O'Neill v. California Physicians' Service

District Court, N.D. California·Decided April 11, 2025·No. 3:25-cv-00876·Unknown

Opinion

KATHLEEN O’NEILL, Case No. 25-cv-00876-JSC Plaintiff, v. ORDER RE: PLAINTIFF’S MOTION

TO STRIKE AFFIRMATIVE Re: Dkt. Nos. 8, 12 et al.,

Defendants.

Plaintiff Kathleen O’Neil, proceeding without attorney representation, sues California Physicians’ Services, dba Blue Shield of California, and Blue Shield of California Life and Health Insurance Company (collectively, “Defendants”) for wrongfully terminating her insurance policy. Pending before the Court are Plaintiff’s motion for remand and motion to strike Defendants’ affirmative defenses. (Dkt. Nos. 8, 12.) 1 After carefully considering the arguments and briefing submitted, the Court concludes oral argument is unnecessary, see Civ. L.R. 7-1(b), and DENIES Plaintiff’s motions. BACKGROUND A. Complaint Allegations In 2015 Plaintiff purchased a health insurance policy (the “Policy”) from Defendants. (Dkt. No. 1-2 at 7.) Shortly after the Policy went into effect, Defendants falsely terminated the Policy for non-payment. (Id. at 7.) Defendants reinstated the Policy a month later, only to

1 Record citations are to material in the Electronic Case File (“ECF”); pinpoint citations are to the terminate it again in December 2015. (Id.) Defendants’ actions deprived Plaintiff of acupuncture benefits for 2015. (Id. at 8.) Defendants also “falsified documents, committing mail, wire, phone, and tax fraud to accept payments from Plaintiff and the State of California while denying the existence of the policy.” (Id.) Defendants engaged in an identical pattern of conduct throughout 2016 and 2017 when Defendants terminated the Policy, reinstated it, and terminated again. (Id. at 8, 9.) Additionally, Defendants refused to pay Plaintiff’s acupuncture expenses incurred from 2016 and 2017. (Id. at 9.) By 2018, Defendants’ conduct had severely harmed Plaintiff’s credit score and left her indebted to medical providers for bills Defendants refused to pay. (Id.) B. Procedural History On December 17, 2024, Plaintiff filed her complaint in California state court. (Id.) Plaintiff brings claims against Defendants for (1) fraud and deceit, (2) tax fraud, (3) wire fraud, (4) phone fraud, (5) mail fraud, (6) embezzlement, (7) conspiracy to defraud, and (8) a Racketeer Influenced and Corrupt Organizations Act (RICO) claim under 18 U.S.C. § 1962. (Id. at 7-14.) Defendants removed to this Court on January 27, 2025, pursuant to 28 U.S.C. § 1441(a), (Dkt. No. 1), and on the same day answered the complaint. (Dkt. No. 7.) Plaintiff then moved to remand the action to state court for lack of federal question jurisdiction, (Dkt. No. 8), and to strike Defendants’ affirmative defenses. (Dkt. No. 12.) Defendants opposed remand and subsequently filed an amended answer to the complaint. (Dkt. Nos. 17, 18.) Plaintiff did not file a reply in support of the motions. A. Motion for Remand Plaintiff argues remand is required because there is no federal question jurisdiction and Defendants’ removal was untimely. I. Federal Question Jurisdiction “[A]ny civil action brought in a State court of which the district courts of the United States have original jurisdiction, may be removed by the defendant to the district court of the United States for the district and division embracing the place where the action is pending.” 28 U.S.C. § or diversity jurisdiction. 28 U.S.C. § 1441. Federal courts have federal question jurisdiction over cases arising under federal law. 28 U.S.C. § 1331. RICO claims “arise[] under and [are] governed by a comprehensive federal enforcement scheme.” Emrich v. Touche Ross & Co., 846 F.2d 1190, 1195 (9th Cir. 1988). Plaintiff makes a federal RICO claim against Defendants for violations of 18 U.S.C. § 1962. (Dkt. No. 1-2 at 14). Because the RICO statute is federal law, Plaintiff’s RICO claim arises under federal law and the Court possesses federal question jurisdiction. See id. (“Because the RICO claim is ‘one arising under the laws of the United States’ it falls within the district court’s original jurisdiction and is thus removable.”) So, Defendants properly removed the action to this Court. A district court with federal question jurisdiction has supplemental jurisdiction over nonfederal claims “that are so related to claims in the action within such original jurisdiction that they may form part of the same case or controversy.” Arroyo v. Rosas, 19 F.4th 1202, 1209 (9th Cir. 2021) (citing 28 U.S.C. § 1367(a)). “Nonfederal claims are part of the same case as federal claims when they derive from a common nucleus of operative fact and are such that a plaintiff would ordinarily be expected to try them in one judicial proceeding.” Tr. of Constr. Indus. & Laborers Health & Welfare Trust v. Desert Valley Landscape & Maint., Inc., 333 F.3d 923, 925 (9th Cir. 2003) (cleaned up). Because Plaintiff’s nonfederal causes of action form the basis for the alleged RICO conspiracy, the state law claims “derive from a common nucleus of operative fact” as her RICO claim. For example, Plaintiff’s allegations that Defendants denied claims, falsified documents, and misrepresented facts to further the overarching conspiracy are the basis for her RICO claim, as well as the nonfederal fraud and deceit, and conspiracy to defraud claims. (Dkt. No. 1-2 at 11, 12, 14.) So, the Court retains supplemental jurisdiction over Plaintiff’s state law claims. Finally, Plaintiff argues Defendants’ removal is an “attempt to manipulate the judicial process by forum shopping.” (Dkt. No. 8 at 4.) But a defendant is authorized to remove under 28 U.S.C. § 1441(a), and proper removal to federal court does not amount to improper forum shopping. See Tomlinson v. GEICO Gen. Ins. Co., 433 F.App'x 499, 501 (9th Cir. 2011) No. C21-5585 BHS, 2021 WL 6049552, at *2 (W.D. Wash. Dec. 21, 2021) (“A plaintiff is free to file in whatever appropriate court it chooses, but if the parties are diverse, or the complaint raises a federal question, the defendant has the right to timely remove the case to federal court.”). II. Timeliness of Removal To effectuate proper removal, the removing party must file the notice of removal “within 30 days after the receipt by the defendant, through service or otherwise, of a copy of the initial pleading.” 28 U.S.C. § 1446(b)(1). If the last day of the 30-day period “is a Saturday, Sunday, or legal holiday, the period continues to run until the end of the next day that is not a Saturday, Sunday, or legal holiday.” Fed. R. Civ. P. 6(a)(1)(C). Defendants’ removal was timely. Plaintiff served Defendants a copy of the summons and complaint on December 26, 2024. (Dkt. No. 1 ¶ 4.) Thirty days after December 26, 2024, was Saturday, January 25, 2025. Because the 30th day fell on a Saturday, the deadline for Defendants to file their notice of removal was “the end of the next day that is not a

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