Morris v. Wells Fargo Bank, N.A.

334 S.W.3d 838, 2011 Tex. App. LEXIS 1401, 2011 WL 667978
CourtCourt of Appeals of Texas
DecidedFebruary 25, 2011
Docket05-09-01013-CV
StatusPublished
Cited by59 cases

This text of 334 S.W.3d 838 (Morris v. Wells Fargo Bank, N.A.) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Morris v. Wells Fargo Bank, N.A., 334 S.W.3d 838, 2011 Tex. App. LEXIS 1401, 2011 WL 667978 (Tex. Ct. App. 2011).

Opinion

OPINION

Opinion By

Justice LANG.

In this case, appellant Cyndia A. Morris challenges two deeds by which she allegedly conveyed her residence, claiming her signature was forged. Following a bench trial, the trial court signed a judgment in which, in relevant part to this appeal, it “ordered, adjudged, and decreed” that title to the property described in one of the disputed deeds was vested in appellee Wells Fargo Bank, N.A. (“Wells Fargo”) and that the other disputed deed was void due to forgery. Specifically, at trial and on appeal, Morris contends Wells Fargo, a successor in interest to transferees under the first of the disputed deeds described in the judgment, had no right to foreclose pursuant to a deed of trust and thereby claim title.

In two issues on appeal, Morris asserts Wells Fargo’s foreclosure of the property at issue was “improper” because (1) the evidence was legally and factually insufficient to support the trial court’s finding that the signature of Morris on the deed at issue was “genuine” and (2) the deed at issue was void as a result of alleged fraud by the notary. We decide Morris’s two issues against her. The trial court’s judgment is affirmed.

I. FACTUAL AND PROCEDURAL BACKGROUND

The parties do not dispute that on April 3, 2005, Morris owned and resided at the property at issue, 2323 St. Francis Avenue in Dallas County (the “property”). Additionally, the parties agree that subsequent to that date, two deeds pertaining to the property and purportedly executed by Morris were filed in Dallas County. One of those deeds, entitled “General Warranty Deed,” purported to convey all of the property, except a two-foot strip, to Executive Development and Planning Company (“EDPC”), an entity controlled by Curtis Bailey (“C. Bailey”). That deed (the “April 4 deed”) was allegedly notarized on April 4, 2005, by notary Taulease Bailey (“T. Bailey”), a sister of C. Bailey. The signature on the April 4 deed appeared as “Cyndia A. Morris.” The other deed, entitled “Correction General Warranty Deed,” purported to convey to EDPC the entirety of the property and was allegedly notarized on April 18, 2005, by notary Franklin Brown (the “April 18 deed”). The signature on the April 18 deed appeared as “Cyndia A. Morris as Independent Executrix.” Morris had engaged in real estate transactions with C. Bailey prior to the dates referenced on those deeds.

On April 26, 2005, EDPC purportedly conveyed the property to Richard Jordan. On that same date, Jordan borrowed $152,000 from Argent Mortgage Company, LLC, a predecessor in interest to Wells Fargo, and secured that loan by a deed of trust purporting to create a lien on the property. Subsequently, Jordan defaulted on the loan. On March 7, 2006, Wells Fargo, as assignee of Argent Mortgage Company, LLC, foreclosed on the property.

*841 Morris sued C. Bailey 1 and Wells Fargo, seeking, in relevant part, a declaratory judgment that both deeds described above “are null and void, as such deeds are a forgery, and that [Morris] is the true and lawful owner of said real property, free and clear of any and all liens.” Additionally, Morris asserted a fraud claim against C. Bailey. Wells Fargo filed a general denial answer and asserted, inter alia, an affirmative defense that it is “a bona fide mortgagee.”

After a bench trial, the trial court signed findings of fact that stated, in relevant part, (1) “[o]n April 4, 2005, [Morris] executed a General Warranty Deed conveying the Property to [EDPC],” with the exception of the two-foot strip not included in the property description in that deed; (2) Wells Fargo’s predecessor loaned money to Jordan in good faith and without any knowledge of Morris’s claims to the property; (3) the property described in the April 4 deed was conveyed to Wells Fargo by a March 7, 2006 substitute trustee’s deed following Wells Fargo’s foreclosure of its interest in such property; (4) the signature of Morris on the April 4 deed is “genuine”; and (5) the signature of Morris on the April 18 deed is “not genuine and is a forgery.” In its conclusions of law, the trial court concluded, in relevant part, (1) C. Bailey committed fraud against Morris in obtaining Morris’s signature on the April 4 deed; (2) Wells Fargo is a bona fide lender as to the claims of Morris pertaining to the April 4 deed; (3) the April 4 deed is valid and conveyed the property to EDPC, except for the two-foot strip described above; (4) the April 18 deed is void; and (5) pursuant to the March 7, 2006 substitute trustee’s deed, Wells Fargo was vested with title to the property described in the April 4 deed.

The trial court signed a final judgment dated May 27, 2009, in which it “found,” in part, (1) C. Bailey committed fraud against Morris in obtaining Morris’s signature on the April 4 deed, (2) C. Bailey committed a forgery of Morris’s signature on the April 18 deed, and (3) Wells Fargo is a bona fide lender and loaned money to Jordan in good faith and without knowledge of Morris’s claims to the property. Additionally, the. trial court “ordered, adjudged and decreed” that, inter alia, (1) the April 4 deed was valid; (2) the April 18 deed was void; (3) pursuant to a March 7, 2006 substitute trustee’s deed, “the property vested in [Wells Fargo],” with the exception of the two-foot strip not conveyed in the April 4 deed; and (4) Morris take nothing against Wells Fargo. This appeal timely followed.

II. VALIDITY OF THE APRIL 4 DEED

In Morris’s first issue, she asserts that the evidence was legally and factually insufficient to support the trial court’s finding that her signature on the April 4 deed was “genuine.” In her second issue, Morris specifically contends that because “[t]he clear and unmistakable evidence presented at trial established that the notary of the April 4 deed fraudulently obtained the signature of Morris on such deed,” the “validity of the certificate of acknowledgment was overcome” and the April 4 deed was “void.”

Wells Fargo responds, “The evidence presented at trial was sufficient to support the trial court’s judgment that [Morris] signed the April 4 deed, that [Wells Fargo] was a bona fide mortgagee and title to property as described in the April 4 deed *842 is vested in [Wells Fargo].” Further, Wells Fargo asserts “[Morris’s] argument that the April 4 deed is void ab initio as a result of fraud is contrary to Texas law.”

A. Standard of Review

We review a trial court’s conclusions of law de novo. BMC Software Belg., N.V. v. Marchand, 83 S.W.3d 789, 794 (Tex.2002). Findings of fact in a nonjury trial have the same force and dignity as a jury’s verdict. See, e.g., Lewis v. Dallas Soundstage, Inc., 167 S.W.3d 906, 912 (Tex.App.-Dallas 2005, no pet.) (citing Catalina v. Blasdel, 881 S.W.2d 295, 297 (Tex.1994)).

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Cite This Page — Counsel Stack

Bluebook (online)
334 S.W.3d 838, 2011 Tex. App. LEXIS 1401, 2011 WL 667978, Counsel Stack Legal Research, https://law.counselstack.com/opinion/morris-v-wells-fargo-bank-na-texapp-2011.