Norris v. JPMorgan Chase Bank N.A.

CourtDistrict Court, E.D. New York
DecidedSeptember 18, 2025
Docket2:25-cv-03231
StatusUnknown

This text of Norris v. JPMorgan Chase Bank N.A. (Norris v. JPMorgan Chase Bank N.A.) is published on Counsel Stack Legal Research, covering District Court, E.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Norris v. JPMorgan Chase Bank N.A., (E.D.N.Y. 2025).

Opinion

UNITED STATES DISTRICT COURT 9/18/2 025 EASTERN DISTRICT OF NEW YORK U.S. DISTRICT COURT X EASTERN DISTRICT OF NEW YORK TERRANCE ANTHONY NORRIS, LONG ISLAND OFFICE Plaintiff, MEMORANDUM AND ORDER -against- 25-cv-03231 (HG) (JMW) JPMORGAN CHASE BANK N.A., Defendant. X A P P E A R A N C E S: Terrance Anthony Norris 933 Pine Log Road # 1175 Aiken, SC 29803 Plaintiff proceeding Pro se John Charles Molluzzo, Jr. Greenberg Traurig, LLP One Vanderbilt Avenue New York, NY 10017 Attorney for Defendant WICKS, Magistrate Judge: Plaintiff, Terrance Anthony Norris (“Norris”) commenced this action on June 10, 2025 (see ECF No. 1) against Defendant JPMorgan Chase Bank N.A. (“Chase”). Recently, Plaintiff amended his Complaint alleging damages through the following claims of (i) breach of contract, (ii)breach of the implied covenant of good faith and fair dealing, (iii) conversion, and (iv) negligence. (See generally, ECF No. 19.) Prior to the operative complaint, Defendant moved for a pre-motion conference before the District Judge (ECF No. 13), which resulted in granting leave to amend. (See ECF No. 16; Electronic Order dated 8/15/2025.) Upon the filing of the Amended Complaint, Defendant submitted a letter informing the Court of its intention to move to dismiss again. (ECF No. 20.) Subsequently, Defendant filed the instant motion seeking a stay of discovery pending the anticipated motion to dismiss citing the original pre-motion letter that was filed at ECF No. 13. (ECF No. 21.) Plaintiff opposes the proposed stay of discovery. (ECF No.

22.) For the reasons stated herein, Defendant’s Motion to Stay Discovery pending the anticipated motion to dismiss (ECF No. 21) is GRANTED. BACKGROUND Plaintiff resides in Aiken, South Carolina and is a customer of Chase. (ECF No. 19 at ¶ 3.). Plaintiff claims he deposited three money orders totaling $2,225.00 on or about July 12, 2023 to his personal account with Chase. (Id. at ¶ 5.). Defendant, shortly thereafter and without notice, placed a restriction on his account, preventing Plaintiff from accessing the funds. (Id. at ¶ 6.). Plaintiff both in-person and through writing requested the funds to be released or to receive an explanation; neither was done. (Id. at ¶¶ 7, 11-13.) Defendant’s explanation of the restriction was insufficient, “vague,” and “conflicting.” (Id. at ¶ 10.) Plaintiff states that the funds were

intended for an “urgent roof repair[],” and the withholding of such funds resulted in structural damage and increased costs. (Id. at ¶ 9.). Plaintiff further claims he had a deposit account agreement with Chase, in which Chase agreed to “maintain account access, and follow applicable laws and regulations.” (Id. at ¶¶ 15- 16.). Plaintiff alleges Defendant breached this agreement “by seizing and withholding” Plaintiff’s funds “without lawful justification.” (Id. at ¶ 17.). He asserts Chase breached New York’s implied covenant of good faith and fair dealing by acting in bad faith. (Id. at ¶¶ 20-22.). As a result of the foregoing events, Plaintiffs filed this action pro se (ECF No. 1) and has since amended the Complaint twice (ECF Nos. 7, 19). The operative Complaint includes claims for (i) breach of contract, (ii) breach of the implied covenant of good faith and fair dealing, (iii) conversion, and (iv) negligence. (ECF No. 19.) Plaintiff seeks $ 4,995,738.44 for inter alia, property damage, economic loss, emotional distress, and punitive damages. (Id. at 7-8.). THE LEGAL FRAMEWORK

“[T]he power to stay proceedings is incidental to the power inherent in every court to control the disposition of the cases on its docket with economy of time and effort for itself, for counsel, and for litigants.” Thomas v. N.Y. City Dep't of Educ., No. 09-CV-5167, 2010 WL 3709923, at *2 (E.D.N.Y. Sept. 14, 2010) (quoting Landis v. N. Am. Co., 299 U.S. 248, 254 (1936)). “Under Fed. R. Civ. P. 26(c), a district court may stay discovery during the pendency of a dispositive motion for 'good cause' shown.” Hearn v. United States, No. 17-CV-3703, 2018 WL 1796549, at *2 (E.D.N.Y. Apr. 16, 2018). The mere filing of a dispositive motion, in and of itself, does not halt discovery obligations in federal court. That is, a stay of discovery is not warranted, without more, by the mere pendency of a dispositive motion. Weitzner v. Sciton, Inc., No. CV 2005-2533, 2006 WL 3827422, at *1 (E.D.N.Y. Dec. 27, 2006). Rather, the moving

party must make a showing of “good cause” to warrant a stay of discovery. Chesney v. Valley Stream Union Free Sch. Dist. No. 24, 236 F.R.D. 113, 115 (E.D.N.Y. 2006). In evaluating whether a stay of discovery pending resolution of a motion to dismiss is appropriate, courts typically consider: “(1) whether the defendant has made a strong showing that the plaintiff's claim is unmeritorious; (2) the breadth of discovery and the burden of responding to it; and (3) the risk of unfair prejudice to the party opposing the stay.” Id. (citation omitted). “Courts also may take into consideration the nature and complexity of the action, whether some or all of the defendants have joined in the request for a stay, and the posture or stage of the litigation.” Id. (citation omitted). It is against this backdrop that the Court considers the present application. ANALYSIS

I. Defendant’s Showing that Plaintiff’s Claims are Unmeritorious The question of whether Defendant has shown that Plaintiff’s claim is unmeritorious is critical in determining whether a stay is warranted. Accordingly, the Court considers the original pre-motion letters (ECF Nos. 13, 16) filed in connection with Defendant’s anticipated motion to dismiss and the instant motion.1 It remains unclear whether Plaintiff intends to proceed with his original claims of (i) violation of the Electronic Fund Transfer Act (15 U.S.C. § 1693), (ii) unfair and deceptive acts and practices, and (iii) declaratory judgment, as such claims are absent in the amendment. (ECF Nos. 1 at 9-13; 7 at 4-7.) However, when cases involve a pro se complaint like here, the Court must interpret the pleading to raise the strongest claim suggested by the allegations. See Rosen v. N. Shore Towers Apartments, Inc., No. 11-CV-00752 (RRM) (LB), 2011 WL 2550733, at *3 (E.D.N.Y. June 27, 2011); Burgos v. Hopkins, 14 F.3d 787, 790 (2d Cir. 1994) (citations omitted) (“The submissions of a pro se litigant should be interpreted to raise the strongest arguments that they suggest.”) “[M]ere conclusions of law or unwarranted deductions need not be accepted.” Id. (internal quotation marks omitted.) Notably, “‘threadbare recitals of the elements of a cause of action, supported by mere conclusory statements, do not suffice,’ and district courts ‘cannot invent factual allegations’ that the plaintiff has not pleaded.” Vidurek v. Pollen, No. 20-CV-6714 (CS), 2021 WL 4066503, at *7 (S.D.N.Y. Sept. 7, 2021) (citing Chavis v. Chappius, 618 F.3d

1 This analysis is not intended to pre-judge the motion to dismiss which is not yet briefed. Rather, the analysis is based solely on the previous pre-motion letters filed and a review of the Complaint. The conclusions reached here are for the purpose of determining whether a discretionary stay is appropriate. Indeed, there are no updated pre-motion letters following the final amendment due to the briefing scheduling set in advance. 162, 170 (2d Cir. 2010)). Therefore, in light of Plaintiff’s Pro se status, the following allegations are drawn not only from the Amended Complaint, but from the undersigned’s review of all other filings including the original complaint. See Phillips v.

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Norris v. JPMorgan Chase Bank N.A., Counsel Stack Legal Research, https://law.counselstack.com/opinion/norris-v-jpmorgan-chase-bank-na-nyed-2025.