Pearl v. Coinbase Global, Inc.

District Court, N.D. California·Decided July 15, 2024·No. 3:22-cv-03561·Unknown

Opinion

1 2 3 4 5 6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE NORTHERN DISTRICT OF CALIFORNIA 8 9 LARRY PEARL, et al., Case No. 22-cv-03561-MMC

10 Plaintiffs, ORDER GRANTING DEFENDANTS' MOTION TO DISMISS AND DENYING 11 v. WITHOUT PREJUDICE MOTION TO STRIKE 12 COINBASE GLOBAL, INC., et al.,

13 Defendants.

14 Before the Court are defendants’ Coinbase, Inc. (“Coinbase”) and Coinbase 15 Global, Inc.’s (“Coinbase Global”) motion, filed May 9, 2024, “to Dismiss the Second 16 Amended Class Action Complaint” and motion “to Strike Class Allegations,” filed 17 concurrently therewith. On June 10, 2024, plaintiff Larry Pearl (“Pearl”) filed opposition to 18 both motions, to which defendants, on June 24, 2024, replied. Having read and 19 considered the papers respective written submissions, the Court hereby rules as follows.1 20 BACKGROUND2 21 Coinbase is “an online marketplace that operates . . . digital asset exchanges” for 22 cryptocurrencies. (See SAC ¶ 36.) One cryptocurrency traded on the platform is 23 TerraUSD (“UST”), a “stablecoin” issued by Terraforms Lab PTE Ltd. (“Terraform”). (See 24 id. ¶¶ 2, 4.) A stablecoin is a cryptocurrency whose value is “pegged, or tied to that of 25 1 By Order filed July 1, 2024, the Court took the matter under submission. (See 26 Doc. No. 72.) 27 2 The following facts, unless stated otherwise, are taken from the allegations of the 1 another currency, commodity, or financial instrument” in order to “hold the value of the 2 cryptocurrency steady.” (See Decl. of Meredith R. Dearborn in Supp. of Defs.’ Mot. to 3 Dismiss (“Dearborn Decl.”), Ex. 4 (“Investopedia Article”), Doc. No. 54-5.)3 Some 4 stablecoins “use ‘reserve’ assets to maintain a peg” while others “maintain a peg through 5 an algorithm.” (See SAC ¶ 47.) UST, as an “algorithmic stablecoin,” falls into the latter 6 category because it is “not backed by actual U.S. dollars or any other currency,” but, 7 rather, the “Anchor Protocol,” a “mechanism[] Terraform . . . purported would bring about 8 a stable 1:1 US dollar conversion rate.” (See id. ¶¶ 6, 28.) 9 Coinbase, in connection with its operation as a cryptocurrency marketplace, “offers 10 educational resources for its customers to learn about the fundamentals of 11 cryptocurrencies.” (See id. ¶ 46.) One such resource is a webpage titled “What is a 12 stablecoin?”, which, from 2021 through January 23, 2024, defined a stablecoin as “a 13 digital currency that is pegged to a ‘stable’ reserve asset like the U.S. dollar or gold,” and 14 described stablecoins as being “free from the volatility of non-pegged cryptocurrencies” 15 and able to “give buyers and sellers certainty that the value of their tokens won’t rise or 16 crash unpredictably in the near future.” (See id.)4 17 In May 2022, Pearl “made purchases” of UST (see id. ¶ 72), purchases he alleges 18 were made in reliance “on representations made by Coinbase” in the “What is a 19 stablecoin?” webpage (see id. ¶ 73). On May 7, 2022 “[t]he price of UST . . . showed 20 signs of instability” and dropped from its intended $1 peg to “35 cents by May 9, 2022.” 21 (See id. ¶ 65.) “When UST collapsed, the value of [p]laintiff’s investment fell in value by 22 over 90 percent.” (See id. ¶ 78.) 23 3 Defendants’ unopposed request for judicial notice of the May 22, 2022, version of 24 the website cited in ¶ 24 of the SAC, Investopedia’s “Stablecoin” webpage (see Defs.’ Request for Judicial Notice (“Defs.’ RJN”) at 3:23–4:2, Doc. No. 55 citing Dearborn Decl. 25 Ex. 4, Investopedia Article), is hereby GRANTED. 26 4 Defendants’ unopposed request for judicial notice of the October 23, 2021, version of Coinbase’s “What is a stablecoin?” webpage (see Defs.’ RJN at 3:23–4:2 citing 27 Dearborn Decl. Ex. 2 (“Coinbase Stablecoin Webage”), Doc. No. 54-3) is hereby 1 Based on the above allegations, Pearl, on behalf of himself and a putative class, 2 asserts the following nine causes of action against defendants: (1) “Negligence,” (2) 3 “Negligence per se,” (3) “Negligent Misrepresentation,” (4) “California’s Unfair 4 Competition Law, Cal. Bus. & Prof. Code § 17200 et seq. (‘UCL’),” (5) “California’s False 5 Advertising Law, Cal. Bus. & Prof. Code § 17500 et seq. (‘FAL’),” (6) “California’s 6 Consumer Legal Remedies Act, Cal. Civ. Code § 1750, et seq. (‘CLRA’),” (7) 7 “Unregistered Offer and Sale of Securities in Violation of California Corporations Code 8 Section 25110 and 25503,” (8) “Violation of the California Corporations Code Section 9 25401,” and (9) “Unjust Enrichment.” (See id. 26:13–41:8.) 10 By the instant motions, defendants seek (1) an order dismissing all of plaintiff’s 11 claims for failure to state a claim (see Defs.’ Mot. to Dismiss the Second Amended Class 12 Action Complaint (“Defs.’ Mot.”), Doc. No. 54), and (2) an order striking plaintiff’s class 13 allegations (see Defs.’ Mot. to Strike Class Allegations (“Defs.’ Mot. to Strike”), Doc. No. 14 56). 15 LEGAL STANDARD 16 A. Failure to State a Claim 17 Dismissal under Rule 12(b)(6) of the Federal Rules of Civil Procedure "can be 18 based on the lack of a cognizable legal theory or the absence of sufficient facts alleged 19 under a cognizable legal theory." See Balistreri v. Pacifica Police Dep't, 901 F.2d 696, 20 699 (9th Cir. 1990). Rule 8(a)(2), however, "requires only 'a short and plain statement of 21 the claim showing that the pleader is entitled to relief.'" See Bell Atlantic Corp. v. 22 Twombly, 550 U.S. 544, 555 (2007) (quoting Fed. R. Civ. P. 8(a)(2)). Consequently, "a 23 complaint attacked by a Rule 12(b)(6) motion to dismiss does not need detailed factual 24 allegations." See id. Nonetheless, "a plaintiff's obligation to provide the grounds of his 25 entitlement to relief requires more than . . . a formulaic recitation of the elements of a 26 cause of action." See id. (internal quotation, citation, and alteration omitted). 27 In analyzing a motion to dismiss, a district court must accept as true all material 1 nonmoving party. See NL Indus., Inc. v. Kaplan, 792 F.2d 896, 898 (9th Cir. 1986). "To 2 survive a motion to dismiss," however, "a complaint must contain sufficient factual 3 material, accepted as true, to 'state a claim to relief that is plausible on its face.'" Ashcroft 4 v. Iqbal, 556 U.S. 662, 678 (2009) (quoting Twombly, 550 U.S. at 570). "Factual 5 allegations must be enough to raise a right to relief above the speculative level," 6 Twombly, 550 U.S. at 555, and courts "are not bound to accept as true a legal conclusion 7 couched as a factual allegation," see Iqbal, 556 U.S. at 678 (internal quotation and 8 citation omitted). 9 B. Motion to Strike Class Allegations 10 Under Rule 23(d), a court may “require that the pleadings be amended to eliminate 11 allegations about representation of absent persons.” See Fed. R. Civ. P. 23(d)(1)(D).

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Pearl v. Coinbase Global, Inc., (N.D. Cal. 2024).

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