Oak Hill Investment Co. v. Jablonski

605 N.E.2d 998, 78 Ohio App. 3d 643, 1992 Ohio App. LEXIS 1088
CourtOhio Court of Appeals
DecidedMarch 13, 1992
DocketNo. L-90-402.
StatusPublished
Cited by3 cases

This text of 605 N.E.2d 998 (Oak Hill Investment Co. v. Jablonski) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Oak Hill Investment Co. v. Jablonski, 605 N.E.2d 998, 78 Ohio App. 3d 643, 1992 Ohio App. LEXIS 1088 (Ohio Ct. App. 1992).

Opinion

Per Curiam.

This case is before us on appeal and cross-appeal from a judgment of the Toledo Municipal Court after a bench trial. Plaintiff-appellant/cross-appellee (“appellant”), Oak Hill Investment Company, raises the following assignment of error:

“The trial court erred in finding that Oak Hill’s conduct constituted common law libel.”

Defendant-appellee/cross-appellant (“appellee”), Michael Jablonski, raises four additional assignments of error:

“I. The Court erred in finding that Oak Hill had proven damages of $371.93.

“II. The Court erred in not granting Defendant double damages plus attorney fees pursuant to Ohio Revised Code Section 5321.16.

“HI. The Court erred in dismissing the Defendant’s fraud claim.

“IV. The Court erred in dismissing Defendant’s Counterclaim under Ohio Revised Code Section 1345.01 et seq. on the basis that Defendant is not a consumer and that Section 1345.01 et seq. is not applied to real estate leases.”

The relevant facts of this case are as follows. On April 1, 1983, Jablonski, as lessee, entered into a rental agreement with Oak Hill, as lessor, for the lease of apartment number 219 located at 2423 South Holland-Sylvania Road in Toledo, Ohio. The term of the lease was twelve months, and Jablonski remitted a security deposit of $170 upon signing the agreement. Jablonski lived in the apartment for the term of the lease and thereafter as a month-to-month tenant.

Jablonski gave notice to Oak Hill management before January 1, 1987 that he would be vacating the apartment as of February 2, 1987. Before Jablonski *647 vacated the apartment, an Oak Hill employee inspected the apartment and determined that it required further cleaning. Jablonski nevertheless vacated the apartment, and on February 17, 1987 Oak Hill sent him a letter in which it listed charges which it had deducted from his security deposit. The charges exceeded the security deposit by $633. Moreover, the letter stated:

“Please call our office immediately to make arrangements for payment on this account. This has already been turned over to the Credit Bureau of Toledo. If we do not hear from you within ten (10) days this account will be turned over to our attorney.” (Emphasis added.)

Prior to sending this letter, Oak Hill had never notified Jablonski of any amount it claimed it was owed.

Before he had received the above-quoted letter, and after he had vacated apartment number 219, Jablonski applied for a boat loan at the Toledo Trust Bank. On February 19, 1987, the bank informed Jablonski that it was denying his application for a boat loan because of a poor credit report. Thereafter, Jablonski obtained a copy of his credit report which indicated that he owed Oak Hill $633. Moreover, the alleged debt was listed by the credit bureau as a “9,” which is defined on the report as “bad debt, placed for collection suit, judgment bankrupt; skip.” At the trial below, Hal Gearig, the bank officer who denied Jablonski’s loan application, testified that a “9” was the worst possible rating and that Jablonski’s credit report was the only reason why the bank had rejected his loan application. Jablonski thereafter was able to have Oak Hill’s claim listed as a disputed debt.

On March 17, 1987, Oak Hill filed a complaint against Jablonski alleging that Jablonski owed Oak Hill $633 for damages, cleaning charges, unpaid rent and late fees. Oak Hill subsequently amended the complaint and increased the amount claimed to $719.72. Jablonski filed an answer specifically denying the allegations in the complaint and filed a counterclaim. Jablonski’s counterclaim set forth allegations that Oak Hill had violated R.C. 1345.02, the Ohio Consumer Sales Practices Act; Section 1692, Title 15, U.S.Code, the Federal Fair Debt Collection Practices Act; and R.C. 5321.16 (Count 1); and that Oak Hill was negligent in failing to keep the apartment complex safe from theft (Count 2), and Oak Hill had engaged in common-law fraud (Count 3).

The case proceeded to a trial to the court on February 23 and 24, 1989. At the conclusion of the trial, the court asked the parties for post-trial briefs and took the matter under advisement. On September 22, 1989, the court filed its opinion and order. As to Oak Hill’s claim for damages, the court held that while Oak Hill had suffered some damages, $719.72 was excessive. The court therefore awarded Oak Hill $371.93, less Jablonski’s deposit of $170, for a total of $201.93. On Jablonski’s counterclaims, the court dismissed the *648 negligence claim for lack of evidence and dismissed the fraud claim for failure to plead fraud with particularity as required by Civ.R. 9. The court further dismissed Jablonski’s counterclaims for violations of the Federal Fair Debt Collection Practices Act, Section 1692, Title 15, U.S.Code, and the Ohio Consumer Sales Practices Act, R.C. 1345.12. The court, however, then found that Jablonski had set forth a claim for libel and found Oak Hill guilty of common-law libel. For damages, the court awarded Jablonski $500 as a result of Oak Hill’s libel, and $2,000 in punitive damages.

Both parties appealed the trial court’s judgment. However, on September 26, 1990, we dismissed the appeals for lack of a final appealable order, for the trial court had failed to dispose of Jablonski’s counterclaim based on R.C. 5321.16(B). In a supplemental opinion and order, the trial court ruled that Jablonski’s claim under R.C. 5321.16(B) must fail because Oak Hill had not violated that provision. Again, both parties filed notices of appeal bringing this action before this court.

In its sole assignment of error, Oak Hill contends that the trial court erred in finding it guilty of common-law libel. For the following reasons, we agree.

In his counterclaim, Jablonski alleged that Oak Hill notified the Credit Bureau of Toledo that he was past due on his account to it in the amount of $633 and that said notification was made without allowing Jablonski to either contest or pay the amount claimed. Jablonski then alleged:

“Said aforementioned actions by Plaintiff Oak Hill Investment Company were made with malicious and/or negligent disregard for the truth and were made for the purpose of harassing, abusing and oppressing Defendant; said notice also failed to advise Defendant that he could dispute said claim.”

In its opinion and order, the trial court concluded that Jablonski set forth a counterclaim for libel by alleging that Oak Hill had sent notice to the credit bureau that Jablonski was a “deadbeat.” It is important to note, however, that nowhere did Oak Hill ever refer to Jablonski as a “deadbeat.” That term was only used by the trial court during the trial and in its opinion. Further, during the trial and in his post-trial brief, Jablonski never made any arguments relating to a libel claim. Specifically, in his post-trial brief, Jablonski stated:

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Bluebook (online)
605 N.E.2d 998, 78 Ohio App. 3d 643, 1992 Ohio App. LEXIS 1088, Counsel Stack Legal Research, https://law.counselstack.com/opinion/oak-hill-investment-co-v-jablonski-ohioctapp-1992.