O'Neill v. California Physicians' Service

CourtDistrict Court, N.D. California
DecidedApril 11, 2025
Docket3:25-cv-00876
StatusUnknown

This text of O'Neill v. California Physicians' Service (O'Neill v. California Physicians' Service) is published on Counsel Stack Legal Research, covering District Court, N.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
O'Neill v. California Physicians' Service, (N.D. Cal. 2025).

Opinion

1 2 3 UNITED STATES DISTRICT COURT 4 NORTHERN DISTRICT OF CALIFORNIA 5 6 KATHLEEN O’NEILL, Case No. 25-cv-00876-JSC 7 Plaintiff, 8 v. 9 ORDER RE: PLAINTIFF’S MOTION

TO STRIKE AFFIRMATIVE 10 CALIFORNIA PHYSICIANS’ SERVICE, DEFENSES AND REMAND 11 Re: Dkt. Nos. 8, 12 et al.,

12 Defendants. 13

14 Plaintiff Kathleen O’Neil, proceeding without attorney representation, sues California 15 Physicians’ Services, dba Blue Shield of California, and Blue Shield of California Life and Health 16 Insurance Company (collectively, “Defendants”) for wrongfully terminating her insurance policy. 17 Pending before the Court are Plaintiff’s motion for remand and motion to strike Defendants’ 18 affirmative defenses. (Dkt. Nos. 8, 12.) 1 After carefully considering the arguments and briefing 19 submitted, the Court concludes oral argument is unnecessary, see Civ. L.R. 7-1(b), and DENIES 20 Plaintiff’s motions. 21 BACKGROUND 22 A. Complaint Allegations 23 In 2015 Plaintiff purchased a health insurance policy (the “Policy”) from Defendants. 24 (Dkt. No. 1-2 at 7.) Shortly after the Policy went into effect, Defendants falsely terminated the 25 Policy for non-payment. (Id. at 7.) Defendants reinstated the Policy a month later, only to 26

27 1 Record citations are to material in the Electronic Case File (“ECF”); pinpoint citations are to the 1 terminate it again in December 2015. (Id.) Defendants’ actions deprived Plaintiff of acupuncture 2 benefits for 2015. (Id. at 8.) Defendants also “falsified documents, committing mail, wire, phone, 3 and tax fraud to accept payments from Plaintiff and the State of California while denying the 4 existence of the policy.” (Id.) Defendants engaged in an identical pattern of conduct throughout 5 2016 and 2017 when Defendants terminated the Policy, reinstated it, and terminated again. (Id. at 6 8, 9.) Additionally, Defendants refused to pay Plaintiff’s acupuncture expenses incurred from 7 2016 and 2017. (Id. at 9.) By 2018, Defendants’ conduct had severely harmed Plaintiff’s credit 8 score and left her indebted to medical providers for bills Defendants refused to pay. (Id.) 9 B. Procedural History 10 On December 17, 2024, Plaintiff filed her complaint in California state court. (Id.) 11 Plaintiff brings claims against Defendants for (1) fraud and deceit, (2) tax fraud, (3) wire fraud, (4) 12 phone fraud, (5) mail fraud, (6) embezzlement, (7) conspiracy to defraud, and (8) a Racketeer 13 Influenced and Corrupt Organizations Act (RICO) claim under 18 U.S.C. § 1962. (Id. at 7-14.) 14 Defendants removed to this Court on January 27, 2025, pursuant to 28 U.S.C. § 1441(a), 15 (Dkt. No. 1), and on the same day answered the complaint. (Dkt. No. 7.) Plaintiff then moved to 16 remand the action to state court for lack of federal question jurisdiction, (Dkt. No. 8), and to strike 17 Defendants’ affirmative defenses. (Dkt. No. 12.) Defendants opposed remand and subsequently 18 filed an amended answer to the complaint. (Dkt. Nos. 17, 18.) Plaintiff did not file a reply in 19 support of the motions. 20 DISCUSSION 21 A. Motion for Remand 22 Plaintiff argues remand is required because there is no federal question jurisdiction and 23 Defendants’ removal was untimely. 24 I. Federal Question Jurisdiction 25 “[A]ny civil action brought in a State court of which the district courts of the United States 26 have original jurisdiction, may be removed by the defendant to the district court of the United 27 States for the district and division embracing the place where the action is pending.” 28 U.S.C. § 1 or diversity jurisdiction. 28 U.S.C. § 1441. Federal courts have federal question jurisdiction over 2 cases arising under federal law. 28 U.S.C. § 1331. RICO claims “arise[] under and [are] governed 3 by a comprehensive federal enforcement scheme.” Emrich v. Touche Ross & Co., 846 F.2d 1190, 4 1195 (9th Cir. 1988). Plaintiff makes a federal RICO claim against Defendants for violations of 5 18 U.S.C. § 1962. (Dkt. No. 1-2 at 14). Because the RICO statute is federal law, Plaintiff’s RICO 6 claim arises under federal law and the Court possesses federal question jurisdiction. See id. 7 (“Because the RICO claim is ‘one arising under the laws of the United States’ it falls within the 8 district court’s original jurisdiction and is thus removable.”) So, Defendants properly removed the 9 action to this Court. 10 A district court with federal question jurisdiction has supplemental jurisdiction over 11 nonfederal claims “that are so related to claims in the action within such original jurisdiction that 12 they may form part of the same case or controversy.” Arroyo v. Rosas, 19 F.4th 1202, 1209 (9th 13 Cir. 2021) (citing 28 U.S.C. § 1367(a)). “Nonfederal claims are part of the same case as federal 14 claims when they derive from a common nucleus of operative fact and are such that a plaintiff 15 would ordinarily be expected to try them in one judicial proceeding.” Tr. of Constr. Indus. & 16 Laborers Health & Welfare Trust v. Desert Valley Landscape & Maint., Inc., 333 F.3d 923, 925 17 (9th Cir. 2003) (cleaned up). Because Plaintiff’s nonfederal causes of action form the basis for the 18 alleged RICO conspiracy, the state law claims “derive from a common nucleus of operative fact” 19 as her RICO claim. For example, Plaintiff’s allegations that Defendants denied claims, falsified 20 documents, and misrepresented facts to further the overarching conspiracy are the basis for her 21 RICO claim, as well as the nonfederal fraud and deceit, and conspiracy to defraud claims. (Dkt. 22 No. 1-2 at 11, 12, 14.) So, the Court retains supplemental jurisdiction over Plaintiff’s state law 23 claims. 24 Finally, Plaintiff argues Defendants’ removal is an “attempt to manipulate the judicial 25 process by forum shopping.” (Dkt. No. 8 at 4.) But a defendant is authorized to remove under 28 26 U.S.C. § 1441(a), and proper removal to federal court does not amount to improper forum 27 shopping. See Tomlinson v. GEICO Gen. Ins. Co., 433 F.App'x 499, 501 (9th Cir. 2011) 1 No. C21-5585 BHS, 2021 WL 6049552, at *2 (W.D. Wash. Dec. 21, 2021) (“A plaintiff is free to 2 file in whatever appropriate court it chooses, but if the parties are diverse, or the complaint raises a 3 federal question, the defendant has the right to timely remove the case to federal court.”). 4 II. Timeliness of Removal 5 To effectuate proper removal, the removing party must file the notice of removal “within 6 30 days after the receipt by the defendant, through service or otherwise, of a copy of the initial 7 pleading.” 28 U.S.C. § 1446(b)(1). If the last day of the 30-day period “is a Saturday, Sunday, or 8 legal holiday, the period continues to run until the end of the next day that is not a Saturday, 9 Sunday, or legal holiday.” Fed. R. Civ. P.

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