Mount Vernon-Woodberry Cotton Duck Co. v. Frankfort Marine Accident & Plate Glass Insurance

75 A. 105, 111 Md. 561, 1909 Md. LEXIS 135
CourtCourt of Appeals of Maryland
DecidedDecember 1, 1909
StatusPublished
Cited by26 cases

This text of 75 A. 105 (Mount Vernon-Woodberry Cotton Duck Co. v. Frankfort Marine Accident & Plate Glass Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals of Maryland primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mount Vernon-Woodberry Cotton Duck Co. v. Frankfort Marine Accident & Plate Glass Insurance, 75 A. 105, 111 Md. 561, 1909 Md. LEXIS 135 (Md. 1909).

Opinion

Thomas, J.,

delivered the opinion of the Court.

This is an action brought by the Mount Vemon-Woodherry Cotton Buck Company against the Frankfort Marine Accident and Plate Class Insurance Company to recover on a policy of indemnity issued by the defendant to the plaintiff whereby the defendant, in consideration of the warranties *563 therein contained and of the sum of $1,650.00, agreed to indemnify the plaintiff “for .the term of twelve months, beginning on the 20th day of March, 1906, at noon, and ending on the 20th day of March, 1907, at noon, * * * against loss arising from legal liabilities for damages on account of bodily injury or death suffered by any employee or employees of the assured resulting from any and every accident of whatsoever nature or cause happening in, upon or about the premises and in the business of the assured as described on the back” of the policy.

Issues were joined on the pleas of “never promised as alleged” and “never indebted as alleged,” and by agreement of counsel defendant’s third plea was withdrawn, “all errors in pleading” were waived, and the case was submited to the Court on an agreed statement of facts by the following agreement :

“Eighth: It is further agreed that Article 100 of the Code of Public General Laws shall be considered in evidence, and that the Acts of 1894, Chapter 317, and 1902, Chapter 566, shall be considered in evidence, and they may be read in the lower Court and in the Court of Appeals, either from the printed volumes or from certified copies thereof or of parts thereof; and it is further agreed that this case shall be tried before the Court, and that it is submitted to the Court for its opinion on the law, and the Court is requested to render a judgment in accordance with its said opinion, and if the said opinion of the Court on the facts hereinbefore stated and agreed to is that notwithstanding the terms of paragraph 11 of the aforesaid policy, the said policy applies to and covers the injury suffered by said John H. Ball, the judgment of the Court shall be for the plaintiff for an amount equal to the amount paid in satisfaction of the judgments aforesaid, to wit, the sum of $'3,150.00, with interest thereon from March 1st, 1908, plus the amount of $313.67 paid as aforesaid by the plaintiff for costs, and the amount of $150.00 paid as aforesaid by the plaintiff for counsel fees, either or both, provided the Court shall be of *564 opinion that under the terms of said policy the plaintiff is entitled to he reimbursed for either or both of said amounts, with interest on the amount so allowed on account of fees and costs from March 1st, 1908.
“It is further agreed that either party shall have the right to appeal from the judgment rendered.”

By sec. 11 of the policy it was agreed: “That this policy shall not apply to or cover any injury suffered by a child em ployed by the assured contrary to law, nor to any child under ten years of age where no statute restricts the age of employment, nor to any injury suffered by others caused by or resulting from such employment.”

It further appears from the statement of facts that the plaintiff, who was carrying on in Baltimore City the business of manufacturing cotton duck, on the 26th of June, 1906, employed one John H. Ball to work in its mill in said city, known as the “Meadow Mill.” At the time of such employment John H. Ball was between eleven and twelve years of age (of which fact the plaintiff had knowledge before the accident), having arrived at the age of eleven years on the twentieth of March, 1906, and resided in Baltimore with his father, John T. Ball. He was not dependent upon such employment for -self-support, and just prior thereto had been attending a public day school, which had closed for the summer vacation, and it was at the request of his father, who was not an invalid and was in the employ of the plaintiff, that he was employed to work in the mill during said vacation. While so employed, and while working for the plaintiff on the premises mentioned in the policy, the said John H. Ball, on the 29th of June, 1906, had his right hand cut off by coming in contact with a revolving fan in said mill, and subsequently brought suit against the plaintiff to recover for such injury. His father, John T. Ball, also brought suit against the plaintiff to recover the loss he sustained by reason of said accident. The defendant was given due notice of-the accident and of the suits, as required by the policy, but refused to defend the suits on the ground that John H. Ball *565 had been employed by the plaintiff contrary to law. These suits were defended by the plaintiff, but resulted in a judgment in favor of John H. Ball for $2,500.00 and $281.92 costs, and judgment in favor of John T. Ball for $800.00 and $31.75 costs. The judgment in favor of John H. Ball was entered satisfied upon payment by the plaintiff of $2,350.00 and costs, and the judgment in favor of John T. Ball was paid in full by the plaintiff, and it was for the recovery of these amounts so paid by the plaintiff and the sum of $150.00 paid by plaintiff to counsel for defending such suits, that this action was brought.

The appeal is from a judgment of the Court below in favor of the defendant, and it is conceded by counsel for the appellant that if the Act of 1902, Ch. 566, is a valid enactment, there was no error in that judgment.

The contention of the appellant is: (1) that the Act of 1891, Ch. 317, is unconstitutional because its title is defect ive, and that the Act of 1902, Ch. 566, is based on the Act of 1894, and is therefore also unconstitutional; and (2) that the Acts of 1894 and 1902 are in conflict with the Fourteenth Amendment to the Constitution of the United States.

(1) Act of 1894, Ch. 317, is as follows: An Act to amend Article one hundred of the Code of Public General Laws of Maryland, title “Work, Hours of, in Factories,” by adding thereto a section, to be known as section 4, regulating the employment of children under twelve years of age, in mills and factories in this State.

Section 1. Be it enacted by the General Assembly of Mary land, That Article one hundred of the Code of Public General Laws of Maryland be amended by adding thereto the following section, to come in immediately after section three of said Article, and to be known as section four:

Sec. 4. No proprietor or owner of any mill or factory in this State, other than the establishments for manufacturing canned goods, or manager, agent, foreman or other person in charge thereof, shall after the first day of October, in the year eighteen hundred and ninety-four, employ or retain in *566

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Bluebook (online)
75 A. 105, 111 Md. 561, 1909 Md. LEXIS 135, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mount-vernon-woodberry-cotton-duck-co-v-frankfort-marine-accident-plate-md-1909.