Glass, J.
The plaintiff, Kevin C. O’Sullivan, brought this action against the defendant, William S. Bergenty, in two counts, the first seeking specific performance of a contract to convey real estate, and the second seeking money damages. The trial court rendered judgment [643]*643of specific performance in favor of the plaintiff, but denied money damages. We find no error.
The facts found by the trial court, as reflected in the record, are essentially as follows. The real estate involved in this action is commercial property that is owned by Bergenty, and located at 433 Farmington Avenue in Plainville. O’Sullivan had leased the property from Bergenty for approximately eight years, and during that time O’Sullivan had owned and operated several automobile sales businesses on the property. The rental payments for the property ranged from $1000 to $1300 per month.
Throughout the course of the eight year landlord-tenant relationship, .there had been continuous negotiations between the parties for the purchase of the property by O’Sullivan. In the spring or summer of 1984, the negotiations resulted in a proposed draft agreement which, on December 20,1984, became a signed and witnessed buy-sell agreement. Neither O’Sullivan nor Bergenty, nor any witness to the agreement, denied the execution of the written agreement. The written agreement consisted of two parts, a written contract 1 and [644]*644a promissory note.2 The written contract provided, in part, that payment was to be made: “By tendering seller at time of closing a properly executed purchase money mortgage in the principal amount of $175,000.00, payable over of (sic) 180 consecutive months commencing 30 days after closing in equal monthly installments of $2,100.30 each until said mortgage note is fully paid. Said prin[645]*645cipal amount shall bear interest at the rate of 12% per annum. The A.P.R. may vary at option of Buyer.” The promissory note, which was for $25,000, was executed by O’Sullivan on December 20, 1984, and was made payable to Bergenty. It was tied to the agreement by providing that it “shall be paid in full on or before the date of closing for property described in the Buy-Sell Agreement dated December 20, 1984 between said KEVIN C. O’SULLIVAN and WILLIAM [BERGENTY].” The date set in the contract for the closing or transfer of title was January 10, 1986, which was approximately thirteen months after the date of execution of the agreement. The reason for the delay was to accommodate Bergenty for income tax purposes. O’Sullivan and Bergenty further testified that the two documents taken together comprised the entire agreement, that the agreement had been understood by them, that it had been properly executed, and that it was fair when made. Bergenty also testified that it was his understanding that a condition precedent to the completion of the transaction was for O’Sullivan to continue to pay monthly rent up to the date of the closing. The trial court found that, in reliance on the agreement, O’Sullivan continued his tenancy on the property, made monthly rental payments, and main[646]*646tained and improved the property with renovations, including a roof repair and a change in the door opening to the garage. In further reliance on the agreement, on June 10, 1985, O’Sullivan entered into a five year sublease of the premises in connection with a buy-sell agreement for a portion of the property with a sublessee. Bergenty was aware of the sublease, and at the time of the trial, the sublessee continued to occupy a substantial portion of the premises. In sum, the trial court found that “[a]fter the execution of the contract and his signing of the $25,000.00 promissory note, [plaintiff] — O’Sullivan was clearly acting in reliance upon the expectation that the agreement would be consummated in January of 1986.”
The trial court found further that, at trial, Bergenty confirmed his belief that he had been obligated to proceed with the conveyance at all times up to and including January 10,1986. O’Sullivan testified that several times prior to January 10, 1986, and twice between January 10 and January 20,1986, he called Bergenty to request a closing on the property. At trial, however, Bergenty did not recall these telephone calls. Specifically, Bergenty and his attorney testified that neither one had done anything in furtherance of any closing prior to February, 1986. O’Sullivan additionally testified that he had engaged in conversations with Bergenty “half a dozen times” during December, 1985, and at no time did Bergenty lead him to believe that he would not sell him the property. Both O’Sullivan and Bergenty testified, however, that on January 20,1986, O’Sullivan called Bergenty requesting a closing of the transaction. Bergenty, in confirming the call, admitted at trial, that he renounced the contract at that time, stating: “We have no deal.” Bergenty testified that the reason for his election not to close at that time was that O’Sullivan had missed the January 10, 1986 closing date.
[647]*647At trial, Bergenty asserted that O’Sullivan’s claims for specific performance of the contract and for money damages were unfounded because: (1) the contract was not enforceable because it was not in accordance with the requirements of the statute of frauds; (2) the contract term “A.P.R.” was not defined with reasonable certainty and therefore there was no enforceable agreement; (3) O’Sullivan was never ready, willing and able to perform in accordance with the terms of the contract; and (4) O’Sullivan had failed to establish the applicability of the doctrine of part performance. The trial court found, however, that Bergenty’s conduct made it impossible for O’Sullivan to establish a closing date, and on the basis of the facts found, the trial court concluded “that the plaintiff-0’Sullivan ha[d] established the applicability of the doctrines of equitable estoppel and of detrimental reliance.” As a result, the trial court held that Bergenty was estopped from asserting his statute of frauds defense. In addition, the trial court held that O’Sullivan had met his burden of proving that he was ready, willing and able at all times to purchase the property, and thus was entitled to specific performance. In view of these conclusions, the trial court held that it was unnecessary for it to consider Bergenty’s arguments concerning the “A.P.R.” clause and part performance. Consequently, a judgment was rendered in favor of O’Sullivan and specific performance of the contract was ordered. This appeal then followed.
On appeal, Bergenty claims that the trial court erred in concluding: (1) that O’Sullivan had established the applicability of the doctrines of equitable estoppel and detrimental reliance; (2) that an enforceable agreement existed between the parties; and (3) that O’Sullivan was ready, willing and able to close, and thus had established his right to specific performance.
[648]*648I
The primary issue in this case is the claim of Bergenty that the trial court erred in its determination that O’Sullivan had established the applicability of the doctrines of equitable estoppel and detrimental reliance.
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Glass, J.
The plaintiff, Kevin C. O’Sullivan, brought this action against the defendant, William S. Bergenty, in two counts, the first seeking specific performance of a contract to convey real estate, and the second seeking money damages. The trial court rendered judgment [643]*643of specific performance in favor of the plaintiff, but denied money damages. We find no error.
The facts found by the trial court, as reflected in the record, are essentially as follows. The real estate involved in this action is commercial property that is owned by Bergenty, and located at 433 Farmington Avenue in Plainville. O’Sullivan had leased the property from Bergenty for approximately eight years, and during that time O’Sullivan had owned and operated several automobile sales businesses on the property. The rental payments for the property ranged from $1000 to $1300 per month.
Throughout the course of the eight year landlord-tenant relationship, .there had been continuous negotiations between the parties for the purchase of the property by O’Sullivan. In the spring or summer of 1984, the negotiations resulted in a proposed draft agreement which, on December 20,1984, became a signed and witnessed buy-sell agreement. Neither O’Sullivan nor Bergenty, nor any witness to the agreement, denied the execution of the written agreement. The written agreement consisted of two parts, a written contract 1 and [644]*644a promissory note.2 The written contract provided, in part, that payment was to be made: “By tendering seller at time of closing a properly executed purchase money mortgage in the principal amount of $175,000.00, payable over of (sic) 180 consecutive months commencing 30 days after closing in equal monthly installments of $2,100.30 each until said mortgage note is fully paid. Said prin[645]*645cipal amount shall bear interest at the rate of 12% per annum. The A.P.R. may vary at option of Buyer.” The promissory note, which was for $25,000, was executed by O’Sullivan on December 20, 1984, and was made payable to Bergenty. It was tied to the agreement by providing that it “shall be paid in full on or before the date of closing for property described in the Buy-Sell Agreement dated December 20, 1984 between said KEVIN C. O’SULLIVAN and WILLIAM [BERGENTY].” The date set in the contract for the closing or transfer of title was January 10, 1986, which was approximately thirteen months after the date of execution of the agreement. The reason for the delay was to accommodate Bergenty for income tax purposes. O’Sullivan and Bergenty further testified that the two documents taken together comprised the entire agreement, that the agreement had been understood by them, that it had been properly executed, and that it was fair when made. Bergenty also testified that it was his understanding that a condition precedent to the completion of the transaction was for O’Sullivan to continue to pay monthly rent up to the date of the closing. The trial court found that, in reliance on the agreement, O’Sullivan continued his tenancy on the property, made monthly rental payments, and main[646]*646tained and improved the property with renovations, including a roof repair and a change in the door opening to the garage. In further reliance on the agreement, on June 10, 1985, O’Sullivan entered into a five year sublease of the premises in connection with a buy-sell agreement for a portion of the property with a sublessee. Bergenty was aware of the sublease, and at the time of the trial, the sublessee continued to occupy a substantial portion of the premises. In sum, the trial court found that “[a]fter the execution of the contract and his signing of the $25,000.00 promissory note, [plaintiff] — O’Sullivan was clearly acting in reliance upon the expectation that the agreement would be consummated in January of 1986.”
The trial court found further that, at trial, Bergenty confirmed his belief that he had been obligated to proceed with the conveyance at all times up to and including January 10,1986. O’Sullivan testified that several times prior to January 10, 1986, and twice between January 10 and January 20,1986, he called Bergenty to request a closing on the property. At trial, however, Bergenty did not recall these telephone calls. Specifically, Bergenty and his attorney testified that neither one had done anything in furtherance of any closing prior to February, 1986. O’Sullivan additionally testified that he had engaged in conversations with Bergenty “half a dozen times” during December, 1985, and at no time did Bergenty lead him to believe that he would not sell him the property. Both O’Sullivan and Bergenty testified, however, that on January 20,1986, O’Sullivan called Bergenty requesting a closing of the transaction. Bergenty, in confirming the call, admitted at trial, that he renounced the contract at that time, stating: “We have no deal.” Bergenty testified that the reason for his election not to close at that time was that O’Sullivan had missed the January 10, 1986 closing date.
[647]*647At trial, Bergenty asserted that O’Sullivan’s claims for specific performance of the contract and for money damages were unfounded because: (1) the contract was not enforceable because it was not in accordance with the requirements of the statute of frauds; (2) the contract term “A.P.R.” was not defined with reasonable certainty and therefore there was no enforceable agreement; (3) O’Sullivan was never ready, willing and able to perform in accordance with the terms of the contract; and (4) O’Sullivan had failed to establish the applicability of the doctrine of part performance. The trial court found, however, that Bergenty’s conduct made it impossible for O’Sullivan to establish a closing date, and on the basis of the facts found, the trial court concluded “that the plaintiff-0’Sullivan ha[d] established the applicability of the doctrines of equitable estoppel and of detrimental reliance.” As a result, the trial court held that Bergenty was estopped from asserting his statute of frauds defense. In addition, the trial court held that O’Sullivan had met his burden of proving that he was ready, willing and able at all times to purchase the property, and thus was entitled to specific performance. In view of these conclusions, the trial court held that it was unnecessary for it to consider Bergenty’s arguments concerning the “A.P.R.” clause and part performance. Consequently, a judgment was rendered in favor of O’Sullivan and specific performance of the contract was ordered. This appeal then followed.
On appeal, Bergenty claims that the trial court erred in concluding: (1) that O’Sullivan had established the applicability of the doctrines of equitable estoppel and detrimental reliance; (2) that an enforceable agreement existed between the parties; and (3) that O’Sullivan was ready, willing and able to close, and thus had established his right to specific performance.
[648]*648I
The primary issue in this case is the claim of Bergenty that the trial court erred in its determination that O’Sullivan had established the applicability of the doctrines of equitable estoppel and detrimental reliance. In considering the law of estoppel in Connecticut, we have stated: “ ‘Under our well-established law, any claim of estoppel is predicated on proof of two essential elements: the party against whom estoppel is claimed must do or say something calculated or intended to induce another party to believe that certain facts exist and to act on that belief; and the other party must change its position in reliance on those facts, thereby incurring some injury. Bozzi v. Bozzi, 177 Conn. 232, 242, 413 A.2d 834 (1979); Dupuis v. Submarine Base Credit Union, Inc., [170 Conn. 344, 353, 365 A.2d 1093 (1976)]; Pet Car Products, Inc. v. Barnett, 150 Conn. 42, 53-54, 184 A.2d 797 (1962).’ Zoning Commission v. Lescynski, [188 Conn. 724, 731, 453 A.2d 1144 (1982)].” Kimberly-Clark Corporation v. Dubno, 204 Conn. 137, 148, 527 A.2d 679 (1987).
Bergenty argues that the trial court failed to apply the two-prong test stated in Kimberly-Clark Corporation in determining the application of estoppel and detrimental reliance. The determination of the trial court, however, was based on its finding of fact, and we have stated: “[W]here the legal conclusions of the court are challenged, we must determine whether they are legally and logically correct and whether they find support in the facts set out in the memorandum of decision; where the factual basis of the court’s decision is challenged we must determine whether the facts set out in the memorandum of decision are supported by the evidence or whether, in light of the evidence and the pleadings in the whole record, those facts are clearly erroneous. That is the standard and scope of this court’s judicial review of decisions of the trial court.” Pan[649]*649dolphe’s Auto Parts, Inc. v. Manchester, 181 Conn. 217, 221-22, 435 A.2d 24 (1980).
Applying these principles to the present case, we note that the trial court found that “Bergenty at trial testified that on December 20, 1984, he knew that he had made the deal for the 2 pieces of property at 433 Farmington Avenue for $175,000.00 and $25,000.00 with performance on or before January 10,1986. The additional sum of $25,000.00 to be paid at closing had been structured to help Bergenty tax-wise, and with his knowledge. He testified that he had known the deal and had signed it without coercion.” Relying on the “deal,” Bergenty testified that it was his understanding that O’Sullivan was to continue to lease the property until the title to the property was transferred, and the trial court found that O’Sullivan, in reliance on the agreement or “deal” referred to by Bergenty, did continue to lease the property and pay the monthly rental payments. In addition, O’Sullivan maintained and improved the property with renovations, including a roof repair and a change in the door opening to the garage. He also entered into a sublease of a portion of the premises for a period of five years with the knowledge of Bergenty.
On the basis of the foregoing findings, it is reasonable, both legally and logically, for this court to conclude, as did the trial court, that “[e]ach such act of proven reliance upon the agreement was in addition to the execution and delivery of a valid promissory note in the amount of $25,000.00, which amount was to be paid by O’Sullivan to Bergenty at closing. After the execution of the contract and his signing of the $25,000.00 promissory note, [plaintiff]-0’Sullivan was clearly acting in reliance upon the expectation that the agreement would be consummated in January of 1986.” Prior to the January 20, 1986 telephone conversation when Bergenty told O’Sullivan, “We have no deal,” there is no evidence that Bergenty did anything to [650]*650induce O’Sullivan to believe that their agreement would not be honored. The trial court recognized Bergenty’s commitment, stating: “Bergenty, at trial, clearly confirmed his belief that he had been obligated to proceed with the conveyance at all times up to and including January 10, 1986.” The trial court’s findings indicate that not only did Bergenty believe that he had a “deal” and was obligated to convey the property, but that his action as well as his inaction induced O’Sullivan to rely and to act as if the parties’ contract would be performed.
In addition, Bergenty argues that the trial court failed to apply the proper burden of proof standard regarding equitable estoppel. In Kimberly-Clark Corporation v. Dubno, supra, 148, we stated: “ ‘ “[I]t is the burden of the person claiming the estoppel to show that he exercised due diligence to ascertain the truth and that he not only lacked knowledge of the true state of things but had no convenient means of acquiring that knowledge.” Pet Car Products, Inc. v. Barnett, [supra, 54]; Linahan v. Linahan, 131 Conn. 307, 327, 39 A.2d 895 [1944].’ Reinke v. Greenwich Hospital Assn., 175 Conn. 24, 28-29, 392 A.2d 966 (1978).” Although the trial court did not make a specific finding of diligence, the record fully supports the trial court’s conclusion that the doctrine of equitable estoppel had been established by O’Sullivan. In particular, the trial court found that O’Sullivan testified that several times prior to January 10, 1986, and twice between January 10 and January 20, 1986, he had called Bergenty to request a closing. Although Bergenty, at trial, testified that he did not recall such conversations, he did confirm the January 20,1986 call when he renounced the contract and told O’Sullivan: “We have no deal.” O’Sullivan also testified that during December, 1985, he had had “half a dozen” conversations with Bergenty and that Bergenty had never led him to believe that he would not perform the contract. Since O’Sullivan, prior to Janu[651]*651ary 20,1986, had not been led to believe that Bergenty would not perform the contract, we can discern no reason for O’Sullivan to be any more diligent in his contacts with Bergenty than the record reflects.
In summary, the conclusions of the trial court are supported by its findings of fact stated in its memorandum of decision, and the record indicates that the findings of fact stated in the memorandum of decision are supported by the evidence. See Pandolphe’s Auto Parts, Inc. v. Manchester, supra. Thus, given the facts found by the trial court, we are unable to conclude that the trial court was clearly erroneous in its conclusion that O’Sullivan had established the applicability of the doctrines of equitable estoppel and detrimental reliance.
II
Because the trial court determined the equitable estoppel and detrimental reliance issues adversely to Bergenty, it concluded that it was “unnecessary to consider [Bergenty’s] arguments concerning the 'APR’ clause and part performance.” Bergenty argues, however, that “since the term A.P.R. is not defined in the contract and since the parties cannot determine what it means the unescapable conclusion must be drawn that an essential term is not defined with reasonable certainty and there is no enforceable agreement.” Bergenty states further that “[w]hat the parties intended by this part of the agreement is the crux of the issue in finding that an enforceable contract existed between the parties. Although the trial court felt that it need not deal with the A.P.R. issue because of its finding of equitable estoppel, the effect of its ruling was to put the A.P.R. right back into the controversy because it is a part of the contract that the trial court found enforceable.”
This is a meritless issue. “An agreement need not spell out all details of the bargain in order to be enforce[652]*652able. Even if the parties have left some terms of their agreement indefinite, a court may enforce the agreement ... if those terms are not material to the bargain, see, e.g., United States v. City of New York, 131 F.2d 909, 915 (2d Cir. 1942), cert. denied, 318 U.S. 781, 63 S. Ct. 858, 87 L. Ed. 1149 (1943).” United States v. Bedford Associates, 657 F.2d 1300, 1310 (2d Cir. 1981), cert. denied, 456 U.S. 914, 102 S. Ct. 1767, 72 L. Ed. 2d 173 (1982). In addition, the maxim ut res magis valeat quam pereat3 mandates that writings should be interpreted and applied so that they have effect rather than be destroyed. See Purvis v. United States, 344 F.2d 867, 870 (9th Cir. 1965); Mozzochi v. Luchs, 35 Conn. Sup. 19, 23, 391 A.2d 738 (1977). In the present case, the “A.P.R.” clause reads: “The A.P.R. may vary at option of Buyer.” (Emphasis added.) Thus, what the A.P.R. is or may be, may or may not be a defense if O’Sullivan ever elects to try to take advantage of it. The record is devoid of any evidence of O’Sullivan’s exercising or attempting to exercise his option. Thus, if there is any uncertainty about “A.P.R.,” the uncertainty is immaterial. In sum, just as the trial court concluded that it was unnecessary to decide the A.P.R. issue, we also decline to speculate about its meaning or its consequences since there is no evidence that O’Sullivan has elected to exercise his option in conjunction with this action for specific performance.
Ill
Finally, Bergenty argues that the trial court erred in ruling that O’Sullivan was ready, willing and able to purchase the property, and thus entitled to specific performance. We are not persuaded. In particular, Bergenty asserts that the trial court’s ruling was contrary [653]*653to this court’s decision in Frumento v. Mezzanotte, 192 Conn. 606, 473 A.2d 1193 (1984). In Frumento, we noted: “It has been stated that when a purchaser of land is left to depend upon a purchase price loan from a third party who is in no way bound to furnish such funds, the purchaser cannot be considered to be able to perform so as to be entitled to specific performance.” Id., 617. As a result, we held in Frumento that the purchaser’s testimony, that he could have borrowed money from his parents to purchase the property in question, was not sufficient to establish that he was ready, willing and able, in light of the fact that no evidence was offered concerning his parents’ ability to make such a loan to him. Id., 615 n.13, 618.
In the present case, however, evidence was offered concerning O’Sullivan’s ability to access sufficient money to effectuate the purchase. Specifically, O’Sullivan needed to show that he was capable of furnishing the funds to pay the $25,000 promissory note that was then due to Bergenty. The contract did not require O’Sullivan to tender any other payments at the time of the closing. At trial, O’Sullivan presented the testimony of his commercial banker, John S. Driscoll, who was a vice-president of the Bristol Savings Bank. Driscoll testified that, in December, 1985, O’Sullivan had a $150,000 open line of credit with his bank, and that if O’Sullivan had asked for a loan of $25,000, his request would have been approved the next day. In addition, when asked on cross-examination if O’Sullivan would have had any problem getting a loan for $25,000, even if his $150,000 open line of credit were used up, Driscoll responded: “Probably not.”
Thus, given that the present case is distinguishable from Frumento, and given that “[t]he granting of specific performance of a contract to sell land is a remedy which rests in the broad discretion of the trial court depending on all the facts and circumstances when [654]*654viewed in light of the settled principles of equity,” we hold that the trial court properly found O’Sullivan to be ready, willing and able to purchase the property in question, and, therefore, entitled to specific performance. Frumento v. Mezzanotte, supra, 615.
There is no error.
In this opinion Covello and Santaniello, Js., concurred.