Moore v. Moore

3 Abb. Ct. App. 303
New York Court of Appeals·Decided December 15, 1860·Published·Cited by 22 cases

Opinion

Weight, J.

[After stating the facts, and disposing of an objection resulting from a misconception of the decree.] — 2. As to the claim for moneys paid to the United States Fire Insurance Company.

The facts on which the claim is founded, were substantially these: The testator’s wife, the mother of the executor, as heir at law of Stephen Price, was interested in one-half of No. 104 Broadway and one-half of No. 52 Courtlandt-street, and in September, 1840, she, with her husband, conveyed the same to the appellant. From that time, neither the testator nor his wife had any interest in the property. The property was subject to a mortgage to Henry H. Watson, on which was due, in February, 1841, ten thousand dollars of principal, besides interest, and which was being foreclosed. The appellant applied to the testator to raise ten thousand dollars, for him to pay off the mortgage, and it was arranged to raise the money by mortgaging premises No. 82 John-street, the separate property of the testator’s wife, and in which the testator had no interest, except as tenant by the curtesy, the appellant promising to keep down the interest and pay off the mortgage as soon as he could. It would seem that the appellant had ascertained that he could procure the money from the insurance company, if secured by a mortgage on the John-street property, for he and the counsel for the company, upon the application being made, went over to Hackensack to see the testator, who was infirm; having provided themselves with a blank power of attorney to be executed by the testator to the appellant to borrow the money, execute a bond for its payment in the name of the testator, upon such terms and at such times as the at[306] tomey should see fit, and also, in the testator’s name, to execute a mortgage, in conjunction with his wife, on the John-street property. The ten thousand dollars was procured from the insurance company, the appellant, as the attorney of the testator, and the testator’s wife, executing the mortgage; and the appellant also, as such attorney, executing in the name of the testator the bond accompanying the mortgage. The appellant received the money from the insurance company, and with some six thousand one hundred and forty-six dollars, provided by himself, purchased an assignment of the Watson bond and mortgage. The foreclosure suit was suffered to proceed, and the mortgaged premises, at the master’s sale, were bought in, in the name of the testator, the appellant conducting the entire business. In June, 1841, shortly after the conveyance of the property, by the master conducting the sale, to the testator, the latter, with his wife, conveyed it to the appellant, the consideration expressed in the deed being eleven thousand one hundred and forty-eight dollars, the sum paid for the assignment of Watson’s mortgage. There was really nothing paid to the testator by the appellant; and in his examination before the surrogate, he pretended that the deed was a gift from his father.

The effect of the transaction was to release the property in ■Broadway and Courtlandt-street, one-half of which was owned by the appellant, from the operation of the Watson mortgage, and then, as such mortgage was given by Price, the original owner, to vest an unincumbered title to the property in the appellant. During the lifetime of the testator, the appellant paid the interest and three thousand dollars of the principal of the mortgage held by the insurance company, and at home, when it was talked of by the testator and his wife, he assured them he was paying it off as fast as he could, and repeatedly promised to discharge it altogether; he also paid the interest for two or three years after the testator’s death; made no charges of these payments against the testator in his books of account; and there can be no pretense from the proof that they were made as agent for the testator in his lifetime or as executor after his death. He informed his mother that he had paid three thousand dollars of the principal of this mortgage, [307] and on several occasions assured her that she should never lose a dollar by it. He finally stopped paying interest on the mortgage in 1846, assigning as a reason to his mother that, as there was difficulty in the family, he would wait until the business was arranged, and then he would settle with her. It was the moneys amounting to four thousand five hundred and eighteen dollars and thirty-seven cents, thus paid to the insurance company for a part of the principal and accruing interest on a mortgage on the separate property of the testator’s wife, and which the appellant was equitably bound to pay and discharge, that he sought to establish as a claim against the testator’s estate, and which the surrogate disallowed.

The surrogate excluded the claim from the accounts, on the ground that, as between the executor and testator, the executor was bound to have paid off and discharged the mortgage. I cannot entertain a doubt of the correctness of the decision. The morlgage was given at the request, and for the accommodation and exclusive benefit of the executor, and on his undertaking to pay it off.- The history of its origin and the application of the moneys raised thereby, point only to this conclusion. The appellant, individually, and not as the agent of his father, applied to the company for the loan, that he might purchase the Watson mortgage, that was an incumbrance on his Broadway and Oourtlandt-street property. The testator had no interest in such purchase, nor had he any occasion to borrow money for any purpose. The appellant induced his mother to create a lien upon her separate estate, and his aged and infirm father to consent to accompany the mortgage with his bond, to raise money for his exclusive benefit, on his undertaking to pay off and discharge the mortgage. Under the circumstances it seems very clear that the appellant was primarily liable for the amount of the mortgage. And this is the view he seems to have taken of it himself, until after his father’s death, and a difficulty had arisen between him and 1 others of legatees and next of kin, in respect to the adminis- ! tratiou of the estate of the testator.

The moneys he now seeks to charge against his father’s estate, even in the lifetime of the latter, were paid by him individually, and not as the agent, or at the request of his father, [308] and he voluntarily reduced the lien on his mother’s estate to 1 seven thousand dollars, and repeatedly promised her that he would soon discharge it altogether. Instead of allowing the payments thus made in his account as agent, or executor, or as creditor of his father, I think that the estate of his mother is entitled to he relieved wholly from the lien. Besides, if it could be pretended,™ view of the "facts proved, that the moneys were paid in the character of attorney, or executor, it was incumbent on the appellant to show that they were paid on some valid claim against his father’s estate. The presumption created by the fact of their being paid on the testator’s bond, is rebutted by the other facts in the case. This bond (the appellant being the borrower of the money) was not a debt against the testator, for he, being only a tenant by the curtesy, was not bound to discharge the incumbrance on his wife’s estate; the land constituted the primary fund. This money which the appellant paid, was in discharge of his own obligation to his mother, on the faith of which she assented to mortgage her property.

3. As to the claim for services as physician to the testator.

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