Norment v. Rabon

2022 NCBC 32
CourtNorth Carolina Business Court
DecidedJuly 7, 2022
Docket19-CVS-7014
StatusPublished

This text of 2022 NCBC 32 (Norment v. Rabon) is published on Counsel Stack Legal Research, covering North Carolina Business Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Norment v. Rabon, 2022 NCBC 32 (N.C. Super. Ct. 2022).

Opinion

Norment v. Rabon, 2022 NCBC 32.

STATE OF NORTH CAROLINA IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION WAKE COUNTY 19 CVS 7014

JOHN NORMENT,

Plaintiff,

v.

ROBERT GARY RABON, JAMES ORDER AND OPINION ON MIKLOSKO, ADVANTAGE DEFENDANTS’ MOTION FOR LENDING LLC, CAVALIER SUMMARY JUDGMENT MORTGAGE GROUP, INC., STEEL HOLDINGS, LLC and ADVANTAGE LENDING, a common law partnership,

Defendants.

THIS MATTER comes before the Court on Defendants’ Motion for Summary

Judgment as to Each of the Plaintiff Norment’s Causes of Action (“Motion,” ECF No.

160). The Court, having considered the Motion, the briefs, the arguments of counsel,

and all applicable matters of record, CONCLUDES that the Motion should be

GRANTED, in part, and DENIED, in part, for the reasons set forth below.

Oak City Law LLP by Robert E. Fields III, Samuel Piñero, and Caroline L. Trautman, for Plaintiff John Norment

The Farrell Law Group, P.C. by Richard W. Farrell, for Defendants Robert Gary Rabon, James Miklosko, and Advantage Lending, LLC.

Davis, Judge. FACTUAL AND PROCEDURAL BACKGROUND

1. “The Court does not make findings of fact on motions for summary

judgment; rather, the Court summarizes material facts it considers to be uncontested.” Hyosung USA Inc. v. Travelers Prop. Cas. Co. of Am., 2021 NCBC

LEXIS 115, at **3 (N.C. Super. Ct. Dec. 16, 2021) (cleaned up). However, the Court

notes throughout this opinion the existence of key factual disputes that bear upon

Defendants’ Motion.

2. The facts giving rise to this case arise from the business relationship

between three individuals—John Norment, James Miklosko, and Robert Gary Rabon.

Norment and Miklosko were the sole directors and 50% co-owners of Cavalier

Mortgage Group, Inc. (“Cavalier”), a company that served as a licensed mortgage

broker in North Carolina. (ECF No. 109.17, at pp. 16, 18.) Cavalier subsequently

became a mortgage lender at some point in the early 2000s. (Id. at p. 18.) Cavalier

operated primarily in the mortgage refinancing business. (ECF No. 67.2, at ¶ 5.)

3. By way of background, mortgage brokers licensed in North Carolina

must maintain a minimum capital reserve of $25,000. In order for a company to

obtain licensure as a mortgage lender, however, the minimum capital reserve is

$1,000,000.

4. At some point in 2014, Norment and Miklosko developed plans to

combine Cavalier’s business with those of a separate company, Advantage Lending,

LLC (“Advantage”), that was owned by Rabon. At the time, Advantage operated as a

mortgage broker. (ECF No. 109.15, at p. 37; ECF No. 67.2, at ¶ 7.) A merger between

Cavalier and Advantage was proposed, which would allow Cavalier “the opportunity

to enter the purchase mortgage business, which was more stable than the mortgage

refinance business.” (ECF No. 67.2, at ¶ 7.) Norment also testified that it would benefit Cavalier to have access to brokers that were affiliated with Advantage. (ECF

No. 61.7, at ¶ 9.) Furthermore, the proposed merger would also benefit Advantage

by virtue of Cavalier transferring its mortgage lender license to Advantage. At the

time, Rabon was the sole member and manager of Advantage, which was governed

by an Operating Agreement that included a description of the process by which new

members could be admitted to the company and by which the Operating Agreement

could be amended. (ECF No. 23.2, at p. 26, 50.)

5. An attorney, Sid Aldridge, prepared two documents in connection with

the proposed transaction between Cavalier and Advantage that are pertinent to the

present Motion: (a) an Agreement for Subscription for Membership Interest in

Advantage LLC (“Subscription Agreement); and (b) an Agreement to Admission of

Members and Amendment to Operating Agreement of Advantage LLC (“Admission

Agreement”) (collectively, the “Agreements”). (ECF No. 20.1, at pp. 1, 4.)

6. The Subscription Agreement provided that Norment and Miklosko

would each contribute $1,000,000 in cash and property to Advantage in exchange for

obtaining a one-third membership interest in the company. (ECF No. 20.1, at p. 1.)

Notably, however, the Subscription Agreement contained a provision stating in

pertinent part as follows:

If the NCCOB [North Carolina Commissioner of Banks] has not approved this transaction by July 31, 2014, the admission of Subscribers1 shall be null and void, and the Company shall return all consideration paid by Subscribers to each of them, and Subscribers shall return

1 The term “Subscribers” in the Subscription Agreement referred to Norment and Miklosko. (ECF No. 20.1, at p. 1.) to the Company any distributions received by them from the Company with respect to their membership interest.

(Id. at p. 2.)

7. The Admission Agreement purported to amend Advantage’s Operating

Agreement to admit Norment and Miklosko as additional members of Advantage per

the terms of the Subscription Agreement. (Id. at p. 4.) However, the Admission

Agreement also stated the following:

Pursuant to the terms of the Subscription Agreement, the admission of Purchasers2 shall be null and void if the [NCCOB] has not approved the admission of Purchasers by June 31, 2014.3 In such case, all consideration paid by Purchasers shall be returned to them, and Purchasers shall return to the Company any distributions paid to them by the Company with respect to their Membership Interests.

(Id. at p. 5.)

8. The Admission Agreement further stated that “[e]xcept as expressly set

forth in this Amendment, the Operating Agreement is hereby ratified and

reaffirmed.” (Id. at p. 4.) It also provided that “Purchasers hereby consent to and

agree to be bound by the terms of the Operating Agreement of the Company, as

amended by this Amendment.” (Id. at pp. 3, 5.) Norment, Miklosko, and Rabon each

signed the Admission Agreement. (Id. at p. 5.)

9. The existing Operating Agreement for Advantage provided that

2 Similarly, the term “Purchasers” in the Admission Agreement referred to Norment and Miklosko. (ECF No. 20.1, at p. 4.) 3 The parties agree that the operative date for the provisions in both documents requiring

approval by the NCCOB was intended to be July 31, 2014. (ECF No. 109.20, at pp. 56–57.) A Capital Account shall be established for each Member and shall be credited with each Member’s initial and any additional Capital Contributions. All contributions of property to the Company by a Member shall be valued and credited to the Member’s Capital Account at such property’s Gross Asset Value on the date of contribution.

(ECF No. 167.1, at p. 13.)

10. In order to comply with their monetary obligations as set out in the

Subscription Agreement, Norment and Miklosko decided to distribute real estate and

cash from Cavalier to themselves, after which they would transfer the property to

Advantage and that this transfer would satisfy their required capital contributions.

(ECF No. 61.7, at ¶ 2.) In addition, Norment and Miklosko “agreed to continue

operating Cavalier until Advantage . . . obtained necessary licenses and government

approvals to take over the mortgage lending business of Cavalier.” (ECF No. 61.7, at

¶ 3.) Norment testified that he and Miklosko were also in agreement that once

Advantage gained the requisite licenses and approvals, Cavalier would be dissolved,

at which time Cavalier’s remaining assets would be distributed between Norment

and Miklosko. (Id.)

11. Cavalier was eventually dissolved on 17 July 2015. (ECF No. 109.17, at

p.

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