Mercier v. Travelers Insurance

64 P. 158, 24 Wash. 147, 1901 Wash. LEXIS 507
CourtWashington Supreme Court
DecidedMarch 1, 1901
DocketNo. 3701
StatusPublished
Cited by5 cases

This text of 64 P. 158 (Mercier v. Travelers Insurance) is published on Counsel Stack Legal Research, covering Washington Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mercier v. Travelers Insurance, 64 P. 158, 24 Wash. 147, 1901 Wash. LEXIS 507 (Wash. 1901).

Opinion

The opinion of the court was delivered by

Dunbar, J.

This was an action brought by the respondent, the wife of one Arthur Mercier, on an accident insurance policy. The part of the complaint material for the purposes of this opinion is as follows:

“That the said Arthur Mercier accidentally fell and injured his left hand, between the fingers thereof, and injured and bruised his left side, directly over the heart, from which injuries he never recovered, and died on the 29th day of January, 1899, from the direct result of said injuries, independent of all other causes, and that the receiving of said injuries was wholly and entirely accidental on the part of the said Arthur Mercier, deceased.”

The material part of the answer was as follows:

“That the death of said Arthur Mercier was not occasioned by accident or accidental means, or by any other means within the terms of the contract of insurance set forth in said amended complaint, and in this answer as ‘Exhibit B,’ but that his death was occasioned solely and entirely by disease, and such diseased condition of his body was not occasioned by any accident received by him within the terms of said contract of insurance.”

Before the trial, the defendant demanded of plaintiff a bill of particulars in answer to the following questions :

“1. State fully and definitely in what manner and through what agencies the said Arthur Mercier referred to in the complaint fell and received the-injuries referred to in paragraph four of said complaint.
[149]*149.• 2. State fully and definitely whether the death of the said Arthur Mercier_ was occasioned by the injury to his hand or by the injury to his side; both of which injuries are referred to in paragraph four of said complaint.
3. State fully and definitely what the character of injuries were to the hand of the said Arthur Mercier, which are referred to in paragraph four of said complaint.
4. State fully and definitely what the character of the injuries were to the side of said Arthur Mercier, and how they caused his death, which are referred to in paragraph four of said complaint.”

Plaintiff answered the bill as follows:

“Answer to Interrogatory Mo. 1: The said Arthur Mercier accidentally stumbled and fell, and said fall was not caused by any other means or agencies known to plaintiff.
Ans. to Int. Mo. 2: The death of the said Arthur Mercier was caused by the injuries to his side, the injury to his hand slightly, if any, contributing thereto. Ans. to Int. Mo. 3: A deep cut between the third and fourth fingers of the left hand.
Ans. to Int. Mo. 4: Bruised and injured upon the side directly over the heart, causing a malignant growth of spleen and fatty degeneration of the heart.”

The following special interrogatories were propounded to the jury and answered as follows:

“1. Did Arthur Mercier die from the diseased condition of the heart ? Answer: Tes.
2. Did the diseased condition of his liver contribute to causing his death? Ans. Mo.
3. Was the diseased condition of his liver caused by any accidental injury received by him ? Ans. Mo.
4. Was Arthur Mercier at the time of his death afflicted with malignant growth of the spleen or fatty degeneration of the heart? Ans. Mo.”

[150]*150There was a general verdict for the plaintiff. Dr. Byrne, who was the physician attending upon the deceased at the time of his death and who made a postmortem examination, testified that there was no malignant growth of the spleen or fatty degeneration of the heart; upon which the defendant made a motion to strike the testimony of the witness, for the reason that it did not correspond with the allegations of the complaint. The motion was overruled. Upon the conclusion of the trial, the objection was raised by the appellant that the special findings of the jury were at variance with the general verdict and at variance with the allegations of the complaint. This contention was not sustained by the court. Judgment was rendered, and an appeal is brought here, alleging the action of the court in that respect as error.

It is insisted by the appellant that, when the general verdict and special findings conflict, the special findings must control; that the bill of particulars was descriptive and must be proven as alleged; that by reason of the allegation in the bill of particulars that the deceased was at the time of his death afflicted with malignant growth of the spleen or fatty degeneration of the heart, the defense was misled as to the character of defense which it should interpose, or of the charges which it should meet; that, under the rule laid down in Green-leaf on Evidence (14th ed.), § 58, the allegations in the bill of particulars here are of essential description and must be proved with strictness. Many cases are cited in support of appellant’s contention in this regard, the first of which is Wabash Western Ry. Co. v. Friedman, 146 Ill. 583 (30 N. E. 353), where, in an action for personal injuries, the declaration alleges that the plaintiff was a passenger on defendant’s train between certain sta[151]*151tions, and the proof showed that the plaintiff was a passenger between two other stations, the termini alleged being the intermediate stations, between which the accident happened. The variance between the declaration and the proof was held fatal to recovery. In that case it was averred that on a certain date the plaintiff became and was a passenger on a certain train of the defendant, and was on the said railroad to be carried, and was accordingly being carried, on the said train from Kirks-ville to Grlenwood Junction; and ■ the further fact was set forth that between Kirksville and Grlenwood Junction, through the negligence of the defendant, the accident happened which resulted in plaintiff’s injury. The proof showed that the plaintiff took the car and became a passenger on such at Moberly, some distance south of Kirksville, and that his destination was Ottumwa, several miles north of Grlenwood Junction, so that it was between Moberly and Ottumwa that the accident happened.

This case might possibly be distinguished from the case at bar from the fact that the court held that the contract set out in the declaration had not been proven. The contract alleged was carriage from Kirksville to GJ-lenwood Junction, when the actual contract, as shown by the proof, was from Moberly to Ottumwa. Still, the whole case shows conclusively, from the record, that the defense in that case was in no way misled by the variance between the proof and the allegation, and we think the court laid down a rule which is not in consonance with law or reason. Grlenwood Junction and Kirksville were both on the line between Ottumwa and Moberly, and, as the greater includes the less, an allegation that the accident happened between Grlenwood Junction and Kirksville was notice to the railroad that the accident happened between Moberly and Ottumwa. We are not [152]*152inclined to follow the decision in this case.

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Cite This Page — Counsel Stack

Bluebook (online)
64 P. 158, 24 Wash. 147, 1901 Wash. LEXIS 507, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mercier-v-travelers-insurance-wash-1901.