Nathen W. Barton v. American Family Life Assurance Company of Columbus; American Amicable Life Insurance Company of Texas; Fast & Easy Marketing LLC; Hegemon Group International LLC; Silver Shield Life LLC; Shawn

CourtDistrict Court, W.D. Washington
DecidedJanuary 5, 2026
Docket3:25-cv-05671
StatusUnknown

This text of Nathen W. Barton v. American Family Life Assurance Company of Columbus; American Amicable Life Insurance Company of Texas; Fast & Easy Marketing LLC; Hegemon Group International LLC; Silver Shield Life LLC; Shawn (Nathen W. Barton v. American Family Life Assurance Company of Columbus; American Amicable Life Insurance Company of Texas; Fast & Easy Marketing LLC; Hegemon Group International LLC; Silver Shield Life LLC; Shawn) is published on Counsel Stack Legal Research, covering District Court, W.D. Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Nathen W. Barton v. American Family Life Assurance Company of Columbus; American Amicable Life Insurance Company of Texas; Fast & Easy Marketing LLC; Hegemon Group International LLC; Silver Shield Life LLC; Shawn, (W.D. Wash. 2026).

Opinion

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4 5 UNITED STATES DISTRICT COURT 6 WESTERN DISTRICT OF WASHINGTON AT TACOMA 7 NATHEN W. BARTON, Case No. 3:25-cv-05671-TMC 8 Plaintiff, ORDER ON PLAINTIFF’S MOTION FOR 9 DEFAULT JUDGMENT AGAINST FAST & v. EASY MARKETING LLC 10 AMERICAN FAMILY LIFE ASSURANCE 11 COMPANY OF COLUMBUS; AMERICAN AMICABLE LIFE INSURANCE 12 COMPANY OF TEXAS; FAST & EASY MARKETING LLC; HEGEMON GROUP 13 INTERNATIONAL LLC; SILVER SHIELD LIFE LLC; SHAWN AKERS; AND JOHN 14 DOES 1-10, 15 Defendants. 16 17 I. INTRODUCTION 18 Before the Court is pro se plaintiff Nathen Barton’s motion for default judgment against 19 defendant Fast & Easy Marketing LLC (“Fast & Easy”). Dkt. 37. Mr. Barton alleges that Fast & 20 Easy made unwanted phone calls to him in violation of state and federal law. Dkt. 1-2. When 21 Fast & Easy failed to respond after being served, the Clerk entered default. Dkts. 27, 34. 22 Mr. Barton then made the instant motion. For the following reasons, Mr. Barton’s motion for 23 default judgment against Fast & Easy is GRANTED IN PART and DENIED IN PART. 24 1 II. BACKGROUND Mr. Barton is a Washington resident whose phone number has been listed on the national 2 do-not-call registry since 2021. Dkt. 1-2 ¶¶ 29, 63. Mr. Barton alleges that Fast & Easy, 3 operating as a telemarketer, made many unsolicited phone calls to sell him final expense (or 4 burial) insurance policies. Id. ¶ 66. While some parts of the complaint lack clarity, it appears that 5 Fast & Easy called Mr. Barton at least twelve times. Id. at 31–34. 6 At pages 31 through 34 of the complaint, Mr. Barton lists all the phone calls made by 7 defendants in a table. Id. One column of the table is labeled “WA.” Id. If the “WA” column 8 contains a checkmark, then 9 on that call Mr. Barton told the caller he resided in Washington State, or in Zip code 10 98607, or both, or that the caller told Mr. Barton that the caller already knew Mr. Barton resided in Washington State. 11 Id. ¶ 244. Another column is titled “Script,” which details whether the call was a recording 12 (letters “A” to “M,” referencing specific scripts) or an actual person (“Voice”). Id. ¶¶ 81–127. 13 There is also a column titled “DNC,” and if that column is checked, then “Mr. Barton told the 14 caller not to call his phone number again, or the caller told Mr. Barton that his number was 15 already on the callers do-not-call list.” Id. ¶ 245. 16 Using this table, Mr. Barton alleges that Fast & Easy called him on: April 20, 2022 17 (Voice, WA); July 12, 2022 (A, WA, DNC); August 2, 2022 (A, WA); October 26, 2022 (Voice, 18 WA); December 6, 2022 (Voice, WA); January 3, 2023 (Voice); January 4, 2023 (Voice, DNC); 19 January 9, 2023 (Voice, DNC); July 20, 2023 (H); September 11, 2023 (M); and February 3, 20 2025 (Voice, WA). Id. at 31–34. He also alleges that the callers never identified themselves as 21 working for Fast & Easy. Instead, they used aliases such as “American Benefits” or “Senior 22 Benefits.” Id. ¶ 68, 251. 23 24 1 To find out who was really behind the phone calls, Mr. Barton bought an insurance 2 policy during the February 3, 2025 call. Id. ¶ 231. The policy was with American Family Life 3 Assurance Company of Columbus (“AFLAC”). Id. ¶ 232. Mr. Barton later learned the identity of

4 the caller through AFLAC and obtained their phone number and address. Id. ¶ 232. The phone 5 number belonged to Fast & Easy, whose address and incorporation is in Florida. Id. ¶¶ 49, 232– 6 33. 7 Mr. Barton served the defendants a complaint captioned for Clark County Superior Court 8 on July 7, 2025. Dkt. 1 at 2. The complaint alleges that the defendants, including Fast & Easy, 9 violated the Telephone Consumer Protection Act of 1991 (“TCPA”), the Washington Automatic 10 Dialing and Announcing Device Act (“WADAD”), and the Washington Commercial Telephone 11 Solicitation Act (“WCTSA”) with their unsolicited phone calls. Dkt. 1-2 ¶¶ 260–304. American 12 Amicable Life Insurance Company of Texas (“American-Amicable”) removed the case to 13 federal court on July 31, 2025. Dkt. 1.

14 Fast & Easy was served by mail on August 4, 2025. Dkt. 27. When they did not respond, 15 Mr. Barton moved for default on September 6, which the Clerk granted on September 10. 16 Dkts. 29, 34. Mr. Barton then moved for default judgment on liability only, asking the Court to 17 hold a hearing on damages after he has the opportunity to conduct discovery against the other 18 defendants. Dkt. 37; see Fed. R. Civ. P. 55(b)(2)(B). Fast & Easy has not appeared to oppose the 19 motion or otherwise respond. 20 III. LEGAL STANDARDS Because Mr. Barton is proceeding pro se, the Court must construe his pleadings and 21 motions liberally. United States v. Qazi, 975 F.3d 989, 993 (9th Cir. 2020). 22 Motions for default judgment are governed by Rule 55 of the Federal Rules of Civil 23 Procedure. The Rule authorizes the Court to enter default judgment against a party that fails to 24 1 appear or otherwise defend in an action. Fed. R. Civ. P. 55. When deciding motions for default 2 judgment, courts take “the well-pleaded factual allegations in the complaint as true, except those 3 relating to the amount of damages.” Rozario v. Richards, 687 F. App’x 568, 569 (9th Cir. 2017)

4 (internal citations and quotation marks omitted); Fed. R. Civ. P. 8(b)(6). Courts do not accept the 5 truth of statements in the complaint that amount to legal conclusions. DIRECTV, Inc. v. Hoa 6 Huynh, 503 F.3d 847, 854 (9th Cir. 2007). “[N]ecessary facts not contained in the pleadings, and 7 claims which are legally insufficient, are not established by default.” Cripps v. Life Ins. Co. of N. 8 Am., 980 F.2d 1261, 1267 (9th Cir. 1992). Courts weigh the following factors (“Eitel factors”) in 9 deciding motions for default judgment: 10 (1) the possibility of prejudice to the plaintiff, (2) the merits of plaintiff’s substantive claim, (3) the sufficiency of the complaint, (4) the sum of money at 11 stake in the action; (5) the possibility of a dispute concerning material facts; (6) whether the default was due to excusable neglect, and (7) the strong policy 12 underlying the Federal Rules of Civil Procedure favoring decisions on the merits. Eitel v. McCool, 782 F.2d 1470, 1471–72 (9th Cir. 1986); see NewGen, LLC v. Safe Cig, LLC, 13 840 F.3d 606, 616–17 (9th Cir. 2016) (discussing how district courts “weigh” the Eitel factors). 14 Entry of default judgment is left to a court’s sound discretion. See Aldabe v. Aldabe, 616 F.2d 15 1089, 1092 (9th Cir. 1980). If a court determines that default judgment is appropriate, it then 16 determines the relief that should be given. See TeleVideo Sys., Inc. v. Heidenthal, 826 F.2d 915, 17 917–18 (9th Cir. 1987) (citing Geddes v. United Fin. Grp., 559 F.2d 557, 560 (9th Cir. 1977)). 18 IV. DISCUSSION 19 A. Jurisdiction 20 The Court first examines its jurisdiction when evaluating a motion for default judgment.

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Nathen W. Barton v. American Family Life Assurance Company of Columbus; American Amicable Life Insurance Company of Texas; Fast & Easy Marketing LLC; Hegemon Group International LLC; Silver Shield Life LLC; Shawn, Counsel Stack Legal Research, https://law.counselstack.com/opinion/nathen-w-barton-v-american-family-life-assurance-company-of-columbus-wawd-2026.