Moore v. Discover Bank

CourtDistrict Court, S.D. New York
DecidedMay 28, 2024
Docket1:24-cv-03194
StatusUnknown

This text of Moore v. Discover Bank (Moore v. Discover Bank) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Moore v. Discover Bank, (S.D.N.Y. 2024).

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK SHEMAR RAYMOND MOORE, Plaintiff, 24-CV-3194 (LTS) -against- ORDER OF DISMISSAL DISCOVER BANK, Defendant. LAURA TAYLOR SWAIN, Chief United States District Judge: Plaintiff, who is appearing pro se, brings this action invoking the Court’s federal question jurisdiction and citing 18 U.S.C. § 8. He seeks, among other things, an order requiring Defendant Discover Bank to increase his credit limit to $50,000, and to allow Shemar Raymond Moore to “perform for SHEMAR RAYMOND MOORE.” (ECF 1 at 15.) By order dated April 30, 2024, the Court granted Plaintiff’s request to proceed in forma pauperis, that is, without prepayment of fees. STANDARD OF REVIEW The Court must dismiss an in forma pauperis complaint, or any portion of the complaint, that is frivolous or malicious, fails to state a claim on which relief may be granted, or seeks monetary relief from a defendant who is immune from such relief. 28 U.S.C. § 1915(e)(2)(B); see Livingston v. Adirondack Beverage Co., 141 F.3d 434, 437 (2d Cir. 1998). The Court must also dismiss a complaint when the Court lacks subject matter jurisdiction of the claims raised. See Fed. R. Civ. P. 12(h)(3). While the law mandates dismissal on any of these grounds, the Court is obliged to construe pro se pleadings liberally, Harris v. Mills, 572 F.3d 66, 72 (2d Cir. 2009), and interpret them to raise the “strongest [claims] that they suggest,” Triestman v. Fed. Bureau of Prisons, 470 F.3d 471, 474 (2d Cir. 2006) (internal quotation marks and citations omitted) (emphasis in original). But the “special solicitude” in pro se cases, id. at 475 (citation omitted), has its limits – to state a claim, pro se pleadings still must comply with Rule 8 of the Federal Rules of Civil Procedure, which requires a complaint to make a short and plain statement showing that the

pleader is entitled to relief. Rule 8 requires a complaint to include enough facts to state a claim for relief “that is plausible on its face.” Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007). A claim is facially plausible if the plaintiff pleads enough factual detail to allow the Court to draw the inference that the defendant is liable for the alleged misconduct. In reviewing the complaint, the Court must accept all well-pleaded factual allegations as true. Ashcroft v. Iqbal, 556 U.S. 662, 678-79 (2009). But it does not have to accept as true “[t]hreadbare recitals of the elements of a cause of action,” which are essentially just legal conclusions. Twombly, 550 U.S. at 555. After separating legal conclusions from well-pleaded factual allegations, the Court must determine whether those facts make it plausible – not merely possible – that the pleader is entitled to relief. Id.

BACKGROUND The following allegations are drawn from Plaintiff’s complaint. Shemar Raymond Moore “had a Discover account.” (ECF 1 at 5, ¶ 1.) Shemar Raymond Moore, who is the “title representative” for SHEMAR RAYMOND MOORE, “gave permission to Discover to access and use the credits of SHEMAR RAYMOND MOORE.” (Id. at ¶¶ 3-4.) Plaintiff contends that Discovery should have to “indorse the original collateral securities under special negotiation, prior to them being exchange for federal notes.”1 (Id. at ¶ 6.)

1 All spelling and punctuation in quoted material is from the original, unless otherwise noted. Plaintiff contends that “all promissory notes are collateral securities in accordance with 12 U.S.C. § 412” (id. at ¶ 17), and that “all promissory [notes] produced by Shemar Raymond Moore are under the purview of 18 U.S.C. § 8” (id. at ¶ 18.) He believes that “Shemar Raymond is able to legally create currency because it is legal for [him] to do so and it2 is a federal reserve

member bank.” (Id. at ¶ 19.) Plaintiff states that he executed a power of attorney that “contained a special indorsement for all past, present, and future negotiable instruments,” referencing the purported relationship between Shemar Raymond Moore and SHEMAR RAYMOND MOORE. Plaintiff sent various mailings to Discover Bank Chief Executive Officer John Greene, directing him to “apply the positive value of the negotiable instruments on the account to set off the account and bring it to zero.” (Id. at ¶ 33.) In summary, Plaintiff seeks “to replace all previous, present, and blank indorsement with special indorsements.” (Id.) He contends that there was fraud due to lack of disclosure of “collateralization of the original promissory note.” (Id. at ¶ 36.) Plaintiff asserts that his mailings constituted “unconditional tender of payment in accordance with UCC 3-603. (Id. at ¶ 37.)

He seeks “discharge on all charges” and $71,660 in damages in “federal reserve notes,” (id. at 6, IV), or an order requiring Defendant Discover Bank to increase his credit limit to $50,000, and to allow Shemar Raymond Moore to “perform for SHEMAR RAYMOND MOORE.” (Id. at 15.) DISCUSSION Plaintiff argues that Shemar Raymond Moore is the “title representative” for SHEMAR RAYMOND MOORE, and that his mailing of the power of attorney to Discover Bank’s CEO brings his credit card bill “to zero.” (ECF 1 at ¶ 33.) This claim appears to relate to a common

2 This appears to be a reference to Discover Bank, although it is not entirely clear. sovereign citizen or “redemptionist” argument that a name in all capital letters refers to a separate legal entity. Proponents of these theories believe that “when a person’s name is spelled . . . with initial capital letters and small letters, it represents the ‘real person’ . . . [and w]henever a person’s name is written in total capitals, . . . . only [a] ‘strawman’ is referenced, and the flesh

and blood person is not involved.’ ” Santana v. United States, 2017 WL 2470834, at *2 (S.D.N.Y. June 6, 2017). Courts have explained the underpinning of these ideas: “Redemptionist” theory . . . propounds that a person has a split personality: a real person and a fictional person called the “strawman.” The “strawman” purportedly came into being when the United States went off the gold standard in 19[3]3, and, instead, pledged the strawman of its citizens as collateral for the country’s national debt. Redemptionists claim that government has power only over the strawman and not over the live person, who remains free. Individuals can free themselves by filing UCC financing statements, thereby acquiring an interest in their strawman. . . . . Monroe v. Beard, 536 F.3d 198, 203 n. 4 (3d Cir. 2008) (citation omitted). These theories have been consistently rejected by federal courts as frivolous. See Muhammad v. Smith, No. 3:13-CV-760, 2014 WL 3670609, at *2 (N.D.N.Y.

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Related

Coppedge v. United States
369 U.S. 438 (Supreme Court, 1962)
Bell Atlantic Corp. v. Twombly
550 U.S. 544 (Supreme Court, 2007)
Ashcroft v. Iqbal
556 U.S. 662 (Supreme Court, 2009)
Charlotte v. Hansen
433 F. App'x 660 (Tenth Circuit, 2011)
Hill v. Curcione
657 F.3d 116 (Second Circuit, 2011)
Monroe v. Beard
536 F.3d 198 (Third Circuit, 2008)
Harris v. Mills
572 F.3d 66 (Second Circuit, 2009)
Salahuddin v. Cuomo
861 F.2d 40 (Second Circuit, 1988)

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Moore v. Discover Bank, Counsel Stack Legal Research, https://law.counselstack.com/opinion/moore-v-discover-bank-nysd-2024.