Patrice Elizabeth v. Carvana LLC; Bridgecrest Credit Company, LLC; and DriveTime Automotive Group, Inc.

CourtDistrict Court, D. South Carolina
DecidedOctober 21, 2025
Docket3:25-cv-11244
StatusUnknown

This text of Patrice Elizabeth v. Carvana LLC; Bridgecrest Credit Company, LLC; and DriveTime Automotive Group, Inc. (Patrice Elizabeth v. Carvana LLC; Bridgecrest Credit Company, LLC; and DriveTime Automotive Group, Inc.) is published on Counsel Stack Legal Research, covering District Court, D. South Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Patrice Elizabeth v. Carvana LLC; Bridgecrest Credit Company, LLC; and DriveTime Automotive Group, Inc., (D.S.C. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF SOUTH CAROLINA Patrice Elizabeth,1 ) C/A No.: 3:25-11244-MGL-SVH ) Plaintiff, ) ) vs. ) ) REPORT AND RECOMMENDATION Carvana LLC; Bridgecrest Credit ) Company, LLC; and DriveTime ) Automotive Group, Inc., ) ) Defendants. ) ) Patrice Elizabeth Grant (“Plaintiff”), proceeding pro se, filed this amended complaint against Carvana LLC (“Carvana”), Bridgecrest Credit Company LLC (“Bridgecrest”), and DriveTime Automotive Group, Inc. (“DriveTime”) (collectively “Defendants”). Pursuant to 28 U.S.C. § 636(b)(1)(B) and Local Civ. Rule 73.02(B)(2)(e) (D.S.C.), the undersigned is authorized to review such complaints for relief and submit findings and recommendations to the district judge. For the following reasons, the undersigned recommends this matter be summarily dismissed. I. Factual and Procedural Background In the space for statement of the claim, Plaintiff states: 1 Plaintiff’s original complaint listed her name as “Patrice Elizabeth Grant, living indigenous woman, executor of maternal estate, operating in private capacity.” Plaintiff, by:Patrice-elizabeth, proceeding in full trust jurisdiction, brings this complaint for remedy against commercial actors who concealed financial instruments, orchestrated unlawful seizure of trust property, and inflicted emotional & spiritual upon plaintiff & minor son. On August 8, 2025, Plaintiff’s trust automobile was seized without lawful remedy. On August 22, 2025, it was sold. Plaintiff was forced to take public transportation, missed her family reunion and suffered humiliation, trauma, and obstruction of remedy. DriveTime concealed its role as originator. Carvana and Bridgecrest acted w/out full disclosure. Plaintiff transmitted cease and desist notices & affidavits of demand no accounting provided. Under equity law, unrebutted affidavits stand as truth.

[ECF No. 14 at 5]. Plaintiff alleges she is the “original creditor” and “secured party” concerning the “trust automobile.” [ECF No. 14-3 at 2]. In an attachment,2 Plaintiff also states: My early communications with the defendants occurred prior to the full ceremonial establishment and spiritual activation of my ecclesiastical trust. At that time, I was in transition—awakening to my private standing and preparing to reclaim full jurisdiction. My trust was formally sealed and spiritually anchored in late 2024, marking the beginning of all transmissions issued in full private capacity under ecclesiastical trust authority.

.3

2 Plaintiff titles this documents as a Supplemental Affidavit of Fact, but it is neither sworn under penalty of perjury, nor notarized. 3 Plaintiff provides no documentation of a valid trust and the contract documents she submitted list only Plaintiff as an individual. If a legal trust is truly the correct party in this case, the case is subject to summary dismissal because she cannot proceed pro se on behalf of a trust. , No. 3:20-684-FDW-DSC, 2021 WL 3376829, at *5 (W.D.N.C. Aug. 3, 2021) (discussing 28 U.S.C. § 1654, cases finding non-attorney trustees may not represent trusts pro se, and Fourth Circuit precedent holding that non- attorneys do not have a right to litigate on behalf of others and stating “Here, Plaintiff is litigating on behalf of another party not present and—by virtue of Plaintiff alleges the vehicle was unlawfully seized in New York on August 8, 2025. [ECF No. 14-3 at 2]. Given the allegations in the original

complaint, it appears Plaintiff is alleging the vehicle was unlawfully repossessed.4 Plaintiff seeks monetary damages. [ECF No. 14 at 5]. II. Discussion A. Standard of Review

Plaintiff filed her complaint pursuant to 28 U.S.C. § 1915, which permits an indigent litigant to commence an action in federal court without prepaying the administrative costs of proceeding with the lawsuit. To protect against possible abuses of this privilege, the statute allows a district court to dismiss

a case upon a finding that the action fails to state a claim on which relief may be granted or is frivolous or malicious. 28 U.S.C. § 1915(e)(2)(B)(i), (ii). A finding of frivolity can be made where the complaint lacks an arguable basis either in law or in fact. , 504 U.S. 25, 31 (1992). A claim

not being a licensed attorney—she endangers the rights of the Trust and its beneficiaries whom she represents. Taking into consideration the numerous other Circuit Court decisions and the Fourth Circuit’s concerns for protecting the rights of those before the court, this Court finds Plaintiff has not met her burden in showing a trust may be represented by a non-attorney trustee.”). 4 Plaintiff’s original complaint alleged Bridgecrest began demanding payments and claims the “role-switching and concealment of assignment” constitutes “fraudulent inducement, contractual misdirection, and obstruction of remedy.” . She claimed All About Automotive II, “aided by NYPD officers,” unlawfully seized the car, resulting in injuries. . based on a meritless legal theory may be dismissed sua sponte under 28 U.S.C. § 1915(e)(2)(B). , 490 U.S. 319, 327 (1989).

A complaint must contain “a short and plain statement of the claim showing that the pleader is entitled to relief.” Fed. R. Civ. P. 8(a)(2). Pro se complaints are held to a less stringent standard than those drafted by attorneys. , 574 F.2d 1147, 1151 (4th Cir. 1978). In evaluating

a pro se complaint, the plaintiff’s allegations are assumed to be true. ., 529 F.2d 70, 74 (2d Cir. 1975). The mandated liberal construction afforded to pro se pleadings means that if the court can reasonably read the pleadings to state a valid claim on which the plaintiff could prevail, it should

do so. A federal court is charged with liberally construing a complaint filed by a pro se litigant to allow the development of a potentially meritorious case. , 551 U.S. 89, 94 (2007). The requirement of liberal construction does not mean that the court can ignore a clear failure in the

pleading to allege facts that set forth a claim currently cognizable in a federal district court. ., 901 F.2d 387, 390–91 (4th Cir. 1990). B. Analysis

1. Lack of Subject Matter Jurisdiction There is no presumption that a federal court has jurisdiction over a case, , 191 F.3d 394, 399 (4th Cir. 1999), and a plaintiff must allege facts essential to show jurisdiction in his pleadings. , 298 U.S. 178, 189–90 (1936);

, 762 F.2d 348, 350 (4th Cir. 1985) (“[P]laintiffs must affirmatively plead the jurisdiction of the federal court.”). The two most commonly recognized and utilized bases for federal court jurisdiction are (1) diversity of citizenship pursuant to 28 U.S.C.

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Patrice Elizabeth v. Carvana LLC; Bridgecrest Credit Company, LLC; and DriveTime Automotive Group, Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/patrice-elizabeth-v-carvana-llc-bridgecrest-credit-company-llc-and-scd-2025.