P. v. Reyes CA5

CourtCalifornia Court of Appeal
DecidedApril 26, 2013
DocketF062305
StatusUnpublished

This text of P. v. Reyes CA5 (P. v. Reyes CA5) is published on Counsel Stack Legal Research, covering California Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
P. v. Reyes CA5, (Cal. Ct. App. 2013).

Opinion

Filed 4/26/13 P. v. Reyes CA5

NOT TO BE PUBLISHED IN THE OFFICIAL REPORTS California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

FIFTH APPELLATE DISTRICT

THE PEOPLE, F062305 Plaintiff and Respondent, (Super. Ct. No. VCF209407E) v.

ALMA DELIA REYES, OPINION Defendant and Appellant.

APPEAL from a judgment of the Superior Court of Tulare County. Joseph A. Kalashian, Judge. Han N. Tran, under appointment by the Court of Appeal, for Defendant and Appellant. Kamala D. Harris, Attorney General, Dane R. Gillette, Chief Assistant Attorney General, Michael P. Farrell, Assistant Attorney General, Eric L. Christoffersen and John W. Powell, Deputy Attorneys General, for Plaintiff and Respondent. -ooOoo- A jury convicted appellant Alma Delia Reyes of 14 various felony and misdemeanor offenses, all pertaining to real estate transactions where Reyes, a realtor, misrepresented clients’ income and other information in loan applications and misrepresented information about the real property in order to obtain loan financing and complete a sale. She challenges her conviction on one misdemeanor count, false statement by a real estate agent, on the basis of instructional error and insufficient evidence. Reyes also raises multiple challenges to her sentence on the basis of Penal Code section 654.1 Finally, she contends the abstract of judgment contains errors and must be corrected. The People essentially concede the issues raised by Reyes. We will reverse the count 24 conviction on the basis of instructional error and remand for resentencing in conformance with this opinion and with directions that any terms of imprisonment imposed on counts 2, 5, 8, 12, 21, 22, 23, and 26, as well as the section 12022.6 enhancements appended to counts 5, 12, and 26 should be stayed pursuant to section 654. FACTUAL AND PROCEDURAL SUMMARY During 2004 and 2005, real estate prices were increasing dramatically. Many lenders and brokers were granting “stated income loans” during this time. For a stated income loan, the borrower was required to state his or her occupation and income on the loan application; this information often was not verified. A loan officer was supposed to verify employment, but generally would not verify income against tax returns or other financial documents. Reyes acted as the real estate agent for Clarita Rios and Leonel Sanchez (sometimes referred to as the couple) in their purchase of five properties—Dickran Drive, Spruce, Foster Drive, Tyson Avenue, and Terra Bella—and was their agent in the subsequent sales of the Dickran Drive, Foster Drive, and Spruce properties. With Reyes 1All further statutory references are to the Penal Code unless otherwise stated.

2. as their realtor, Rios and Sanchez would buy five properties in the span of about five or six years. When Rios and Sanchez obtained loans to buy the properties, several times the loan applications had been completed by someone else before they were asked to sign documents. On other occasions, the couple signed blank loan application documents and the documents were filled in later by someone else. Reyes also acted as real estate broker for Alejandra Ramirez and her husband Ricardo Velazquez in a series of real estate deals. A. Sales with Rios and Sanchez Rios and Sanchez were husband and wife. Rios had a high school education; Sanchez spoke primarily Spanish and had not completed school beyond the elementary grade levels. Sanchez worked for Bosman Dairy and had never made more than $3,200 per month. Rios was a homemaker. Dickran Drive In 2001 or 2002, Reyes helped Rios and Sanchez purchase their first home on Dickran Drive. Sanchez’s brother had to cosign the loan because the couple did not qualify based on Sanchez’s income alone. The monthly payment was $600 to $800 per month. Rios and Sanchez rented out the Dickran Drive property and continued living on the Bosman dairy, where they were provided a home as part of Sanchez’s employment benefits. Sometime after 2005, the Dickran Drive property was sold. The couple netted around $30,000 in profit from the sale. Reyes was the agent in the sale and made a commission. Spruce About two years after they bought the Dickran property, Reyes told Rios and Sanchez about property for sale on Spruce. The couple decided to buy the property and move into the house. This property was larger than the Dickran Drive property. The Dickran Drive property was refinanced and the cash from the refinance was used as the

3. down payment on the Spruce property. The monthly mortgage payments on the Spruce property were between $1,300 and $1,500. The loan application for the Spruce property incorrectly stated Sanchez’s income as $6,500 and overstated the couple’s personal property. When Rios pointed out to Reyes that a number of items on the loan application were incorrect, Reyes told her that lying on the loan application was the only way for them to own a home. Reyes assured Rios the banks did not care about the values as long as the loan payments were made. At the suggestion of Reyes, Sanchez was the sole purchaser on the documents and Rios signed a grant deed to convey her interest in the property to Sanchez. After renting out the Spruce property for several months, Rios and Sanchez moved into the house in mid-2005. Around this time, Sanchez quit his job and took a seven-month vacation. The Spruce property was sold not long after, netting a profit of between $25,000 and $50,000. Again, Reyes was the agent on the sale and made a commission. Foster Drive In January 2005, Reyes told Rios and Sanchez about the Foster Drive property and the couple purchased it less than two months after purchasing the Spruce property. The Foster Drive property had three houses on it. The loan application used to purchase the Foster Drive property stated that Rios had an income of $8,500 per month. Rios and Sanchez rented out the houses on the Foster Drive property. At some point, some of their tenants failed to pay rent and were forced to move out. At this time, Rios and Sanchez owned three properties, Dickran Drive, Spruce, and Foster Drive. The total combined mortgage payment for all three properties was approximately $4,000 per month. They were collecting rent of about $1,900 from the Foster Drive and Dickran properties. Sanchez again began working at the dairy and was earning a salary of around $1,500 to $1,600 per month. Five months after purchasing the Foster Drive property, Rios and Sanchez wanted to sell it. Rios told Reyes she wanted to sell it for $499,000. It ended up selling for

4. approximately $449,000 and made a profit of approximately $85,000 for Rios and Sanchez. Tyson Avenue In September 2005, Reyes contacted Rios about property on Tyson Avenue for sale. Reyes described the property as a “fixer-upper” available for a low price. The couple purchased the Tyson Avenue property for $120,000. The loan application for the Tyson Avenue property stated too high a figure for Sanchez’s income, overstated the value of the couple’s personal property assets, and incorrectly stated Sanchez’s job at the dairy as a breeder. Terra Bella In 2006 Reyes contacted Rios and told her of property in Terra Bella that was large and where animals could be kept. In September 2006, Rios and Sanchez purchased the property. Reyes told the couple the Terra Bella property needed to be purchased in Rios’s name alone. Reyes instructed Sanchez to sign a deed conveying any interest he had in the property to Rios. The loan application for the Terra Bella property contained numerous inaccuracies, including a false work history and employment income for Rios.

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