 reputation are meritless as (1) Pivot is an unknown company and (2) a TCPA lawsuit would 26 not harm a company’s reputation. (Id. at 7–8.) 27 The Court finds that Pivot has sufficiently alleged injury-in-fact at this stage in the 28 litigation. See Lujan, 504 U.S. at 561 (plaintiff’s general pleading allegations regarding 1 standing are sufficient at motion to dismiss stage). An injury-in-fact must be (a) concrete 2 and particularized, and (b) actual or imminent, rather than hypothetical. Friends of the 3 Earth, Inc. v. Laidlaw Envtl. Servs. (TOC), Inc., 528 U.S. 167, 180 (2000). “Central to 4 assessing concreteness is whether the asserted harm has a ‘close relationship’ to a harm 5 traditionally recognized as providing a basis for a lawsuit in American courts,” such as 6 monetary harm and various intangible harms, including reputational harm. TransUnion 7 LLC v. Ramirez, 594 U.S. 413, 417 (2021). Here, Pivot plausibly alleges monetary harm 8 in its pleadings. Pivot alleges that because of Horton’s wrongful conduct in initiating the 9 Underlying Action and forging the Refund Demand, it suffered damages including 10 “employee time, costs, and legal fees” incurred in responding to and defending against 11 Horton’s claims. (Doc. 1 ¶ 52; Doc. 16 at 11.) Pivot also plausibly alleges its reputation 12 was harmed by Horton naming it as a defendant in a federal suit in the Underlying Action. 13 (Doc. 1 ¶ 6; Doc. 16 at 11.) These allegations are concrete and particularized injuries 14 sufficient to establish standing. 15 b. Causation 16 Horton’s argument that he did not cause any of Pivot’s alleged injuries because they 17 resulted from Pivot’s own actions also goes to the question of causation. (Doc. 12 at 7.) 18 Horton further contends that if Pivot did suffer any damages, these were caused by whoever 19 illegally called Horton rather than by Horton himself, because he was merely pursuing his 20 legal rights by filing the Underlying Action. (Doc.

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PivotHealth Holdings LLC v. Horton, Counsel Stack Legal Research, https://law.counselstack.com/opinion/pivothealth-holdings-llc-v-horton-azd-2025.