Nunziato Di Felice Fu Vincenzo v. Richwood Banking & Trust Co.

117 S.E. 882, 93 W. Va. 368, 27 A.L.R. 1475, 1923 W. Va. LEXIS 59
CourtWest Virginia Supreme Court
DecidedMarch 20, 1923
StatusPublished
Cited by7 cases

This text of 117 S.E. 882 (Nunziato Di Felice Fu Vincenzo v. Richwood Banking & Trust Co.) is published on Counsel Stack Legal Research, covering West Virginia Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Nunziato Di Felice Fu Vincenzo v. Richwood Banking & Trust Co., 117 S.E. 882, 93 W. Va. 368, 27 A.L.R. 1475, 1923 W. Va. LEXIS 59 (W. Va. 1923).

Opinion

MeRedith, Judge:

Plaintiff, on September 20, 1921, instituted his action of assumpsit to recover $1150, money of the plaintiff had and received by the defendant, and obtained a verdict and judgment for the full amount. The declaration consists of the common counts and is accompanied by the following bill of particulars:

[370]*370'“Richwood Banking and Trust Company, a corporation.
To Nunciato Be Felice Fu- Vincenzo Dr.
May 17th, 1919 — To money had and received by defendant for the use of the plaintiff. .$1000.00.
Nov. 17, 1921, To interest on above amount from May 17, 1919, to Nov. 17, 1921. 150.00
Total amount due plaintiff. 1150.00”

Defendant filed two pleas, both termed special pleas. The first is a plea of non-assumpsit. The second is a plea of tender and payment into court of $727.50, part of the amount sued for, which sum defendant alleges it is ready and willing to pay, and tenders the same into court ready to be paid to the plaintiff if he will accept the same.

. The evidence consists of the testimony of the plaintiff, the witness, Marco Distifano; the depositions of certain employees of Knauth, Nachod & Kuhne, the New York correspondents of defendant; and exhibits filed. It discloses that on May 17, 1919, plaintiff paid to defendant bank the sum of $1000, with which defendant agreed to purchase 7500 lire and transmit the same to Tommassi G-ianguilli Fu Antonio, plaintiff’s brother-in-law, whose address was given as Ari, in the province of Chieti, in Itály. By order of the same, date, defendant purchased from its New York correspondent, named above, the 7500 lire payable in Italy as aforesaid. The money order was promptly forwarded, under date of May 22, 1919, by the New York firm to its Genoa correspondents, with instructions to endeavor to effect payment to the beneficiary of the money order. The money never reached the payee. As evidence of the transaction, plaintiff received from defendant two- papers, one a receipt, the other a “Notification of Money Order,” No: 179272, dated May 17, 1919, and signed by an agent of defendant, which notice bore directions that it should be forwarded to the payee abroad. It appears, however, that plaintiff mailed the receipt instead.

In October, 1919, plaintiff visited Italy and learned that the money had not reached his brother-in-law. He communicated with the Genoa bank, and by letter dated October 18, 1920, approximately one year later, was informed by that institution that the money order was there but had been recalled by the New York firm. In the meantime, by letter of [371]*371November 18, 1919, Knauth, Nachod & Kuhne were advised by the Genoa hank that the money order was lost in transmission in the Italian Government mails, the loss occurring about July, 1919. It was subsequently recovered from the Italian Post Office Department, hence the letter of the Genoa bank to plaintiff, dated October 18, 1920, advising that the money was in its hands and of its recall. The New York company was advised of its recovery by letter of October 16, 1920. The rules of the Italian Mail Service seem to allow one year after loss before reimbursement of lost mohey orders can be required.

On January 17, 1921, plaintiff returned to America and immediately demanded that defendant return to him the $1000. Owing to fluctuations in the foreign exchange, 7500 lire were no longer worth $1000 on the market, and defendant offered to plaintiff $350, approximately their then current value. This offer was later increased to $727.50, the value of 7500 lire as of October 10,1919, the date fixed by defendant as approximating the date of the loss. Plaintiff insisted upon the full amount, for which, as shown by the bill of particulars, he sues.

All of the evidence outlined above was introduced by the plaintiff, save the evidence arising from the correspondence between the defendant bank and Knauth, Nachod & Kuhne, in New York, and the correspondence between the latter firm and the bank of Genoa. Yet, defendant demurred to the evidence introduced by plaintiff, and insists here that the circuit court erred in over-ruling such demurrer. Its counsel argue in their brief that plaintiff’s evidence is vague and uncertain, and that after excluding objectionable evidence, proved no more than that he gave defendant $1000 “to send to Italy to do something,” that being the language used by plaintiff in answer to one question on direct examination. A demurrer to evidence raises but one question: assuming that the evidence demurred to is true, does it as a matter of law warrant a judgment for the demurree? Lynchburg Mailing Co. v. National Exchange Bank, 109 Va. 639, 64 S. E. 980. We can not see in the proof offered by plaintiff the vagueness and uncertainty contended by defendant. We think he has substantially shown the following facts:

[372]*3721. The payment of $1000 to- the defendant bank on May 17, 1919, and the agreement of defendant to transmit therefor 7500 lire to the payee in Italy. In support of this, plaintiff introduced the notification of money order referred to, as well as oral testimony.

2. The failure of the defendant to- transmit the money or any part of it to the payee, shown by the acknowledgment of the Genoa bank that it held the money in October, 1920, subject to the New York firm’s order of recall; and the tender of, first, $350, and later, $727.50 by the defendant in settlement of the transaction. The letter of the Genoa bank is in evidence as plaintiff’s exhibit No. 2.

Admittedly, upon receipt of the $1000, defendant was bound to employ reasonably expeditious and proper means to deliver the money to the payee. This, defendant seems to have done. While in transit, however, the money order, which represented the money, was lost, and upon its recovery, without the consent, or, for a time, the knowledge of plaintiff, it was returned to the forwarding agency in America, and ultimately all or part of the money reached the defendant. Certainly it was not the property of the defendant, and if defendant could not carry out its contract of delivering the money to the payee it was its duty to return the same to the plaintiff. This duty defendant substantially admits in its plea of tender, but there, as well as in the evidence, it seeks to fix the amount of reimbursement at less than $1000. That is a matter to which we shall presently advert. In arguing the demurrer defendant denies the sufficiency of any of plaintiff’s proof. Says defendant: plaintiff failed to prove ■a contract or the • particulars thereof by the best evidence thereof; failed to prove non-delivery of the money; failed to prove reasonable time for delivery; failed to prove any facts requiring a refund under the evidence; and failed in divers other matters of proof deemed by defendant essential. We will eonsidér for a moment these objections. There is no evidence in the record of any written contract which would constitute the best evidence of the transaction between plaintiff and the defendant, unless it be the receipt, which seems to have been forwarded by plaintiff to the payee. That may have recited, the terms of the arrangement, or it may not. [373]*373Non-delivery of the money is conclusively shown by the letter of the Genoa bank to plaintiff, as well as positive oral testimony of the plaintiff.

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Bluebook (online)
117 S.E. 882, 93 W. Va. 368, 27 A.L.R. 1475, 1923 W. Va. LEXIS 59, Counsel Stack Legal Research, https://law.counselstack.com/opinion/nunziato-di-felice-fu-vincenzo-v-richwood-banking-trust-co-wva-1923.