Philadelphia Fire Assn. v. New York

119 U.S. 110, 7 S. Ct. 108, 30 L. Ed. 342, 1886 U.S. LEXIS 1969
CourtSupreme Court of the United States
DecidedNovember 15, 1886
StatusPublished
Cited by119 cases

This text of 119 U.S. 110 (Philadelphia Fire Assn. v. New York) is published on Counsel Stack Legal Research, covering Supreme Court of the United States primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Philadelphia Fire Assn. v. New York, 119 U.S. 110, 7 S. Ct. 108, 30 L. Ed. 342, 1886 U.S. LEXIS 1969 (1886).

Opinions

MR. Justice Blatchford,

after stating the case .as. above reportedj delivered the opinion of the court.

The defendant claims here the. benefit of the Fourteenth Amendment, and a question has occurred as to whether the record presents that point for our review. There being no pleadings, the obvious place to look for the claim would be the [116]*116. agreed statement of facts. But all that is there said is, that the defendant insists that the statute is “unconstitutional and void and not a legitimate exercise of legislative power.” The question was considered, in both the Supreme Court and the Court of Appeals, as to the validity of the statute, under the Constitution of New York, as being a law made to depend for its operation on the legislation of a foreign state, and thus an illegitimate exercise of legislative power. This contention is fairly within the words of the agreed statement, and, if it depended-wholly on that statement to determine whether the record raises a Federal question, some doubt might exist. But in view of what was said in Murdock v. Memphis, 20 Wall. 590, 633, in Gross v. United States Mortgage Co., 108 U. S. 477, and in Adams County v. Burlington & Missouri Railroad Co., 112 U. S. 123, we think that we are at liberty to look into the-opinion of the Court of Appeals^ a copy of which, duly authenticated by the proper officer, is transmitted to us with the record, in compliance with our 8th Buie, for the purpose of aiding in determining what was decided by that court. From that opinion it appears that the court not only decided against the defendant all the questions other than Federal which were raised, including two under the Constitution of New York, but also decided against it the Federal question referred to. If the court had decided in its favor any one of the other questions wdiich went to the whole cause of action, there would have been no necessity for considering the Federal question. But as it was, the decision’of that question became necessary to the disposition of the case, and was fully considered, not sua sgoonte, but as a point presented by the defendant.

The provision of the Fourteenth Amendment, which went into effect in July, 1868, is, that no State shall “ deny to any person within its jurisdiction the equal protection of the laws.” The first question which arises is, whether this coi’poration ivas a person within the jurisdiction of the State of New York, Avith reference to the subject of controversy and Avithin the meaning of the Amendment.

The defendant, on the assumption that if it was Avithin the jurisdiction of the State of Ne>v Yoik, it was, though a foreign [117]*117corporation, “a person,” and so entitled to the benefit of the Amendment, contends that it was within such jurisdiction. The argument is, that-it established an agency within the State in 1872, which it had ever since maintained; that it complied, from year to year, with all the requirements and conditions imposed by the laws of the State on foreign fire insurance companies doing business in the State; that it received from year to year certificates of authority from the Superintendent of the Insurance Department, as provided by statute; that, under those circumstances, it was legally within the State and within its jurisdiction; that, being in the State, by permission of the State, continuously from 1872 to. 1882, the State imposed on it, while there, in 1882, an unequal and unlawful burden; and that the New York Act of 1865' did not come into effect as to Pennsylvania corporations until the Pennsylvania Act of 1878 was passed, at which time the defendant had already been a year in the State.

But we are unable to take that view of the case. In Paul v. Virginia, 8 Wall. 168, at December Term, 1868, a statute of Yirginia required that every insurance company not incorporated by Yirginia should, as a condition of carrying on business in Yirginia, deposit securities with the State treasurer, and afterwards obtain a license; and another statute made it a penal offence for a person to act in Yirginia as agent - for an insurance company not incorporated by Yirginia, without such license. A person having acted as such agent without a license, and been convicted and fined under the statute, this Court held that there had been no violation of that clause of Article 4, § 2, of the Constitution of the United States which provides that “ the citizens of each State shall be entitled to all privileges and immunities of citizens in the several' States;” nor any violation of the clause in Article 1, § 8, giving power to Congress “to regulate commerce with foreign nations and among the several States.” ‘ The view announced was, that corporations are not citizens within the clause first cited, on the ground that the privileges and immunities secured to the citizens of each State in the several States, are those which are common to the citizens of the latter States, [118]*118under tbeir Constitutions and laws, by virtue of their being citizens; and that, as a corporation created by a- State is a mere creation of local law, even the recognition of its existence by other States, and the - enforcement of its contracts made therein, depend purely on the comity of those States —a comity which is never extended where the existence of the cor- , poration or the exercise of its powers is “prejudicial to their interests or repugnant to their, policy.” And the court, speaking by Mr. Justice Field, said: “Having no absolute right of recognition in other States, but depending for such recognition and the enforcement ,of its contracts upon their assent, it follows,. as a matter of course, -that' such assent may be granted upon, such terms- -and conditions as those States may think proper to impose. They may exclude the foreign corporation entirely, they may restrict its business to particular localities, or they may exact such security for the performance- of its contracts with their citizens as in their judgment will best promote the public interest. The whole matter rests in their discretion.” As to the power of Congress to regulate commerce among the several States, the court said, that while the power conferred included commerce carried on by corporations as well as that carried on by individuals, “ issuing a' policy of insurance is not a transaction of commerce.” This decision only followed the principles laid down in the earlier cases of Bank of Augusta v. Earle, 13 Pet. 519, 588, and Lafayette Ins. Co. v. French, 18 How. 404.

The same rulings were followed in Ducat v. Chicago, 10 Wall. 410, where it was said that the power of a State to discriminate between her own corporations and those of other States desirous of transacting business within her jurisdiction being clearly established, it belonged to the State to determine as to the nature or degree of discrimination, “subject only to such limitations on her sovereignty as may be found in the fundamental law of the Hnion.”

Other cases to the same effect are Liverpool Ins. Co. v. Massachusetts, 10 Wall. 566; Doyle v. Continental Ins. Co., 94 U. S. 535; and Cooper M'fg Co. v. Ferguson, 113 U. S. 727.

[119]

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Matter of Town of Verona v. Cuomo
136 A.D.3d 36 (Appellate Division of the Supreme Court of New York, 2015)
Untitled Texas Attorney General Opinion
Texas Attorney General Reports, 1983
Missouri Pacific Railroad v. Kirkpatrick
652 S.W.2d 128 (Supreme Court of Missouri, 1983)
MTR. OF JOSLIN v. Regan
63 A.D.2d 466 (Appellate Division of the Supreme Court of New York, 1978)
Atlantic Insurance v. State Board of Equalization
255 Cal. App. 2d 1 (California Court of Appeal, 1967)
State Insurance Commissioner v. Nationwide Mutual Insurance Company
215 A.2d 749 (Court of Appeals of Maryland, 1966)
Pacific Mutual Life Insurance Company v. Bushnell
396 P.2d 253 (Arizona Supreme Court, 1964)
United States v. Wise
370 U.S. 405 (Supreme Court, 1962)
Prudential Insurance v. Benjamin
328 U.S. 408 (Supreme Court, 1946)
Asbury Hospital v. Cass County
326 U.S. 207 (Supreme Court, 1945)
Lincoln National Life Insurance v. Read
325 U.S. 673 (Supreme Court, 1945)
First Nat. Ben. Soc. v. Garrison
58 F. Supp. 972 (S.D. California, 1945)
United States v. South-Eastern Underwriters Assn.
322 U.S. 533 (Supreme Court, 1944)
Great Northern Life Ins. v. Read
136 F.2d 44 (Tenth Circuit, 1943)
Gibson Products Co. v. Murphy
1940 OK 100 (Supreme Court of Oklahoma, 1940)
Home Indemnity Co. of New York v. O'Brien
104 F.2d 413 (Sixth Circuit, 1939)

Cite This Page — Counsel Stack

Bluebook (online)
119 U.S. 110, 7 S. Ct. 108, 30 L. Ed. 342, 1886 U.S. LEXIS 1969, Counsel Stack Legal Research, https://law.counselstack.com/opinion/philadelphia-fire-assn-v-new-york-scotus-1886.