Hudson v. Old Guard Insurance Co.

3 A.3d 246, 2010 Del. LEXIS 384, 2010 WL 3178426
CourtSupreme Court of Delaware
DecidedAugust 12, 2010
Docket560, 2009
StatusPublished
Cited by26 cases

This text of 3 A.3d 246 (Hudson v. Old Guard Insurance Co.) is published on Counsel Stack Legal Research, covering Supreme Court of Delaware primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hudson v. Old Guard Insurance Co., 3 A.3d 246, 2010 Del. LEXIS 384, 2010 WL 3178426 (Del. 2010).

Opinion

STEELE, Chief Justice:

Underinsured motorist Betty Jean Dennis struck Devin Hudson with her car, when Hudson suddenly rode his bicycle into the road. Hudson asserts that the trial judge erroneously (1) granted his insurer, Old Guard, summary judgment on his allegations that Dennis was negligent per se, (2) directed a verdict on the basis that Hudson had acted more negligently than Dennis, and (3) excluded Hudson’s expert witness’ proffered opinion testimony. Because Dennis had no duty to anticipate Hudson’s darting into the road and did not otherwise act negligently, we AFFIRM.

FACTUAL AND PROCEDURAL BACKGROUND

Hudson darts in front of Dennis’s car

On a clear morning, July 12, 2000, 12-year-old Hudson, rode his bicycle around his parents’ driveway onto Murray Road, a narrow tree-lined road "with grass shoulders. Hudson’s parents planned to drive to the end of the driveway, and then follow behind him in the van as he rode to his grandfather’s house about a mile away. Hudson planned to cross the street and wait for his parents on the opposite side of the country road. Meanwhile, Hudson’s fourteen year-old brother, Michael, was driving a riding lawn mower around the yard with his two year-old brother, Skyler, on his lap.

At this time, Dennis drove eastbound on Murray Road in a 1987 Chrysler station wagon owned by Millsboro Auto Mart, Inc. *249 Eastbound traffic was light and there was no westbound traffic in this 45 mile-per-hour speed zone. Approximately one half mile from Hudson’s driveway, Dennis passed a visible “Children Playing” sign. Dennis testified that as she rounded the bend, approximately 450-600 feet from Hudson’s driveway, she noticed children at the end of the Hudson’s driveway. Dennis proceeded down the straight stretch of road towards the Hudsons’ driveway, traveling between 35-40 miles per hour.

As Dennis approached the end of the driveway, Hudson suddenly entered the road in front of Dennis’s car. Dennis swerved to the left, but her front right bumper struck his bicycle. Hudson somersaulted over the handlebars, fell onto the ground, and suffered closed head injuries, cognitive deficits, and neuropsychological damage. 1

Hudson pursues insurance through arbitration and litigation

Through his next friend, Hudson filed suit against Dennis and Millsboro Auto Mart. The parties resolved that dispute through a binding arbitration that awarded the insurance policy limits of $15,000 for each of the two defendants’ auto insurance policies.

At the time of the accident, Old Guard provided Hudson’s parents auto insurance coverage. Hudson’s parents claimed un-derinsured motorist benefits, but Old Guard denied their claim. Upon reaching the age of majority, Hudson filed suit against Old Guard for recovery of UIM benefits based on third-party negligence.

In October 2008, Old Guard moved for summary judgment, contending that no facts of record exist that could support any third-party liability. Hudson responded that he had a defensive driving expert who would testify that Dennis could have taken preventative actions when approaching the end of the driveway. The trial judge partially granted Old Guard’s motion for summary judgment, ruling that Dennis had not acted negligently per se by violating rules of the road codified in 21 Del. C. §§ 4144 and 4168. The trial judge held that neither § 4144 nor § 4168 imposed any per se duty upon her to sound her horn or to drive any slower than she actually did. The trial judge, however, denied summary judgment with regard to common law negligence.

Before trial, each side filed various motions in limine. The trial judge granted Old Guard’s motion in limine to exclude Hudson’s liability expert’s opinion testimony, stating that a fact-finder would not need a defensive driving expert, and that the expert based his professional opinion on an unreliable methodology. The trial judge held, however, that Hudson’s expert could testify if Old Guard sought to introduce evidence that Dennis did all she could to avoid the accident.

After Hudson presented his theory of liability to the jury, Old Guard moved for judgment as a matter of law, pursuant to Superior Court Civil Rule 50. The trial judge granted Old Guard’s motion, holding that, as a matter of law, Dennis had not acted negligently, and that, even if she had, Hudson had acted more negligently than had Dennis. The trial judge ruled as a matter of law that Hudson was more than 51 percent negligent, having violated 21 Del. C. § 4133 by failing to yield the right of way to approaching vehicles as he entered the roadway.

This appeal followed.

STANDARD OF REVIEW

We review a trial judge’s grant of summary judgment de novo to deter *250 mine whether, considering the facts and inferences in the light most favorable to Hudson, any genuine issue of material fact existed for the jury to resolve. 2 We review a judge’s decision to exclude expert testimony for abuse of discretion. 3

ANALYSIS

Hudson must prove, by a preponderance of the evidence, the elements of negligence: duty, breach, causation, and harm. 4 Negligence per se requires the defendant to have committed an unexcused violation of a statute or regulation that the trial judge adopts as the standard of care. 5 The General Assembly requires motorists to drive at a reasonable speed, 6 sound the horn, and avoid colliding with pedestrians on the roadway. 7 In ‘dart out’ cases, however, Delaware applies the common law rule that no one has a duty to anticipate another’s negligence. Rather, we hold individuals responsible for reasonably foreseeable events, 8 and we hold minors to the standard of conduct expected of a reasonable child of similar age and situation. 9 Delaware applies the traditional “but for” definition of proximate cause. 10

I. Dennis did not act negligently per se by failing to sound the horn.

In earlier ‘dart out’ cases, we have held that a motorist had no duty to anticipate a minor’s sudden move onto the road from the sidewalk. 11 In Dietz v. Mead, the Court held that the defendant “was not bound to anticipate that the minor plaintiff would suddenly dart from a place of safety out into the street, directly in the path of defendant’s automobile, unless the circumstances were such as to give ... warning that the minor plaintiff was likely to do so.” 12 In Pokoyski v. McDermott,

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Bluebook (online)
3 A.3d 246, 2010 Del. LEXIS 384, 2010 WL 3178426, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hudson-v-old-guard-insurance-co-del-2010.