O'Neal v. Allstate Insurance Company

CourtSuperior Court of Delaware
DecidedJuly 21, 2023
DocketN22C-03-226 MAA
StatusPublished

This text of O'Neal v. Allstate Insurance Company (O'Neal v. Allstate Insurance Company) is published on Counsel Stack Legal Research, covering Superior Court of Delaware primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
O'Neal v. Allstate Insurance Company, (Del. Ct. App. 2023).

Opinion

IN THE SUPERIOR COURT OF THE STATE OF DELAWARE

JUSTIN O’NEAL, ) ) Plaintiff, ) C.A. No. N22C-03-226 MAA ) v. ) ) ALLSTATE INSURANCE ) COMPANY, A CORPORATION, ) ) Defendant. )

Submitted: June 5, 2023 Decided: July 21, 2023

Upon Defendant’s Motion for Summary Judgment: GRANTED.

MEMORANDUM OPINION

Daulton V. Gregory, Esquire, (Argued) of MARIN & GREGORY LLC, Wilmington, Delaware, Attorney for Plaintiff.

Arthur D. Kuhl, Esquire, (Argued) of REGER RIZZO & DARNALL LLP, Newark, Delaware, Attorney for Defendant.

Adams, J.

1 INTRODUCTION

This case arises from an accident that occurred on May 17, 2021. A vehicle

driven by Jeremiah Pyfrom (“Pyfrom”) struck Plaintiff Justin O’Neal, a pedestrian,

at the intersection of U.S. Route 40 and Wilton Boulevard in New Castle, Delaware.

At the time of the accident, Plaintiff was crossing the eastbound lanes of U.S. Rt. 40

and Pyfrom was traveling in the right eastbound lane of Rt. 40.1 Pyfrom’s insurance

carrier tendered their full liability policy limits of $25,000.2 Plaintiff alleges that

Pyfrom, an underinsured motorist, operated his vehicle in a manner that was both

negligent and negligent per se.3 At the time of the accident, Plaintiff was covered

by an Allstate insurance policy.4

Allstate Insurance Company (“Defendant”) denied underinsured motorist

coverage resulting in this suit for same.5 Defendant moved for summary judgment,

asserting that there is no genuine issue of material fact that Pyfrom was not negligent

and that, even if Pyfrom was negligent, his negligence was exceeded by Plaintiff’s

1 See Compl. ¶¶ 3-4; see also infra nn. 46-56 for a detailed review of camera footage from the accident. Joshua Aiken, one of the witnesses to the accident, had a Vava dashboard camera device installed in his car that made a partial recording of Plaintiff crossing the eastbound side of Rt. 40. This recording is identified as the “Dashboard Camera footage.” 2 Id. ¶ 8. 3 Id. ¶¶ 13-19. 4 Id. ¶ 11. 5 Id. ¶ 21. 2 negligence when crossing the roadway. For the reasons that follow, Defendant’s

motion for summary judgment is GRANTED.

FACTS

I. Scene of the Accident

The accident occurred on May 17, 2021, around 8:30 PM at the intersection

of Wilton Boulevard and U.S. Rt. 40 in New Castle, Delaware.6 On the westbound

side of Rt. 40 at this location, there is a triangle-shaped traffic island at the northwest

corner of the intersection. A marked crosswalk traverses across Rt. 40 from the

westbound to eastbound lanes. The westbound side of Rt. 40 has two lanes for

through traffic. The east and westbound sides of Rt. 40 are separated by a grass

partition. The eastbound side of Rt. 40 has two left-turn only lanes and two lanes

for through traffic. The left-turn only lanes on the eastbound side are controlled by

separate traffic signals from the through lanes. The speed limit for this section of

Rt. 40 is fifty miles per hour.7 When the collision occurred between Pyfrom’s vehicle

and Plaintiff, Pyfrom was driving in the right through lane of eastbound Rt. 408 and

6 See Compl. ¶¶ 3-4 7 Deposition of Corporal Thomas Leonardi at 13:7-11 (June 1, 2023) (hereinafter “Leonardi Dep.”). 8 Collision Report at 4, Complaint No. 02-21-040280 (May 17, 2021) (Ex. E to Deposition of Thomas Leonardi) (hereinafter “Collison Report”). 3 Plaintiff was running across the portion of the crosswalk that traverses the eastbound

side of Rt. 40.9

II. Plaintiff’s Deposition Testimony10

Plaintiff testified that he was walking along Rt. 40, toward the intersection of

Wilton Blvd. and Rt. 40.11 Plaintiff was accompanied by three of his friends.12

Plaintiff testified that he and his friends were walking along Rt. 40 and stopped at

the triangle-shaped traffic island where cars could make a right-turn off of Wilton

Blvd. onto Rt. 40.13 At Plaintiff’s deposition, defense counsel asked, “how long did

you stay on that triangle area before you started to cross?” 14 Plaintiff testified in

response, “till they said it was safe.”15 Defense counsel asked Plaintiff to identify

who “they” referred to and Plaintiff testified, “my friends. They normally help me

with crossing.”16 Plaintiff testified that when he was on the traffic island, he saw the

light for Rt. 40 eastbound through traffic turn red,17 that he saw cars coming to a stop

in the eastbound through lanes,18 and that this is when he proceeded into the

9 Dashboard Camera footage. 10 Unless otherwise noted, this section is derived from Plaintiff’s deposition testimony. 11 Deposition of Justin O’Neal at 26: 7-9 (Nov. 14, 2022) (hereinafter “Pl. Dep.”). 12 Id. at 21: 23-24. 13 Id. at 26:1-9. 14 Id. at 28: 11-13. 15 Id. at 28: 14. 16 Id. at 28: 15-17. 17 Id. at 29: 7-15; 30: 1-3; 32: 21-24; 33: 1. 18 Id. at 30: 5-15. 4 intersection.19 Plaintiff testified that when he reached the grass divide separating the

westbound and eastbound lanes on Rt. 40 that he did not look to his right to see if

there were any oncoming vehicles.20

Plaintiff testified that he did not remember any cars being stopped in the left-

turn only lanes on the eastbound side of Rt. 4021 and that he did not notice that the

eastbound through lanes had green lights when he entered that side of Rt. 40.22 Two

of Plaintiff’s friends told him he was going to get hit, but his testimony regarding

his location when this warning occurred varies.23 At one point Plaintiff testified that

he had reached the right side of the left turn lanes and started running;24 later in his

deposition he testifies that he was between the left and right through lanes.25

Plaintiff testified that a car in the left through lane swerved in front of him and

avoided striking him. The driver of this vehicle was later identified as Joshua

19 Id. at 33: 4-6. 20 Id. at 40: 20-24; 41: 1-3. 21 Id. at 31: 4-6. Compare Pl. Dep. at 31: 4-6 with nn. 64-65 and accompanying text. Vivek Rehil (“Rehil”), a witness interviewed by Corporal Leonardi, stated that he was sitting stationary on eastbound Rt. 40 in the left-turn only lane at a red left-turn signal and that the traffic light for the eastbound through lanes had a green light. Collision Report at 4. Rehil stated that Plaintiff crossed diagonally through the intersection across Rt. 40. Id. 22 Id. at 68: 24; 69: 1-3. 23 Id. at 33: 19-21. 24 Id. at 33: 15-24; 34: 1-7. 25 Id. at 39: 1-8. 5 Aiken.26 The vehicle driving in the right through lane struck him.27 The driver of

the vehicle that struck Plaintiff was later identified as Pyfrom’s.28 Plaintiff described

the moment before the collision as follows: “the light was red and I started walking.

From what I see, out of nowhere it just turned green on me. And then I tried to take

off on the road to get through it. Like it was red, and then it was green when I was

halfway through. Like I was in the middle, and I just ran.”29 Plaintiff testified that

he did not look for oncoming traffic before entering into the through lanes because

when his friends told him to run he just ran.30 Plaintiff did not see that there were

vehicles in both eastbound lanes approaching the intersection. 31 Plaintiff testified

that the two vehicles that approached him in the two through lanes had the right of

way.32

26 See infra nn. 34-44 and accompanying text for a discussion of Joshua Aiken’s testimony. 27 Id. at 36: 5-10. 28 Id. ¶ 4. 29 Pl. Dep. at 21:23-24; 22:1-7. 30 Id. at 36: 22-24. 31 Id. at 36: 15-18. 32 Pl. Dep. at 71: 2-5. 6 III. Witness Joshua Aiken’s Deposition Testimony33

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O'Neal v. Allstate Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/oneal-v-allstate-insurance-company-delsuperct-2023.