Metropolitan Prop. Cas. v. Fairfield, No. Cv97 033 92 64 S (Sep. 4, 2002)

2002 Conn. Super. Ct. 11243
CourtConnecticut Superior Court
DecidedSeptember 4, 2002
DocketNo. CV97 033 92 64 S
StatusUnpublished

This text of 2002 Conn. Super. Ct. 11243 (Metropolitan Prop. Cas. v. Fairfield, No. Cv97 033 92 64 S (Sep. 4, 2002)) is published on Counsel Stack Legal Research, covering Connecticut Superior Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Metropolitan Prop. Cas. v. Fairfield, No. Cv97 033 92 64 S (Sep. 4, 2002), 2002 Conn. Super. Ct. 11243 (Colo. Ct. App. 2002).

Opinion

[EDITOR'S NOTE: This case is unpublished as indicated by the issuing court.]

MEMORANDUM OF DECISION
The claims in this case arise out of the consequences of a tree falling onto the second floor roof of residential premises owned by John and Beth Welch and located at 101 South Road in Fairfield, Connecticut, on December 24, 1994. It is undisputed that during the night of December 23 and the early morning hours of December 24, 1994, the area in question was being struck by a "Nor'Easter" storm that has been generally described as severe with lightning and high winds. The then Tree Warden in Fairfield, Kenneth Placko, who had held that position since April of 1992, had been on duty since midnight and described the velocity of the storm. He testified and police blotter records disclosed that several other trees went down that night as well as electrical and telephone wires.

Mrs. Welch testified that she was asleep in a small bedroom facing the road at approximately 4:00 a.m. when she heard a loud noise and then saw the house's roof fall in on her and she actually felt branches of the tree touch her although she was not physically injured by either of these events. She eventually sought the services of a psychologist and then a psychiatrist for emotional problems arising out of the incident and was eventually diagnosed as suffering from Post Traumatic Stress Syndrome and Depression.

Mrs. Welch further testified and identified pictures of the house showing the fallen tree and its position of impact upon the house. It is undisputed that the Welch's insurer, Metropolitan Property and Casualty Company, paid for the property damages caused by the falling true in the amount of $70,074.25. Coincidentally, Mr. Welch was then and remains a Vice President of Metropolitan Property and Casualty Company.

After the incident, Mrs. Welch and her husband and Metropolitan as subrogee brought an action against Kenneth Placko and the Town of Fairfield for the property damage incurred on both the theory of CT Page 11244 negligence and nuisance. In later counts, Mrs. Welch brought a personal injury claim against both defendants, based again on both negligence and nuisance. Generally speaking, her claims alleged the defective condition of the tree and the fact that the Town and Placko should have taken it down before it fell on her home.

As to the condition of the tree, Mrs. Welch testified that she and her husband purchased the premises in the summer of 1987 and as of that time there was a fissure that she observed in the lower level of the tree trunk that had cement in it. She did not describe it further, and she had no idea as to when or by whom the cement was added. She further testified that some time later she believed the tree was cabled but again she had no idea when it was done or by whom. She says she did not do it. She gave no further description of the tree or its condition from the time they purchased the property until December 24, 1994. There is no indication that she or her husband ever complained to the Town or its tree warden as to the poor condition of the tree or that it needed any repair. She further testified that she and her husband did no work on the tree at any time. She verified that the weather that night was stormy with rain and heavy wind. Her husband did not testify.

The plaintiffs called Kenneth Placko as a witness who described his duties as the Town Tree Warden. His specific duties are set forth in Connecticut General Statute § 23-59. He described his main function as maintaining trees within the Town's right of way along town roads. He testified that there are 260 miles of town roads, and when you account for both sides of the street, it totals 520 miles. He estimated the number of trees in the right of way as 50,000 to 70,000. He is also responsible for trees on other town properties which he estimates to be in number between 300, 000 and 500,000. He stated that he drives those streets periodically to look for problems but there is no periodic inspection of all trees. He indicated that about two thirds of the department's work is generated by residents calling in a problem which it then investigates. He again estimated that the Town removes about 500 to 600 trees yearly. He identified plaintiff's exhibit 0 as a summary of work done by his department in the general area of 101 South Road between 1990 and 1997 and he identified one job that was completed on August 29, 1991, specifically at 101 South Road and that was the removal of a branch hanging from the tree involved in this case. That tree is located in the town's right of way. No other town record was introduced as to any complaints made by the Welch's concerning the tree that fell or in fact any other work ever done by the Town on that tree.

Mr. Placko further testified that he was called to the Welch home at about 4:00 a.m. on December 24, saw the fallen tree and made arrangements CT Page 11245 for a crane to remove it. The tree was totally removed except for a stump on that day. He further testified that three or four trees went down just around the corner from 101 South Road and it took three to four weeks to complete the cleanup of the Town from the storm which he described as severe. He further described the tree in question as a sugar maple about 36" in circumference at its base. In addition, he testified that there was nothing he previously observed or heard before December 24, 1994, to lead him to believe that he should inspect that maple tree at 101 South Road.

David McNamara, an employee of Metropolitan, testified as to how the loss was evaluated and what was paid to the Welch's. of significance on plaintiff's exhibit I, the Proof of Loss, the cause of the loss was listed as "windstorm." of further significance also on exhibit I, the loss was described as "CAT 24", which Mr. McNamara then described. The CAT stands for catastrophe and is used to describe a situation where within their multi state region the number of claims exceeds the estimated number of claims predicted for that time period. He described the notation on the Proof of Loss of "due to windstorm of CAT 24" as referring to the same storm and conditions as took place on December 24, 1994.

The plaintiffs' final witness was Joseph Maisano who was qualified as a tree expert. He was hired by Metropolitan. He inspected the remaining stump of the tree on December 29, 1994, as shown in plaintiff's exhibits V. W and X. He testified that the tree had internal decay for several years before it fell and that it contained peat inside its shell. He pointed out what he believed was cement inside the stump which was originally used to strengthen the tree but that method has not been used for 20-25 years because it caused more problems than it prevented. What is significant about that fact is the tree had obviously survived for 20-25 years since the cement was added. He observed a stress crack along a portion of the trunk shown in the photographs which he said was caused by environmental conditions. He never related those stress or growth cracks, as he earlier described them, to any defect or decay in the tree. His examination described what he found inside the outer skin of the tree after it had fallen, but he could describe no indication of decay or defect in the outer layer of the tree other than the growth crack that would alert anyone to the inner condition of the tree. The value of his testimony is severely limited because he was able to view only a small remnant of the tree.

Mr. Maisano was aware of both the concrete in the tree and the cabling of the tree which he said were generally indications of the weakening of the tree. Again, he had no idea as to by whom, when or why these items were done.

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Bluebook (online)
2002 Conn. Super. Ct. 11243, Counsel Stack Legal Research, https://law.counselstack.com/opinion/metropolitan-prop-cas-v-fairfield-no-cv97-033-92-64-s-sep-4-2002-connsuperct-2002.