Omotosho v. Freeman Investment & Loan

136 F. Supp. 3d 235, 2016 WL 1072208, 2016 U.S. Dist. LEXIS 30017
CourtDistrict Court, D. Connecticut
DecidedMarch 9, 2016
DocketCivil No. 3:15-cv-622(AWT)
StatusPublished
Cited by12 cases

This text of 136 F. Supp. 3d 235 (Omotosho v. Freeman Investment & Loan) is published on Counsel Stack Legal Research, covering District Court, D. Connecticut primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Omotosho v. Freeman Investment & Loan, 136 F. Supp. 3d 235, 2016 WL 1072208, 2016 U.S. Dist. LEXIS 30017 (D. Conn. 2016).

Opinion

RULING ON MOTIONS TO DISMISS AND MOTION FOR LEAVE TO AMEND

Alvin W. Thompson, United States District Judge

The pro se plaintiff brings this action seeking damages and seeking to void, vacate, and set aside a foreclosure judgment rendered in Connecticut Superior Court and to be granted free and clear title to the property that was the subject of the foreclosure proceeding.

Defendants CitiMortgage, Inc. (“Citi-Mortgage”), Mortgage Electronic Registration Systems, Inc. (“MERS”), and Hunt Leibert Jacobson, P.C. , (“Hunt Leibert”) have moved to dismiss the complaint in its entirety pursuant to Fed.R.Civ.P. Rules 12(b)(1) and 12(b)(6), and the plaintiff has moved for leave to amend the complaint. The motions to dismiss are being granted, and the motion for leave to amend the complaint is being denied.1

I. FACTUAL ALLEGATIONS

On August 14, 2007 the plaintiff executed an Open-End Mortgage in favor of [242]*242Intercontinental. MERS was named as nominee for Intercontinental, and its successors and .assigns. , On February 19, 2010 MERS assigned the mortgage to Citi-Mortgage.

On February 9, 2010, CitiMortgage initiated foreclosure proceedings. Hunt Lei-bert represented CitiMortgage. On November 24, 2014, the Connecticut Superior Court entered a final judgment'of foreclosure. On Janüary 20, 2015, the Connecticut-Superior Court denied the plaintiffs motion to open the judgment. The plaintiffs law day ran on April 21, 2015.

During the course of the foreclosure proceedings, on April 22, 2014, the plaintiff declared bankruptcy under Chapter 13 of the Bankruptcy Code. See In re Omotosho, 14-bk-50590, Doc. No. 1 (Bank.D.Conn). His Schedule B listing of personal property did, not contain any reference to the claims pled in the instant lawsuit. On August 21, 2014, the plaintiffs bankruptcy case was converted to á Chapter 7 “no asset” case. On January 22, 2015, the plaintiff was granted a discharge under section 727 of the Bankruptcy Code, 11 U.S.C. §'727.

The plaintiff filed the this action on April 28, 2015. In Count I, the plaintiff alleges that the defendants, acting “under Color of Law[,]” deprived him of his “Bundle of Rights” for his property by “Unjustly” foreclosing on his house. (Verified Complaint (“Complaint”)' at ¶¶ 53, 54.) In Count II, the plaintiff alleges that the defendants “conspired to intercept, co-opt or invalidate the integrity and solvency of Plaintiffs Mortgage (Title) and Promissory Note at the inception of the purchasing agreement through fraudulent conversion of said security instruments without -lawful justification.” (Id. at ¶ 55.) He alleges that Freemont' “unconscionably bifurcated Plaintiffs Mortgage from the Promissory Note by assigning MERS as ‘nominee’’ to be the Mortgage of his Security Agreement with [Freemont],” (Id. at ¶ 10), and that Freemont, “and its Agents and Assignees intended to.securitize his security instruments on Wall. Street in Mortgage Backed Securities schemes to profit off his debt obligations.” (Id. at ¶ 33.) Thus, he alleges,-the .assignment of the Mortgage was “unconscionable” and a “conspiratorial act perpetrated by the Defendant(s) for the illicit purpose of unjustly enriching their investment interests at Plaintiffs expense.” (Id. at ¶ 57.) In Count III, the plaintiff alleges that the defendants had a duty to “prevent the violation of Plaintiffs Rights” and that Hunt Leibert was “bound” to “prevent the injury or violation of Plaintiffs constitutionally protected Rights in the interest of justice and the implied covenant of Good Faith and Fair Dealing.” (Id. at ¶ ¶ 60, 61.) In Count IV, the plaintiff alleges that Hunt Leibert “knew or should have reasonably known that the foreclosure action initiated by them against Plaintiff was a misuse or misapplication of process” and that' the defendants “abused the foreclosure process .;. because they had an ulterior motive to benefit from a fraudulent financial obligation of which 'they never intended or expected Plaintiff to achieve.” (Id. at ¶¶ 64, 65). In Count V, the plaintiff alleges that “failing to disclose the true nature of the Mortgage Loan Agreement, the separation of the Note from the Mortgage at its inception, and avoiding or omitting evidence from the Court in the foreclosure action, is in effect an obstruction of justice and denial of due process.” (Id. at ¶ 66.) In Count VI, the plaintiff alleges that the defendants “conspired to deprive Plaintiff of constitutionally protected Rights under Color of Law through the initiation and implementation.of a fraudulent foreclosure proceeding.” (Id. at ¶ 71.) In Count VII, the plaintiff alleges that “[Freemont] and MERS committed fraud in the factum in the Mortgage Agreement and purchase transaction of the Mortgage Agreement [243]*243respectively” and that they “did not disclose or get consent from Plaintiff in the securitization of his Note and Mortgage.” (Id. at ¶¶ 73, 75.) The plaintiff also alleges that Intercontinental and Hunt Leibert “committed fraud by initiating the foreclosure action.” (Id. at ¶ 77.) In Count' VIII, the plaintiff alleges that Intercontinental and Hunt Leibert also perpetrated fraud upon the court by initiating the alleged “fraudulent foreclosure action.” (Id. at ¶78.) Finally, in Count IX, the plaintiff alleges that Intercontinental and Hunt Leibert committed mail fraud by “using the mail to instigate their intention to defraud Plaintiff out of his property interests under Color of Law.” (Id. at ¶ 83.)

II. LEGAL STANDARD

“[T]he standards for reviewing dismissals granted under 12(b)(1) and 12(b)(6) are identical.” Moore v. Paine-Webber Inc., 189 F.3d 165, 169 n. 3 (2d Cir.1999). When deciding a motion to dismiss under Fed.R.Civ.P. Rule 12(b)(6), the court must accept as true all factual allegations in the complaint and must draw inferences in a light most favorable to the plaintiff. Scheuer v. Rhodes, 416 U.S. 232, 236, 94 S.Ct. 1683, 40 L.Ed.2d 90 (1974). Although a complaint “does not need detailed factual allegations, a plaintiffs obligation to provide the ‘grounds’ of his ‘entitle[ment] to relief requires more than labels and conclusions, and a formulaic recitation of the elements of a cause of action will not do.” Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 555, 127 S.Ct. 1955, 167 L.Ed.2d 929 (2007) (citing Papasan v. Allain, 478 U.S. 265, 286, 106 S.Ct. 2932, 92 L.Ed.2d 209 (1986) (on a motion to dismiss, courts “are not’bound to accept as true a legal conclusion couched as a factual allegation”)). “Nor does a complaint suffice if it tenders naked assertions devoid of further factual enhancement. Ashcroft v. Iqbal, 556 U.S. 662, 129 S.Ct. 1937, 1949, 173 L.Ed.2d 868 (2009)(quoting Twombly, 550 U.S. at 557, 127 S.Ct. 1955). “Factual allegations must be enough to raise a right to relief above the speculative level, on the assumption that all allegations in the complaint are true (even if doubtful in fact).” Id. (citations omitted).

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Bluebook (online)
136 F. Supp. 3d 235, 2016 WL 1072208, 2016 U.S. Dist. LEXIS 30017, Counsel Stack Legal Research, https://law.counselstack.com/opinion/omotosho-v-freeman-investment-loan-ctd-2016.