National Union Fire Insurance Company of Pittsburgh, PA v. J.B. Hunt Transport, Inc., et al.

District Court, N.D. California·Decided January 22, 2026·No. 5:25-cv-06309·Unknown

Opinion

NATIONAL UNION FIRE INSURANCE Case No. 25-cv-06309-EKL COMPANY OF PITTSBURGH, PA, Plaintiff, ORDER GRANTING J.B. HUNT TRANSPORT, INC.’S MOTION TO v. DISMISS J.B. HUNT TRANSPORT, INC., et al., Re: Dkt. No. 16 Defendants.

The motion to dismiss is GRANTED because the parties agree that Plaintiff’s cause of action for breach of contract is untenable. This ruling assumes the reader is familiar with the facts, applicable legal standard, and arguments made by the parties. 1. Defendant J.B. Hunt Transport, Inc. (“J.B. Hunt”) moved to dismiss Plaintiff National Union Fire Insurance Company of Pittsburgh, PA’s (“National Union”) first cause of action for breach of contract. Compl. at 10, ECF No. 2. As an insurer suing on behalf of its insured, National Union cannot sue for breach of contract because it was not a party to the agreement between its insured Meta Platforms, Inc. (“Meta”) and J.B. Hunt – as National Union concedes. Opp. at 3, ECF No. 33. Thus, National Union cannot maintain suit for breach of contract. 2. Instead, as the parties agree, the correct cause of action is for equitable subrogation, which the complaint does not plead. See Compl. at 10. Nevertheless, National Union argues that J.B. Hunt’s motion to dismiss should be denied because the facts alleged purportedly state a claim for equitable subrogation. Opp. at 3. However, “courts should not undertake to infer . . . one cause of action when a complaint clearly states a claim under a different cause of action[.]” Bogovich v. Sandoval, 189 F.3d 999, 1001 (9th Cir. 1999); see also Fontana v. Haskin, 262 F.3d Instead, it is “appropriate to review [Plaintiff’s] complaint as they plead it[.]” Bogovich, 189 F.3d at 1002. Here, that is a complaint for breach of contract, which is not viable.1 3. The Court grants leave to amend because this is its first ruling on the legal sufficiency of National Union’s allegations. See Lopez v. Smith, 203 F.3d 1122, 1127 (9th Cir. 2000) (en banc) (holding that the “court should grant leave to amend . . . unless it determines that the pleading could not possibly be cured by the allegation of other facts” (quoting Doe v. United States, 58 F.3d 494, 497 (9th Cir. 1995))). Although the Court grants leave to amend, it may dismiss National Union’s claims with prejudice if the amended complaint fails to plausibly state a claim. See Zucco Partners, LLC v. Digimarc Corp., 552 F.3d 981, 1007 (9th Cir. 2009) (holding that failure to correct pleading deficiencies after dismissal is a “strong indication” that further amendment would be futile (citation and quote marks omitted)); see also Salameh v. Tarsadia Hotel, 726 F.3d 1124, 1133 (9th Cir. 2013) (“A district court’s discretion to deny leave to amend is ‘particularly broad’ where the plaintiff has previously amended.” (citation omitted)). 4. The Court provides the following guidance if National Union decides to amend its complaint. National Union should consider whether it can plead facts sufficient to demonstrate that the $250,000 per shipment “maximum liability” cap in Attachment B to the Statement of Work does not preclude its recovery. Compl. ¶ 8, 5:26-28. National Union is incorrect that the fact that the liability maximum equals Meta’s insurance deductible is immaterial simply because “money is fungible[.]” Opp. at 5. As an equitable subrogee, National Union is standing in the shoes of its insured meaning that it “cannot acquire by subrogation anything to which the insured has no rights[.]” Am. States Ins. Co. v. Nat’l Fire Ins. Co. of Hartford, 202 Cal. App. 4th 692, 704 (2011). Here, Meta has uncompensated loss due to the $250,000 per shipment insurance deductible under its policy with National Union. Compl. ¶ 14. As a result, Meta could pursue its own claim against J.B. Hunt for the uncompensated $250,000 per shipment. If both Meta and National Union sued J.B. Hunt, Meta would be entitled to recover its uncompensated loss before

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National Union Fire Insurance Company of Pittsburgh, PA v. J.B. Hunt Transport, Inc., et al., (N.D. Cal. 2026).

National Union Fire Insurance Company of Pittsburgh, PA v. J.B. Hunt Transport, Inc., et al. (National Union Fire Insurance Company of Pittsburgh, PA v. J.B. Hunt Transport, Inc., et al.) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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