Patriots Bank v. Black River Motel, LLC

CourtSupreme Court of Missouri
DecidedJune 13, 2023
DocketSC99567
StatusPublished

This text of Patriots Bank v. Black River Motel, LLC (Patriots Bank v. Black River Motel, LLC) is published on Counsel Stack Legal Research, covering Supreme Court of Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Patriots Bank v. Black River Motel, LLC, (Mo. 2023).

Opinion

SUPREME COURT OF MISSOURI en banc

BLACK RIVER MOTEL, LLC, ET Al., ) Opinion issued June 13, 2023 ) Appellants, ) ) v. ) No. SC99567 ) PATRIOTS BANK, ) ) Respondent. )

APPEAL FROM THE CIRCUIT COURT OF WASHINGTON COUNTY The Honorable Brice R. Sechrest, Judge

Patriots Bank (“Bank”) filed a petition seeking the appointment of a receiver,

pursuant to the Missouri Commercial Receivership Act (“MCRA”), 1 for Black River

Motel, LLC; CHAB Development, LLC; CRAZ Investments, LLC; and Jonesburg

Sawmill & Pallet Co., Inc. (collectively “Appellants”). After the circuit court entered an

order appointing a receiver (“receiver order”), Appellants filed a motion to vacate, which

was overruled.

Appellants now appeal the circuit court’s order overruling their motion to vacate

the receiver order, alleging the circuit court erred because Bank’s application under the

MCRA violated due process. Appellants argue they did not receive notice or an

1 Sections 515.500-515.665, RSMo 2016. opportunity to be heard before the receiver order was entered. Appellants also aver the

circuit court erred because: (1) Bank did not comply with the MCRA notice requirement;

(2) the circuit court, in overruling Appellants’ motion to vacate, considered facts and

circumstances that occurred after it entered the receiver order; (3) a receiver was not

necessary; and (4) the receiver order contravenes the MCRA.

The MCRA, as applied in this case, effected a constitutional accommodation of all

parties’ interests, affording Appellants adequate due process. Bank complied with the

MCRA notice requirement because Appellants received notice of the application for a

receiver seven days before the circuit court’s receiver order. Further, in overruling

Appellants’ motion to vacate, there is no evidence the circuit court considered facts and

circumstances that occurred after the receiver order. Finally, the receiver order does not

violate the MCRA. The circuit court’s order is affirmed.

Background

Bank entered into lending relationships with Appellants between June 2016 and

November 2019. 2 Black River Motel owns and operates a six-bedroom motel in

Lesterville and leases space to a restaurant and bar. CHAB Development is a holding

company that owns numerous aircraft in which Bank held security interests as well as

real estate. Jonesburg Sawmill & Pallet Co. owns and operates a sawmill with related

equipment, warehouses, inventory and rolling stock. CRAZ Investments owns five acres

of land upon which it operates a charcoal manufacturing plant and an additional 321 acres

2 Chris and Regina Harbison are the principals and owners of each Appellant. 2 of land located in Cade. Each Appellant had distinct lending relationships with Bank

involving separate instruments under which Bank issued separate loans to each

Appellant, and each Appellant granted Bank separate liens and security interests in real or

personal property owned by each Appellant.

In April 2021, Bank sent letters to Appellants notifying each of them of defaults

under the applicable loan documents and advising them of the actions necessary to cure

such defaults and the accompanying deadlines. After Appellants failed to cure the

defaults, Bank sent a letter to Appellants’ counsel on June 10, notifying Appellants that

they were each in default and the indebtedness owed was accelerated such that all

amounts were immediately due. Appellants, however, made no payments, and each

Appellant remains in default.

On July 7, Bank filed a verified petition seeking the appointment of a receiver for

Appellants under the MCRA. Shortly thereafter, on July 13, Bank filed an emergency

motion for appointment of a receiver, requesting the circuit court find good cause to

shorten the seven-day notice requirement, pursuant to section 515.510.3, and immediately

appoint a receiver, but the circuit court did not rule on the motion at the time. On July

15, each Appellant was served with summons, the petition, and the emergency motion.

Seven days later, on July 22, the circuit court entered the receiver order. During the

seven days between service on Appellants and the receiver order, Appellants did not file

an objection, request a hearing, or take any other action in the pending case. 3

3 Appellants did not appear in the case until July 27. 3 Appellants filed a motion to amend the receiver order on August 16 and filed a

subsequent motion to vacate the receiver order on September 6, each challenging, inter

alia, the constitutional validity of the receiver order. 4 In October, Bank filed a second

motion for appointment of a receiver, asserting that, if Appellants’ motion to vacate was

sustained, Appellants’ actions following the first receiver order justify that a receiver

should be appointed. Following hearings on Appellants’ motions and Bank’s motion, the

circuit court entered an order April 1, 2022, overruling Appellants’ motion to vacate and

overruling Bank’s second motion to appoint a receiver as moot. Appellants appeal the

circuit court’s April 1 order, challenging, in part, the constitutional validity of the MCRA

as applied in this case. They argue it violates due process protections under both the

Missouri and United States constitutions by authorizing an order appointing a receiver

without notice or an opportunity to be heard. 5 Because Appellants challenge the

4 Initially, when Appellants filed the motion to amend the receiver order, they also filed a notice of hearing indicating they would call up for hearing the motion to amend the receiver order on August 18 or as soon as possible thereafter. Bank requested a continuance, which was granted. The circuit court scheduled the hearing for August 31, and Appellants then requested a continuance. The parties agreed to a hearing on the merits of Appellants’ motion to amend the receiver order and motion to vacate the receiver order on November 8 (with November 12 also reserved if needed). The circuit court also held a hearing on Bank’s second motion to appoint a receiver on January 5 and 7, 2022. 5 The circuit court’s order overruling Appellants’ motion to vacate the appointment of a receiver is appealable. Meadowfresh Solutions USA, LLC v. Maple Grove Farms, LLC, 578 S.W.3d 758, 762 (Mo. banc 2019). 4 constitutional validity of a state statute, this Court has exclusive appellate jurisdiction. 6

Mo. Const. art. V, section 3.

I. MCRA Section 515.510.3

Appellants argue Bank did not comply with section 515.510.3 of the MCRA.

Section 515.510.3 provides:

At least seven days’ notice of any application for the appointment of a receiver shall be given to the debtor and to all other parties to the action in which the request for appointment of a receiver is sought, and to all other parties in interest as the court may require. If any execution by a judgment creditor or any application by a judgment creditor for the appointment of a receiver with respect to property over which the appointment of a receiver is sought is pending in any other action at the time the application is made, then notice of the application for the receiver’s appointment also shall be given to the judgment creditor in the other action. The court may shorten or expand the period for notice of an application for the appointment of a receiver upon good cause shown.

(Emphasis added).

Standard of Review

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