Oscar Cuevas v. Prestige Default Services, LLC; Shellpoint Mortgage Servicing; Newrez LLC d/b/a Shellpoint Mortgage Servicing; and UMB Bank, N.A., as Owner Trustee for VMCAP

District Court, S.D. California·Decided March 26, 2026·No. 3:25-cv-02153·Unknown

Opinion

OSCAR CUEVAS, Case No.: 3:25-cv-02153-JES-BJW

Plaintiff, ORDER: v. (1) GRANTING MOTION TO PRESTIGE DEFAULT SERVICES, LLC; REMAND; and SHELLPOINT MORTGAGE SERVICING; NEWREZ LLC d/b/a (2) DENYING MOTION TO DISMISS AS MOOT SERVICING; and UMB BANK, N.A., AS OWNER TRUSTEE FOR VMCAP TRUST U-OR1, [ECF Nos. 3, 5] Defendants.

Before the Court is a motion to dismiss filed by Defendants Newrez LLC d/b/a Shellpoint Mortgage Servicing (“Newrez”), and UMB Bank, N.A. (collectively, “Defendants”) and a motion to remand filed by Plaintiff Oscar Cuevas (“Plaintiff”). ECF Nos. 3, 5. Both motions are fully briefed. ECF Nos. 4, 9, 10. Since Plaintiff challenges the Court’s jurisdiction to hear this matter, the Court must first address the motion to remand prior to addressing the motion to dismiss. The motion to remand requires the Court to decide whether the removal statute, which requires removal 30 days after service, permits removal months after a defendant’s substantive litigation in state court if plaintiff never properly effectuated service. Defendants argue that their removal almost five months after the state court claim was filed is timely, because they were never properly served and thus the removal timeline never started. ECF No. 10 (“Opp’n.”). The Court disagrees with Defendants’ position on the removal statute, and finds that the 30-day removal timeline began when Defendants’ general appearance in state court operated as a summons and cured defects in Plaintiff’s service under state law. For the reasons discussed below, the Court finds that removal was untimely, and GRANTS Plaintiff’s motion to remand. The Court DENIES AS MOOT Defendants’ motion to dismiss. Plaintiff lives at a property, 28114 Queensbridge Road, Valley Center, California 92082 (“the Property”), upon which Defendants seek to foreclose. ECF No. 1-2 (“Compl.”) ¶¶ 1, 4. The Property is owned by Evelyn M. Morgan (“Morgan”), who is not a party to this action. ECF No. 1 ¶ 2. Plaintiff alleges that he entered into an unrecorded lease-to- own agreement with Morgan on October 1, 2019, which he argues gives him equitable interest in the property. Compl. ¶ 2. On March 28, 2025, Plaintiff filed the present action in San Diego Superior Court, where the case proceeded for nearly five months. ECF No. 1-5 (“State Dkt.”). On April 2, 2025, Plaintiff filed a motion for a temporary restraining order and Newrez filed an opposition to Plaintiff’s TRO application. Id. at 4. On April 16, 2025, Newrez filed an opposition to Plaintiff’s application for a preliminary injunction, and a proof of service, declaration/pleading, and request for judicial notice regarding the same. Id. On April 18, 2025, Newrez filed a peremptory challenge. Id. at 3. On May 9, 2025, all four Defendants named in this action filed an ex parte application and supporting documents, a proposed order, and proof of service. Id. The state court held a motion hearing on June 27, 2025. Id. at 2. On July 16, 2025, Prestige Default Services, LLC (“Prestige”) filed its declaration of Non-Monetary Status in state court. Id. On August 20, 2025, Defendants removed the case to this Court. ECF No. 1. In the notice of removal, Defendants allege there is federal subject matter jurisdiction through diversity jurisdiction. Id. ¶¶ 6-11. On September 19, 2025, Plaintiff filed the current motion for remand. ECF No. 5. Federal courts are courts of limited jurisdiction. Gunn v. Minton, 568 U.S. 251, 256 (2013). In a case originally brought in state court, a defendant may remove the action to federal court if there is federal subject matter jurisdiction. 28 U.S.C. § 1441(a) (“Except as otherwise expressly provided by Act of Congress, any civil action brought in a State court of which the district courts of the United States have original jurisdiction, may be removed by the defendant or the defendants, to the district court of the United States for the district and division embracing the place where such action is pending.”). “Consistent with the limited jurisdiction of federal courts, the removal statute is strictly construed against removal jurisdiction.” Audo v. Ford Motor Co., No. 3:18-cv- 00320-L-KSC, 2018 WL 3323244, at *1 (S.D. Cal. July 6, 2018) (citing Gaus v. Miles, Inc., 980 F.2d 564, 566 (9th Cir. 1992)). Therefore, the “burden of establishing that removal is proper” always lies with the defendant. Gaus, 980 F.2d at 566. If there is any doubt as to the propriety of removal, the court shall reject federal subject matter jurisdiction. Id.; see also Hansen v. Grp. Health Coop., 902 F.3d 1051, 1057 (9th Cir. 2018) (“If a district court determines at any time that less than a preponderance of the evidence supports the right of removal, it must remand the action to the state court.”). Federal subject matter jurisdiction may arise based on federal question or diversity jurisdiction. 28 U.S.C. § 1331, 1332(a). The statute governing diversity jurisdiction requires complete diversity between plaintiffs and defendants. Hunter v. Philip Morris USA, 582 F.3d 1039, 1043 (9th Cir. 2009). Further, to satisfy section 1332, the matter in controversy must exceed the sum or value of $75,000, exclusive of interests and costs. 28 U.S.C. § 1332(a). // Plaintiff raises three bases for remand; (1) the presence of a non-diverse defendant, Prestige, who is a California citizen; (2) the removal was untimely under 28 U.S.C. § 1446(b); and (3) the removal lacked the unanimous consent of all properly served defendants. Mot. at 8-9. The Court will address Plaintiff’s argument regarding untimely removal. Plaintiff argues removal was untimely under 28 U.S.C. § 1446(b) because Defendants removed the case almost five months after the initial action was filed in state court. Id. Defendants disagree, arguing that the 30-day period to remove never began because Plaintiff never properly effectuated service. Opp’n. at 5. The Court agrees with Plaintiff that remand is proper because removal was untimely. Plaintiff argues that removal was untimely because it was outside the statutory 30- day limit to remove cases from state to federal court. Mot. at 8. The statute governing removal of state court actions requires as follows: The notice of removal of a civil action or proceeding shall be filed within 30 days after the receipt by the defendant, through service or otherwise, of a copy of the initial pleading setting forth the claim for relief upon which such action or proceeding is based, or within 30 days after the service of summons upon the defendant if such initial pleading has then been filed in court and is not required to be served on the defendant, whichever period is shorter. 28 U.S.C. § 1446(b)(1). Interpreting this statute, the Supreme Court has held that “a named defendant's time to remove is triggered by simultaneous service of the summons and complaint, or receipt of the complaint, ‘through service or otherwise,’ after and apart from service of the summons, but not by mere receipt of the complaint unattended by any formal service.” Murphy Bros. v. Michetti Pipe Stringing, Inc.,

Oscar Cuevas v. Prestige Default Services, LLC; Shellpoint Mortgage Servicing; Newrez LLC d/b/a Shellpoint Mortgage Servicing; and UMB Bank, N.A., as Owner Trustee for VMCAP, (S.D. Cal. 2026).

Oscar Cuevas v. Prestige Default Services, LLC; Shellpoint Mortgage Servicing; Newrez LLC d/b/a Shellpoint Mortgage Servicing; and UMB Bank, N.A., as Owner Trustee for VMCAP (Oscar Cuevas v. Prestige Default Services, LLC; Shellpoint Mortgage Servicing; Newrez LLC d/b/a Shellpoint Mortgage Servicing; and UMB Bank, N.A., as Owner Trustee for VMCAP) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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