Michael Sommerkamp v. Horizon Bank

CourtDistrict Court, S.D. Indiana
DecidedMarch 31, 2026
Docket1:24-cv-00993
StatusUnknown

This text of Michael Sommerkamp v. Horizon Bank (Michael Sommerkamp v. Horizon Bank) is published on Counsel Stack Legal Research, covering District Court, S.D. Indiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Michael Sommerkamp v. Horizon Bank, (S.D. Ind. 2026).

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF INDIANA INDIANAPOLIS DIVISION

MICHAEL SOMMERKAMP, ) ) Plaintiff, ) ) v. ) No. 1:24-cv-00993-SEB-CSW ) HORIZON BANK, ) ) Defendant. )

ORDER GRANTING DEFENDANT'S MOTION FOR SUMMARY JUDGMENT

Now before the Court is Defendant's Motion for Summary Judgment [Dkt. 35]. Plaintiff Michael Sommerkamp has brought this action against his former employer, Defendant Horizon Bank ("Horizon"), alleging that Horizon violated his rights under the Family Medical Leave Act of 1993 ("FMLA"). For the reasons detailed below, we GRANT Defendant's Motion for Summary Judgment. Factual Background Mr. Sommerkamp began his employment with Horizon on June 21, 2021. Dkt. 35-1 at 193; Exh. 22 to Dkt. 35-1. At all times during his employment, Mr. Sommerkamp held the position of Senior Personal Trust Officer. Sommerkamp Dep. at 50. Prior to joining Horizon, Mr. Sommerkamp was an attorney practicing estate planning and contract work out of his own firm. Id. at 43. When Mr. Sommerkamp was hired, he signed an offer letter that explicitly provided that his employment with Horizon was at will and acknowledged that "as an at-will employee [his] employment relationship may be terminated at any time with or without cause." Id. at 51; Exh. 3 to Sommerkamp Dep. at 2. Throughout

his employment, Mr. Sommerkamp had access to Horizon's employment handbook, which included Horizon's Progressive Discipline Policy (the "Policy"). Sommerkamp Dep. at 60. The Policy provided that, in the event that an employee

demonstrated behavior or performance issues, their supervisor should first verbally discuss the issue with them before escalating the discipline to a written warning or termination. Id. at 61; Exh. 4 to Sommerkamp Dep. at 18. The Policy further provided: "However, Horizon retains the right to administer discipline in any

manner that it sees fit. This policy does not modify the status of employment-at- will or in any way restrict Horizon's right to bypass the disciplinary procedures suggested." Id.

In his role as a Senior Personal Trust Officer, Mr. Sommerkamp's duties included "managing fiduciary and investment-oriented client relationships in which the bank is acting as trustee, executor, administrator, conservator, guardian, depositor, or agent, and developing new personal trust business by providing

Exceptional Service and Sensible Advice." Snyder Decl. ¶ 5, Exh. A to Snyder Decl. One of Mr. Sommerkamp's fundamental responsibilities was to "[d]evelop new business through referrals and centers of influence" by creating sales

proposals to generate business." Id.; Sommerkamp Dep. at 53. At all times relevant to this litigation, Mr. Sommerkamp reported to Kathleen Snyder, Horizon's Investment Sales and Risk Compliance Manager.

Sommerkamp Dep. at 15; Snyder Dep. at 7. When Mr. Sommerkamp began his employment, he inherited a book of business that consisted of roughly forty trust accounts, IRA accounts, and investment management accounts. Snyder Dep. at 11.

A primary part of Mr. Sommerkamp's role was to continue developing business from his current book while also generating new business. Id. Prior to his employment with Horizon, Mr. Sommerkamp had experience as a financial advisor, but he did not have any prior experience managing trust accounts.

Sommerkamp Dep. at 53. So that he could focus on learning his accounts, Mr. Sommerkamp was not given a sales goal for the first six months of his employment with Horizon. Id. at 75.

Ms. Snyder completed Mr. Sommerkamp's first performance review in December 2021, at which point he had been working for Horizon for approximately six months. Snyder Decl. ¶ 7. As discussed above, Mr. Sommerkamp at that point had not yet been assigned a sales goal and he was

expected to focus on learning his current book of business, meeting with existing clients, visiting other Horizon branches, and becoming more comfortable managing accounts. Snyder Decl. ¶ 8. Mr. Sommerkamp received an overall

"Meets Expectations" rating and was awarded a concomitant pay increase, but Ms. Snyder advised in her comments that Mr. Sommerkamp "need[ed] to focus on learning all aspects of his accounts. It is expected in 2022 that he will be more

comfortable with the role of trustee and the various internal systems and procedures." Snyder Decl. ¶ 7; Exh. B to Snyder Decl. Ms. Snyder first gave Mr. Sommerkamp a sales goal in January 2022,

initially in an amount less than his peers. Sommerkamp Dep. at 76. However, shortly thereafter, without explanation, his sales goal doubled. According to Mr. Sommerkamp, it was his understanding that the increased sales goal was to help make up certain losses Horizon sustained in its Employee Stock Ownership Plan

("ESOP") product line. Id. At that same time, Mr. Sommerkamp learned that Horizon was not going to provide him with the administrative assistance he was told he would have, which meant that he was required to spend more time than he

anticipated handling administrative tasks, leaving him less time to perform his actual job duties. Sommerkamp Aff. ¶ 4. As a result, Mr. Sommerkamp's job performance, particularly with regard to visiting bank branches, sending letters to business influencers, managing client and support staff expectations, and general

accuracy, suffered in January and February 2022. Id. ¶ 5. On January 19, 2022, a few weeks after his review, Ms. Snyder met with Mr. Sommerkamp to discuss the fact that he had failed to visit any other Horizon

branch in the fall of 2021, despite her having directed him to do so. Snyder Decl. ¶ 11; Exh. C to Snyder Decl. Ms. Snyder also discussed with Mr. Sommerkamp a client's complaint about his failure to follow up regarding a financial plan the client

had requested. Exh. C to Snyder Decl. In response, Mr. Sommerkamp blamed Horizon's financial planner for the failure to respond, even though Mr. Sommerkamp was responsible for maintaining the client relationship. Id.;

Sommerkamp Dep. at 86. Two days later, on January 21, 2022, Ms. Snyder had another discussion with Mr. Sommerkamp about his performance, this time regarding the importance of responding to client emails. Sommerkamp Dep. at 105-106; Exh. 6 to

Sommerkamp Dep. This discussion was prompted by Mr. Sommerkamp's failure to respond to an email that resulted in two invoices not being properly paid for a client. Exh. 6 to Sommerkamp Dep.

Four days after that, on January 25, 2022, Ms. Snyder had yet another discussion with Mr. Sommerkamp about his performance after he had incorrectly used the book value of an account rather than the market value to determine the amount to be paid to a beneficiary. Id.; Sommerkamp Dep. at 106. The mistake

was caught by a Horizon assistant who was responsible for over 1,000 clients. Sommerkamp Dep. at 106-07. When Ms. Snyder discussed the error with Mr. Sommerkamp, she coached him about the need to pay more attention to detail in

performing his work. Exh. 6 to Sommerkamp Dep. On February 16, 2022, Ms. Snyder again spoke with Mr. Sommerkamp after he failed to credit an account, causing it to become delinquent. Id. Following the

incident, Mr. Sommerkamp had contacted a broker who was not associated with the account and provided confidential information, including the account number and name. Id. Ms. Snyder informed Mr. Sommerkamp that, in sharing such

information, he had committed a privacy violation. Sommerkamp Dep. at 110. The next day, on February 17, 2022, Ms. Snyder had her fifth performance- related discussion with Mr. Sommerkamp in less than one month. Ms. Snyder reiterated during this discussion the need for Mr. Sommerkamp to provide

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